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Find Long-Term Care Insurance Agents Near You in Sparta, NJ
Directory of long-term care insurance agents in Sparta, New Jersey. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 long-term care insurance agents in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jersey Insurance Solutions - Medicare & Health Insurance
46 Main St Suite 402, Sparta, NJ 07871
(973) 500-3708
jerseyinsurancesolutions.com
Alex Aguado - State Farm Insurance Agent
160 Woodport Rd Ste 1A, Sparta, NJ 07871
(973) 729-5661
alexaguado.com
Visiting Angels Senior Home Care
328c S Sparta Ave, Sparta, NJ 07871
(973) 726-3010
visitingangels.com
Tom Holdsworth New York Life Financial Services Professional
38 Seneca Lake Rd, Sparta, NJ 07871
(973) 729-4299
tomholdsworth.net
Trusted Insurance Agency
270 S Sparta Ave, Sparta, NJ 07871
(973) 315-7046
Supreme Insurance NJ
71 Co Rd 517, Sparta, NJ 07871
(973) 381-9146
richsum.com
NJ TLC Home Cares
9 Hidden Glen Dr, Sparta, NJ 07871
(845) 520-8498
njtlchomecares.com
Top Point Insurance Agency
7 Boardwalk, Sparta, NJ 07871
(973) 381-9771
Elite Retirement Consultants
46 Wilson Dr, Sparta, NJ 07871
(973) 729-2489
erc401.com
Sweeney, Richards & Summers
191 Woodport Rd, Sparta, NJ 07871
(973) 627-0100
richsum.com
Allstate Financial Services - James Sharabba
191 Woodport Rd, Sparta, NJ 07871
(973) 729-8644
agents.allstate.com
Prudential Financial
6 Apple Tree Ln, Sparta, NJ 07871
(862) 213-0811
prudential.com
Long-term care insurance agents in Sparta, New Jersey help residents plan for future care needs such as home health aides or nursing home stays. New Jersey offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with state Medicaid rules.
What Does a Long-Term Care Insurance Agent in Sparta Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and benefit choices. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, premiums often range from 2,500 to 5,000 dollars annually. Costs also depend on the daily benefit amount and whether you choose inflation protection. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Sparta do?
A long-term care insurance agent helps Sparta residents compare policies from different carriers. They explain coverage options like daily benefit amounts, elimination periods, and inflation protection. Agents also guide clients on how a policy may coordinate with New Jersey Medicaid.
Does New Jersey have special rules for long-term care insurance?
Yes, New Jersey has a Long-Term Care Partnership Program that lets policyholders keep assets equal to the amount their policy paid out. This program is available only for policies that meet state standards. Agents can explain how this affects estate planning and Medicaid eligibility.
How do I choose a long-term care insurance agent in Sparta?
Look for an agent licensed in New Jersey with experience in long-term care coverage. Ask about their familiarity with the New Jersey Partnership Program and carriers that offer policies in the state. Check their credentials with the New Jersey Department of Banking and Insurance.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.