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Find Long-Term Care Insurance Agents Near You in Union City, NJ

Browse long-term care insurance agents serving Union City, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in Union City, New Jersey is Diverse Solutions, rated 5.0 stars across 654 reviews. Other highly rated options include SValencia Insurance Agency LLC, Frank Ciappi - State Farm Insurance Agent, Freeway Insurance. This directory lists 18 long-term care insurance agents serving Union City.

Showing 18 long-term care insurance agents in Union City, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Diverse Solutions3916 Bergenline Ave(201) 751-5454
2SValencia Insurance Agency LLC412 37th St(201) 679-8026
3Frank Ciappi - State Farm Insurance Agent3196 John F. Kennedy Blvd(201) 758-5470
4Freeway Insurance1306 John F. Kennedy Blvd(201) 829-2004
5Diaz Insurance Agency815 Bergenline Ave(201) 348-1288
6TORO TAXES UNION CITY & VIP INSURANCE527 42nd St(201) 331-3771
7Fiorentino Anillo Insurance LLC202 38th St(201) 223-2331
8Vitality Insurance NJ1112 Summit Ave(551) 239-6872
9Financial Benefits Corporation3710 John F. Kennedy Blvd(201) 867-2222
10Hudson Agency Services1301 Summit Ave Suite A(201) 553-0053
DS
3916 Bergenline Ave
Diverse Solutions
Long-Term Care Insurance Agent · Union City, NJ

Diverse Solutions serves Union City and surrounding Hudson County, New Jersey, as a long-term care insurance agent. The company guides individuals and families in planning for potential future care needs through insurance coverage. It assists clients in understanding policy options that help protect savings and assets from the high costs of extended care. By evaluating personal circumstances and goals, Diverse Solutions aims to find appropriate coverage for home care, assisted living, or nursing home expenses. It handles plan comparisons for both traditional long-term care policies and hybrid life insurance with care benefits.

SI
412 37th St
SValencia Insurance Agency LLC
Long-Term Care Insurance Agent · Union City, NJ

SValencia Insurance Agency LLC provides long-term care insurance planning services to individuals in the Union City, New Jersey area. Its service plans help clients prepare for future care needs, such as in-home assistance or nursing facility stays, by offering policy reviews and consultation on coverage options. The agency’s maintenance plans include periodic policy updates and assistance with filing claims as care needs evolve. The company serves families residing in single-family homes and apartments, as well as local businesses including retail stores and restaurants seeking employee benefits solutions.

FC
3196 John F. Kennedy Blvd
Frank Ciappi - State Farm Insurance Agent
Long-Term Care Insurance Agent · Union City, NJ

Frank Ciappi - State Farm Insurance Agent in Union City, NJ serves individuals, families, and small business owners looking to plan for their future financial security. This long-term care insurance agent helps clients explore coverage options that can protect savings and provide access to care services when everyday tasks become challenging due to aging, illness, or injury. Consultations focus on assessing personal needs and explaining policy features so customers can make informed decisions. The agency also provides assistance to residents throughout Hudson County, including neighboring communities such as North Bergen.

FI
1306 John F. Kennedy Blvd
Freeway Insurance
Long-Term Care Insurance Agent · Union City, NJ

Freeway Insurance provides long-term care insurance planning for Union City, New Jersey. It assists individuals with policies that help cover expenses linked to extended care services commonly used by aging residents in the region. The agency works to clarify the complexities of benefit structures, waiting periods, and coverage limits associated with these plans. It also addresses how policies integrate with local care facilities and home health providers. During open enrollment periods, it helps clients review options to adjust or initiate coverage for anticipated care needs.

DI
815 Bergenline Ave
Diaz Insurance Agency
Long-Term Care Insurance Agent · Union City, NJ

Serving clients in Union City and the surrounding communities of Hudson County, Diaz Insurance Agency handles long-term care insurance policies. This type of coverage helps individuals plan for potential future needs such as home care, assisted living, or nursing facility expenses. The agency assists clients in comparing different plan options and coverage amounts to find a suitable policy. A typical job begins with a detailed review of the client’s financial situation and health history and ends with a recommendation for a specific policy that fits their individual budget and care preferences.

TT
527 42nd St
TORO TAXES UNION CITY & VIP INSURANCE
Long-Term Care Insurance Agent · Union City, NJ

A client may choose between a one-time consultation to review current coverage and ongoing service that addresses changing needs over time. This Union City agency assists with long-term care insurance options, focusing on policies that help manage the costs of extended care. The agent can help compare plans based on an individual’s preferences. Service is available on an as-needed basis, allowing clients to request assistance only when they require a policy review or a new quote.

FA
202 38th St
Fiorentino Anillo Insurance LLC
Long-Term Care Insurance Agent · Union City, NJ

Fiorentino Anillo Insurance LLC specializes in long-term care insurance, offering policies designed to cover future custodial care needs. The agency serves residents in Union City, New Jersey, assisting clients with plan selection and application processes to protect assets. It works with individuals to navigate long-term care coverage options. During tax season, the agency helps clients review how their long-term care premiums may qualify as deductible medical expenses.

VI
1112 Summit Ave
Vitality Insurance NJ
Long-Term Care Insurance Agent · Union City, NJ

Vitality Insurance NJ operates as a long-term care insurance agent, helping clients plan for the costs of extended care in the Union City area. The company specializes in policies that cover nursing home stays, assisted living, and in-home support services. It provides guidance on customizing coverage to meet specific financial scenarios and future care needs. Vitality Insurance NJ serves various commercial sectors, including offices, warehouses, and food service businesses that require employee benefit solutions.

FB
3710 John F. Kennedy Blvd
Financial Benefits Corporation
Long-Term Care Insurance Agent · Union City, NJ

As families in Union City consider their options for aging in place, many look for ways to cover potential long-term care expenses without depleting savings. Financial Benefits Corporation helps local residents navigate this complex decision by explaining how various policies can protect assets while preserving choices. The agent reviews each client’s health background, financial situation, and preferred care settings before presenting appropriate coverage plans. Every consultation begins with a thorough needs assessment to identify specific risks and goals for the future.

HA
1301 Summit Ave Suite A
Hudson Agency Services
Long-Term Care Insurance Agent · Union City, NJ

Hudson Agency Services serves clients in Union City, NJ, by guiding individuals through the selection of long-term care insurance policies tailored for residential care needs including nursing homes and assisted living facilities. The agency also offers commercial long-term care coverage for local businesses seeking employee benefits. Its service area focuses on Union City and neighboring communities in Hudson County. Each client meeting lays the groundwork for periodic policy reviews, ensuring coverage remains suitable during follow-up appointments between regular visits.

NJ
1702 Summit Ave
New Jersey Insurance Agency
Long-Term Care Insurance Agent · Union City, NJ
(732) 234-9652
PI
410 43rd St
Pro Insurance Co
Long-Term Care Insurance Agent · Union City, NJ
(201) 733-8672
MO
733 32nd St suite 4
Moreinsurances
Long-Term Care Insurance Agent · Union City, NJ
(888) 900-0823
moreinsurances.com
DI
1215 Summit Ave
Defensive Insurance Agency NJ
Long-Term Care Insurance Agent · Union City, NJ
(732) 201-5267
NV
510 39th St #1
New View Insurance & Realty
Long-Term Care Insurance Agent · Union City, NJ
(201) 867-9040
YI
733 32nd St Suite A
Your Insurance Solutions
Long-Term Care Insurance Agent · Union City, NJ
(551) 310-3815
clickandsavetoday.com
AJ
733 22nd St
Alison James & Associates
Long-Term Care Insurance Agent · Union City, NJ
(917) 554-2202
alisonjassoc.com
US
500 Paterson Plank Rd Suite 1
UNIVERSAL SENIOR MEDICO CHOICES, LLC
Long-Term Care Insurance Agent · Union City, NJ
(833) 997-5267
seguromio.net

What Does a a Long-Term Care Insurance Agent in Union City Cost?

Long-term care insurance premiums in New Jersey vary widely based on age, health, benefit amount, and policy features. For a 55-year-old, a typical policy with a 3-year benefit period and 5% compound inflation might cost between $1,500 and $3,000 per year. Costs increase significantly with age and for those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Union City

Long-term care insurance agents in Union City, New Jersey help residents plan for future care needs. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents can explain how this state program works with private insurance to provide coverage for home care, assisted living, and nursing home services.

Frequently Asked Questions

What does a long-term care insurance agent do in Union City?

A long-term care insurance agent helps Union City residents compare policies from different carriers. They explain benefit options, elimination periods, and inflation protection. Agents also clarify how New Jersey Partnership policies can help protect assets from Medicaid spend-down requirements.

How does New Jersey Partnership for Long-Term Care affect my policy?

New Jersey Partnership policies offer asset protection if you later need Medicaid. If you buy a Partnership policy and use all its benefits, the state will disregard an equal amount of your assets when determining Medicaid eligibility. This can help you keep more of your savings.

Is long-term care insurance tax deductible in New Jersey?

Long-term care insurance premiums may be deductible on your federal income tax if they exceed a certain percentage of your adjusted gross income. New Jersey also allows a deduction for long-term care insurance premiums on your state income tax return. Check with a tax professional for your specific situation.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.