The top-rated long-term care insurance agent in Cary, North Carolina is Globe Life Liberty National Division: Lomenick Agency, rated 4.9 stars across 726 reviews. Other highly rated options include Schaefer Business Associates, LLC, Wooten Agency, Lipstone Insurance Group. This directory lists 16 long-term care insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Lomenick Agency | 206 High House Rd STE 100 | (919) 977-4697 |
| 2 | Schaefer Business Associates, LLC | Wilander Dr | (919) 378-1156 |
| 3 | Wooten Agency | 150 Iowa Ln STE 104 | (919) 380-9700 |
| 4 | Lipstone Insurance Group | 208 New Edition Ct | (919) 463-5300 |
| 5 | NC Insurance Guy | 1051 Monmouth Loop | (919) 332-2383 |
| 6 | Dana Dunn Insurance Agency, LLC | 875 Walnut St Suite 19 | (919) 642-1281 |
| 7 | Fairway Insurance and Risk Management | 1149 Executive Cir STE A | (919) 373-5800 |
| 8 | All About Insurance - Cary | 590 E Chatham St STE 100 | (919) 460-9996 |
| 9 | Johnson Insurance Center | 5000 Old Raleigh Rd | (919) 228-2250 |
| 10 | The Mair Agency | 112 Towerview Ct | (919) 459-2683 |
Globe Life Liberty National Division: Lomenick Agency serves the Cary, North Carolina area, providing long-term care insurance agent services to local individuals and families. This agency helps clients plan for future healthcare needs that may not be covered by standard health insurance or Medicare. The company offers guidance on policy options designed to cover expenses for extended nursing home stays. It also handles additional services for assisted living facility and in-home care coverage needs.
Schaefer Business Associates, LLC provides comprehensive long-term care insurance guidance to clients in Cary, North Carolina. Its service includes assessing individual needs and explaining policy options such as coverage for in-home care, assisted living, and nursing facility stays. The company offers ongoing support, assisting with policy maintenance, claims preparation, and plan adjustments as circumstances change. It services individual homeowners and families seeking protection for personal assets, as well as small business owners, apartment complexes, and retail and restaurant proprietors who need employee benefit planning.
Serving the greater Cary area and surrounding communities in Wake County, Wooten Agency concentrates on helping individuals understand and secure long-term care insurance. The work includes reviewing potential coverage options for clients planning for future care needs. Policies are designed to address expenses from assisted living, nursing homes, or home health aides. To manage a typical case, the agency begins with a detailed consultation to assess personal circumstances, then compares available plans to find suitable solutions that align with a client’s specific budget and health situation.
Seniors, pre-retirees, and families in Cary, North Carolina turn to Lipstone Insurance Group for long-term care insurance guidance. The agency helps clients navigate policies that cover home care, assisted living, and nursing facility expenses not paid by standard health plans or Medicare. Its agents assess individual financial situations and health histories to match applicants with appropriate coverage options from various carriers. Lipstone Insurance Group also serves the broader Research Triangle area including Raleigh, Durham, and Chapel Hill.
NC Insurance Guy, serving the Cary, North Carolina area, distinguishes between one-time policy reviews and ongoing asset protection planning, with a particular focus on long-term care coverage. Such insurance helps clients safeguard savings against the high cost of extended nursing home or home health aide stays. The agent works with individuals to select appropriate policy structures based on their personal health and financial situation. Service runs on a one-time, scheduled, or as-needed basis to accommodate specific client needs for policy analysis or annual check-ups.
Dana Dunn Insurance Agency, LLC provides long-term care insurance agent services to residents of the Cary, North Carolina area. The agency assists clients in evaluating insurance options to cover future needs for assisted living, nursing home care, and in-home support services. The Dallas Dunn Insurance Agency, LLC works with individuals planning for the cost of extended care during their retirement years. This guidance becomes especially important when families face a sudden health change needing immediate financial protection for long-term care expenses.
As area families begin discussing their long-term care wishes for aging parents or themselves, many seek guidance on how to affordably cover future needs. Located in Cary, NC, Fairway Insurance and Risk Management provides local expertise as a long-term care insurance agent. The company listens to each client’s situation, helping clarify policy options that match personal health and budget requirements. A thorough initial assessment of individual goals and risk factors is typically scheduled first to begin the process.
All About Insurance - Cary assists individuals with general insurance coverage while specializing in long-term care policies designed to protect savings from future extended care needs. Their agents help clients in Cary, North Carolina evaluate life insurance or annuities with long-term care riders. They also provide guidance on home health care and nursing home cost planning. This company can serve offices requiring employee benefits, warehouses needing liability protection, and food service operations seeking comprehensive business policies.
Johnson Insurance Center assists residents in Cary, North Carolina, with securing long-term care insurance policies. They also help local business owners find coverage that supports their employees’ future care needs. Their service area includes Cary and the surrounding communities within Wake County. The agency explains different policy options and helps clients match coverage to their retirement plans. After an initial policy is purchased, the office follows up on any questions that come up between regular annual reviews to ensure coverage continues to meet the client’s needs.
The Mair Agency in Cary, NC, is known for guiding individuals through the complexities of long-term care insurance. Its services range from initial policy consultation to plan selection tailored for future care needs within the local community. Agents help clients understand coverage for home health aides and assisted living facilities common in the area. The agency can add on a detailed review of existing Medicare and supplemental policies to ensure comprehensive financial protection.
What Does a a Long-Term Care Insurance Agent in Cary Cost?
In North Carolina, long-term care insurance agent services are typically paid through commissions from the insurance company, not directly by the client. Policy premiums for a 55 year old can range from 150 to 350 dollars per month depending on coverage amounts and features. Costs increase with age and health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Cary
Long-term care insurance agents in Cary North Carolina help residents plan for future care needs. North Carolina offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with your overall financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Cary do?
A long-term care insurance agent helps you compare policies from different companies. They explain benefit amounts, elimination periods, and inflation protection options. They also guide you through North Carolina specific rules like the Partnership program.
Is long-term care insurance expensive in North Carolina?
Costs vary based on age, health, and policy features. A typical policy for a 55 year old in North Carolina might cost between 150 and 300 dollars per month. Premiums are lower when you buy at a younger age.
What is the North Carolina Partnership for Long-Term Care?
This is a state program that lets you protect assets equal to the benefits your policy pays. For example if your policy pays 100,000 dollars in benefits you can keep 100,000 dollars in assets and still qualify for Medicaid. An agent can explain how this works with your situation.
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