The top-rated long-term care insurance agent in Durham, North Carolina is Salazar Insurance Agency & Latino Tax Corporation, rated 4.8 stars across 497 reviews. Other highly rated options include Mike Embree Insurance Agency, The Insurance Pros, ClearBenefits Group LLC. This directory lists 20 long-term care insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 2 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 3 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 4 | ClearBenefits Group LLC | 2828 Pickett Rd #250 | (919) 493-4272 |
| 5 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 6 | Bowen Agency, Inc. | 2530 Meridian Pkwy Suite 300 | (919) 929-4222 |
| 7 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 8 | SKW Insurance | 4130 Garrett Rd #418 | (919) 358-3835 |
| 9 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
| 10 | Insurance People of North Carolina | 1920 Front St | (919) 383-0442 |
Salazar Insurance Agency & Latino Tax Corporation serves Durham, North Carolina, and the surrounding area as a long-term care insurance agent. This firm helps individuals and families understand the unique financial risks associated with extended medical or custodial care needs. By navigating the various available policy options, the agency works to select coverage that supports clients’ future health and asset protection goals. It specifically handles policy comparisons and enrollment for long-term care insurance plans.
Mike Embree Insurance Agency in Durham, NC provides long-term care insurance planning, helping clients protect assets against the high costs of extended care. The agency typically guides customers through policy selection and application, then offers ongoing policy reviews to adjust coverage as needs change. These service plans may include annual check-ins to discuss benefit amounts, elimination periods, and inflation protection options. The agency serves individual homeowners, renters, families managing future health needs, and small business operators in the Durham area.
The Insurance Pros serves individuals and families in Durham, North Carolina who are planning for future healthcare needs. This long-term care insurance agent helps clients understand coverage options that protect assets and provide access to quality care. They explain policy features and guide clients through the application process to find suitable plans. The agency focuses on addressing concerns about aging and chronic illness expenses to promote financial security. The Insurance Pros also covers clients in neighboring Cary and nearby communities throughout the Research Triangle area.
ClearBenefits Group LLC in Durham, NC assists clients in distinguishing between one-time policy purchases and recurring premium payment structures for long-term care coverage. Their work focuses on helping individuals select appropriate plans that address potential future care needs while considering budget constraints. As an agency in this area, they navigate plan options, including hybrid policies that combine life insurance with care benefits. Service arrangements are available on an as-needed basis, tailored to each client's specific inquiry or policy review request.
All About Insurance - Durham serves clients in Durham and the surrounding communities across the Triangle region. This agency handles long-term care insurance, helping individuals plan for future care needs with appropriate policies. It assists customers by evaluating coverage options that protect assets while ensuring access to quality care services. To manage a typical case, the agency generally reviews a client's health profile and financial situation to match specific policy features with their long-term care goals.
Bowen Agency, Inc. specializes in helping individuals secure long-term care insurance policies tailored to their future health needs. The agency serves clients throughout the Durham area, guiding them through the complexities of policy options and coverage details. Its work includes assessing personal situations and reviewing plan benefits to ensure adequate protection against the cost of extended care. As families approach the winter holidays, the agency assists with reviewing existing coverage or obtaining new policies before the end-of-year enrollment periods close.
With winter approaching the Raleigh-Durham area, many families begin planning for potential long-term health needs. Herring & Bickers Insurance in Durham helps local residents understand and select long-term care insurance policies that address those future concerns. Their agents explain how coverage for nursing homes, assisted living, and in-home care can protect retirement savings. They tailor recommendations to each client's specific situation and budget. An initial consultation typically involves reviewing a client’s current health information and financial goals to determine suitable policy options.
SKW Insurance serves clients in the Durham, North Carolina area by focusing on long-term care insurance agent services for individual residential clients. The company also provides commercial long-term care coverage to businesses planning for employee and partner needs. Their work emphasizes policies that protect personal savings while covering home-based care and facility stays. Agents meet with clients to clarify plan options and explain policy specifics clearly. After an initial policy is set, SKW Insurance follows up regularly to review coverage and adjust plans as personal needs change between standard periodic visits.
All About Insurance - Durham (University Dr) in Durham, NC, provides long-term care insurance services, assisting individuals with planning for future custodial and personal care needs. These policies help cover expenses associated with assisted living or home-based care that standard health plans often exclude. Guidance on selecting appropriate coverage levels and policy structures is available to clients. This agency addresses insurance requirements for various commercial sectors, including offices, warehouses, and food service operations.
Insurance People of North Carolina, based in Durham, specializes in helping clients navigate long-term care insurance options to protect assets and secure future care needs. The agency assists individuals and families in the Durham area with policy selection tailored to varying health and financial situations. Their services cover comprehensive planning for nursing home, assisted living, and home health care coverage. For added protection, they offer standalone policies that can be combined with existing life insurance plans.
What Does a a Long-Term Care Insurance Agent in Durham Cost?
Long-term care insurance premiums in North Carolina vary based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the cost could range from 250 to 500 dollars per month. These are general estimates and actual costs depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Durham
Long-term care insurance agents in Durham North Carolina help residents plan for future care needs. They explain policy features and costs under North Carolina insurance laws. Agents can guide you through the state partnership program which offers asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Durham do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage details and assist with the application process. In North Carolina agents must be licensed by the state Department of Insurance.
Does North Carolina have a long-term care partnership program?
Yes North Carolina has a Long-Term Care Partnership Program. This program allows you to protect assets equal to the benefits paid by your policy. An agent can explain how this works with Medicaid planning.
How do I choose a long-term care insurance agent in Durham?
Look for an agent who is licensed in North Carolina and has experience with long-term care policies. You can verify their license through the North Carolina Department of Insurance. Ask about the insurers they represent and their knowledge of local care costs.
Long-Term Care Insurance Agents in Other North Carolina Cities
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