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Find Long-Term Care Insurance Agents Near You in South Plainfield, NJ
Directory of long-term care insurance agents in South Plainfield, New Jersey. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 long-term care insurance agents in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank P Licato Agency LLC
2325 Plainfield Ave #2a, South Plainfield, NJ 07080
(908) 757-5500
licatoagency.com
State Farm Insurance
430 Hamilton Blvd 1st Floor Ste 1W, South Plainfield, NJ 07080
(908) 941-9076
statefarm.com
Strategic Insurance Partners/Kape Insurance
510 Hamilton Blvd, South Plainfield, NJ 07080
(908) 757-6666
kapeinsurance.com
Amogh Associates Llc
904 Oak Tree Ave Suite B, South Plainfield, NJ 07080
(908) 941-5248
amoghgroup.net
Kathy Jones Agency, LLC
2406 Park Ave, South Plainfield, NJ 07080
(908) 251-2582
kjinsuresnj.com
Loyalty Insurance Agency
2443 Plainfield Ave, South Plainfield, NJ 07080
(908) 340-0328
Macario Sambat - Prudential Financial
121 Barone Ave Suite 200, South Plainfield, NJ 07080
(908) 753-5610
prudential.com
Ramirez Insurance Agency
142 Oak Tree Ave Suite 1D, South Plainfield, NJ 07080
(609) 451-0475
ramirezins.com
BEEKAY FINANCIAL SERVICES
50 Cragwood Rd, South Plainfield, NJ 07080
(908) 315-3956
beekayonline.com
Cancela Insurance Brokerage LLC
142 Oak Tree Ave #1c, South Plainfield, NJ 07080
(909) 568-1301
cibllc.com
Anthony Cancela Jr, Financial Services Professional - New York Life
142 Oak Tree Ave #1c, South Plainfield, NJ 07080
(908) 756-5126
newyorklife.com
Long-term care insurance agents in South Plainfield, New Jersey help residents plan for future care needs. These agents explain policy options that comply with New Jersey state regulations, including the Partnership for Long-Term Care program. This program allows policyholders to protect assets while qualifying for Medicaid if needed.
What Does a Long-Term Care Insurance Agent in South Plainfield Cost?
In New Jersey, the average annual premium for a long-term care insurance policy is around $2,500 to $4,500 for a 55-year-old, depending on coverage amount and benefit period. Costs increase with age and health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in South Plainfield do?
An agent helps you compare policies from different insurers and explains coverage for home care, assisted living, and nursing home care. They also guide you on New Jersey-specific options like the Partnership program.
How does New Jersey Partnership for Long-Term Care affect my policy?
This state program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. It is available only through certified agents and policies.
What is the best age to buy long-term care insurance in New Jersey?
Most experts recommend buying between ages 50 and 60 when premiums are lower and you are more likely to qualify medically. New Jersey does not have a specific age requirement but insurers set their own eligibility rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.