The top-rated long-term care insurance agent in Concord, North Carolina is Trey Siner Insurance Group, rated 4.9 stars across 293 reviews. Other highly rated options include The Compass Agency LLC, Right Choice Insurance, Jim Hodgens - State Farm Insurance Agent. This directory lists 17 long-term care insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 2 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 3 | Right Choice Insurance | 874-A Concord Pkwy N | (704) 886-1866 |
| 4 | Jim Hodgens - State Farm Insurance Agent | 845 Church St N #104 | (704) 782-3515 |
| 5 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 6 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 7 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
| 8 | Insurance Concord | 9900 Poplar Tent Rd Ste 115 #312 | (980) 306-5355 |
| 9 | Jason Bentley Agency | 646 Church St N | (704) 784-3300 |
| 10 | S & D Insurance | 148 Church St NE | (704) 786-7412 |
Trey Siner Insurance Group serves the Concord, North Carolina area as a long-term care insurance agency. It assists local residents with planning for future care needs through dedicated policy offerings. The company guides clients through coverage options designed to protect assets from potential long-term care expenses. It also helps families evaluate benefit structures, elimination periods, and inflation protection riders. Trey Siner Insurance Group handles personalized needs assessments and policy comparison consultations in the Concord region.
The Compass Agency LLC provides services as a long-term care insurance agent in Concord, NC, helping clients in the area plan for future care needs. The agency offers guidance on selecting appropriate policy options to cover expenses associated with extended healthcare services. Ongoing support includes assistance with understanding policy benefits and managing claims as circumstances arise. These services are available for individuals residing in single-family homes, apartments, retail locations, and restaurants.
Right Choice Insurance serves Concord, North Carolina, and the surrounding Cabarrus County communities, handling long-term care insurance for local residents. The agency assists clients in planning for potential future needs related to assisted living, nursing home care, or home-based professional assistance. These insurance products help protect personal savings from the high costs of extended care. To manage a typical case, the agent first reviews a client’s current health and financial situation, then compares multiple policy options from different carriers to find a plan matching that individual’s specific requirements.
Jim Hodgens - State Farm Insurance Agent serves homeowners and individuals in Concord, North Carolina who are planning for future healthcare needs. This agency provides long-term care insurance solutions designed to help protect personal assets while covering assisted living or in-home support services. Policies available focus on managing the financial risks associated with extended nursing or rehabilitation care. The agent also assists residents in neighboring Kannapolis and throughout Cabarrus County with evaluating coverage options.
Securing long-term care insurance typically involves choosing between a one-time policy purchase or recurring premium payment options, with coverage tailored to future assisted living or home health needs. Allen & Ballard Insurance Associates, based in Concord, NC, helps local clients evaluate these choices to protect assets. Their service for policy inquiries and adjustments runs as scheduled appointments or on an as-needed basis for annual reviews or urgent coverage questions.
America Insurance & Tax Service in Concord, NC, offers focused long-term care insurance agent services, helping clients plan for future personal and medical care needs. The firm generally guides individuals and families through policy comparisons and coverage options to protect assets and ensure care access. This work particularly addresses concerns that arise during life changes, such as retirement planning transitions or after a recent health diagnosis when the urgency to secure suitable long-term care coverage becomes clear.
Insurance Concord provides long-term care insurance services to residents in the Concord, North Carolina area. The agency also assists businesses needing commercial long-term care coverage for employees or clients throughout the surrounding region. Their work focuses on helping individuals plan for future care needs through policy guidance. Because care requirements often change, the agency maintains follow-up contact with each client to address coverage adjustments between regular service visits.
Jason Bentley Agency is a long-term care insurance agent serving clients throughout the Concord, North Carolina area. The company specializes specifically in offering long-term care insurance policies, which help cover expenses related to extended medical or personal care services. This type of insurance typically provides financial support for assistance with daily living activities when an individual cannot care for itself due to chronic illness, disability, or aging. The agency can help manage coverage needs for commercial sectors including offices, warehouses, and food service establishments that may benefit from offering such benefits.
S & D Insurance is known for matching local families with long-term care coverage that preserves savings and independence. Serving Concord, North Carolina, this agency helps clients evaluate policy options like daily benefit amounts, elimination periods, and inflation protection to maintain financial stability. The agent guides individuals through federal and state regulations governing long-term care insurance in this region. For added support, the firm can arrange for an initial consultation to review current health circumstances and expected care needs.
What Does a a Long-Term Care Insurance Agent in Concord Cost?
Long-term care insurance premiums in North Carolina vary by age, health, and policy features. A typical policy for a 55 year old might cost 1,500 to 3,000 dollars per year, while a 65 year old might pay 2,500 to 5,000 dollars per year. Costs are higher for policies with larger daily benefits and inflation riders. This is general information, not insurance advice.
About long-term care insurance agents in Concord
Long-term care insurance agents in Concord, North Carolina help residents plan for future care needs. North Carolina offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how this program works and help you compare policies from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Concord do?
A long-term care insurance agent in Concord helps you understand policy options, compare premiums, and apply for coverage. They can explain North Carolina specific rules like the 30-day free look period and the Partnership Program requirements.
How do North Carolina long-term care insurance laws affect my policy?
North Carolina requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30-day free look period so you can cancel for a full refund if you change your mind. An agent can explain these protections.
What is the North Carolina Long-Term Care Partnership Program?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can keep that amount in assets and still qualify for Medicaid. An agent can help you find a Partnership qualified policy.
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