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Find Long-Term Care Insurance Agents Near You in Gastonia, NC

Browse long-term care insurance agents serving Gastonia, North Carolina. Updated 2026-07-14.

The top-rated long-term care insurance agent in Gastonia, North Carolina is Brad Riley - State Farm Insurance Agency - Gastonia, rated 4.9 stars across 749 reviews. Other highly rated options include Pegram and Noyes Insurance, Elite Insurance, Watson Insurance Agency. This directory lists 20 long-term care insurance agents serving Gastonia.

Showing 20 long-term care insurance agents in Gastonia, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brad Riley - State Farm Insurance Agency - Gastonia1302 E Garrison Blvd(704) 864-0324
2Pegram and Noyes Insurance4312 Wilkinson Blvd(704) 823-9495
3Elite Insurance413 S York St(704) 867-0731
4Watson Insurance Agency245 E Second Ave(704) 865-8584
5Sheffield Insurance Agency1550-B, Union Rd Ste B(704) 671-4779
6Johnson Insurance Group, Inc.1905 E Garrison Blvd(704) 854-8646
7Charles Cox Insurance222 S Chestnut St(704) 865-7669
8L&L Insurance Agency365 N New Hope Rd STE 2(704) 765-2646
9Stowe Insurance104 N Church St(704) 865-2336
10Teal Insurance Group825-B Majestic Ct(704) 864-4430
BR
1302 E Garrison Blvd
Brad Riley - State Farm Insurance Agency - Gastonia
Long-Term Care Insurance Agent · Gastonia, NC

Brad Riley - State Farm Insurance Agency - Gastonia serves the Gastonia, North Carolina, area and operates as a local long-term care insurance agent. The agency helps individuals and families plan for future needs by offering policies that cover extended nursing home stays, assisted living, and in-home personal care. These services are designed to protect savings and provide options for care as clients age. The agency handles the process of selecting appropriate coverage and filing claims related to long-term care benefits when they become necessary.

PN
4312 Wilkinson Blvd
Pegram and Noyes Insurance
Long-Term Care Insurance Agent · Gastonia, NC

Pegram and Noyes Insurance provides long-term care insurance solutions for those planning for future health needs. It offers guidance on policies that help cover the costs of extended care in various settings. The agency’s services include assessing individual needs and explaining policy options for comprehensive coverage. It also assists with the management of existing plans, ensuring clients understand their benefits and how to navigate claims. The agency services single-family homes, apartments, retail locations, and restaurants throughout the Gastonia area.

EI
413 S York St
Elite Insurance
Long-Term Care Insurance Agent · Gastonia, NC

Elite Insurance serves individuals and families in the Gastonia, NC area who need to plan for the costs of future custodial care. The agency specializes in long-term care insurance policies that can help protect personal assets and retirement savings. These experts guide clients through policy options that cover costs not typically paid by standard health insurance or Medicare. Each consultation focuses on building a strategy for nursing home, assisted living, or in-home care expenses. The firm also works with residents in nearby Belmont and the surrounding parts of Gaston County.

WI
245 E Second Ave
Watson Insurance Agency
Long-Term Care Insurance Agent · Gastonia, NC

Watson Insurance Agency serves Gastonia, North Carolina, and the surrounding communities with long-term care insurance solutions. It handles policies designed to help individuals plan for future care needs, including nursing home and home health services. The agency focuses on explaining coverage options clearly to ensure clients understand their benefits and costs. For a typical job, it reviews each client’s personal circumstances and financial goals to recommend a suitable plan that addresses potential care expenses over time.

SI
1550-B, Union Rd Ste B
Sheffield Insurance Agency
Long-Term Care Insurance Agent · Gastonia, NC

Sheffield Insurance Agency in Gastonia, NC, helps individuals understand the difference between one-time policies, such as single-premium plans, and recurring-service options that offer ongoing premium payments for long-term care protection. Coverage through a long-term care insurance agent typically pays for custodial or skilled care at home, in assisted living, or in nursing facilities. The agency also explains policy features like elimination periods and daily benefit amounts to local clients. All service with this agency is provided on an as-needed basis when clients seek guidance or wish to review their policies.

JI
1905 E Garrison Blvd
Johnson Insurance Group, Inc.
Long-Term Care Insurance Agent · Gastonia, NC

Johnson Insurance Group, Inc. specializes in guiding clients through the complexities of long-term care insurance policies in Gastonia, NC. Its general service work involves assessing individual health and financial situations to recommend appropriate coverage options from various carriers. The team focuses on helping area residents protect assets and maintain access to quality care as they age. As seasonal flu or recovery periods create immediate concerns for families, this agent helps navigate waiting periods and benefit triggers to secure timely nursing home or home health services.

CC
222 S Chestnut St
Charles Cox Insurance
Long-Term Care Insurance Agent · Gastonia, NC

As the need for long-term care planning becomes more common among retirees in the Gastonia area, Charles Cox Insurance helps clients explore coverage options that protect savings and future care choices. This local insurance agent focuses on advising individuals and families about policies that assist with assisted living, home health, or nursing facility expenses. The consultation process typically begins with an initial review of the client’s personal assets and health priorities, forming the basis for a personalized needs assessment.

LI
365 N New Hope Rd STE 2
L&L Insurance Agency
Long-Term Care Insurance Agent · Gastonia, NC

L&L Insurance Agency assists residents of Gastonia, North Carolina, with their long-term care insurance needs. They help individuals plan for expenses related to extended care, such as nursing homes or in-home assistance. Their service area covers consistent coverage is the surrounding region to Gastonia. The agency focuses on explaining policy details and matching plans to a client’s personal situation. After an initial consultation, the agent follows up to confirm understanding and remains available for policy adjustments or renewals between regular visits.

SI
104 N Church St
Stowe Insurance
Long-Term Care Insurance Agent · Gastonia, NC

Stowe Insurance in Gastonia, North Carolina assists individuals and families in planning for the financial challenges of extended care needs. The agency specializes in helping clients select and acquire long-term care insurance policies, which help cover costs associated with assisted living, home care, and nursing facilities. This agent works to identify appropriate coverage options and explain complex policy terms. Offices, warehouses, and food service businesses in the region can arrange for their employees to receive professional consultation regarding these important insurance products.

TI
825-B Majestic Ct
Teal Insurance Group
Long-Term Care Insurance Agent · Gastonia, NC
AI
4835 Wilkinson Blvd
AllCare Insurance Services
Long-Term Care Insurance Agent · Gastonia, NC
(704) 825-7000
goallcare.com
PI
2204 W Franklin Blvd
Parsons Insurance Group, Inc.
Long-Term Care Insurance Agent · Gastonia, NC
(704) 862-7272
parsonsinsurancegroup.com
HG
613 E Franklin Blvd
HealthNet Gaston
Long-Term Care Insurance Agent · Gastonia, NC
(704) 874-1958
healthnetgaston.org
CE
1846 E Franklin Blvd
Carolina Elite Insurance
Long-Term Care Insurance Agent · Gastonia, NC
(704) 865-4456
ce-insure.com
NI
1500 S York Rd
Nationwide Insurance: Byus & Associates, Inc.
Long-Term Care Insurance Agent · Gastonia, NC
(704) 869-6316
insurancebyus.com
NF
3900 E Franklin Blvd Ste 120 Ste 120
NC Farm Bureau Insurance
Long-Term Care Insurance Agent · Gastonia, NC
(704) 867-5433
ncfbins.com/gastonia
WC
1355 E Garrison Blvd C
Whitesides & Company Insurance Since 1921
Long-Term Care Insurance Agent · Gastonia, NC
(704) 865-3455
whitesidesinsurance.com
CH
2503 E Ozark Ave
Coventry Health Care
Long-Term Care Insurance Agent · Gastonia, NC
(252) 656-9096
crisvanasse7620685.wixsite.com/coventry-health-care
PI
1016 N Ransom St
PrimeShield Insurance NC
Long-Term Care Insurance Agent · Gastonia, NC
(704) 313-9822
CU
428 W Main Ave
Carolina Underwriters
Long-Term Care Insurance Agent · Gastonia, NC
(704) 866-8795
carolinaunderwriters.com

What Does a a Long-Term Care Insurance Agent in Gastonia Cost?

The cost of long-term care insurance in North Carolina varies based on age, health, and coverage level. For a 55-year-old, a typical policy with a $150 daily benefit and three-year benefit period may cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. These are estimates and actual costs depend on individual underwriting. This is general information and not insurance advice.

About long-term care insurance agents in Gastonia

Long-term care insurance agents in Gastonia, North Carolina help residents plan for future care needs such as nursing home or in-home assistance. North Carolina offers a state-sponsored partnership program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand how these policies interact with North Carolina law and your personal financial situation.

Frequently Asked Questions

What does a long-term care insurance agent in Gastonia do?

A long-term care insurance agent helps you compare policies from multiple insurers to find coverage that fits your budget and needs. They explain policy features like benefit periods, daily benefit amounts, and inflation protection. In North Carolina, agents must be licensed by the state Department of Insurance.

Does North Carolina have a tax incentive for long-term care insurance?

Yes, North Carolina offers a state income tax deduction for long-term care insurance premiums. The deduction amount depends on your age and is subject to annual limits set by the state. An agent can help you understand how this deduction applies to your tax situation.

How do I choose a long-term care insurance agent in Gastonia?

Look for an agent who is licensed in North Carolina and has experience with long-term care policies. Ask about their familiarity with the North Carolina Long-Term Care Partnership Program. You can verify an agents license through the North Carolina Department of Insurance website.

Long-Term Care Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.