The top-rated long-term care insurance agent in Clayton, North Carolina is Wayne Wallace - State Farm Insurance Agent, rated 4.9 stars across 284 reviews. Other highly rated options include Chad Richards - State Farm Insurance Agent, Bonnie Burns - State Farm Insurance Agent, Stephenson Insurance Associates. This directory lists 18 long-term care insurance agents serving Clayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Wallace - State Farm Insurance Agent | 221 NC 42 | (919) 731-2211 |
| 2 | Chad Richards - State Farm Insurance Agent | 110 Flowers Xrds Wy Ste 102 | (919) 359-2941 |
| 3 | Bonnie Burns - State Farm Insurance Agent | 11446 Clayton Blvd | (919) 553-0422 |
| 4 | Stephenson Insurance Associates | 481 E Main St | (919) 901-3632 |
| 5 | NC Farm Bureau Insurance | 570 NC 42 | (919) 553-8862 |
| 6 | Gorman Group Insurance, LLC | 481 E Main St Suite 105 | (919) 438-0005 |
| 7 | Jaime Oxendine - State Farm Insurance Agent | 868 Gulley Dr | (919) 553-8300 |
| 8 | Southern Shield Insurance | 476 Shotwell Rd #102 | (919) 330-1400 |
| 9 | Clayton Insurance | 1006 E Main St | (919) 553-3031 |
| 10 | Family Insurance Agency | 632 Pinecroft Dr | (919) 550-8530 |
Wayne Wallace - State Farm Insurance Agent serves the Clayton, North Carolina area and the surrounding Johnston County region as a long-term care insurance agent. This agency helps clients plan for future care needs by offering policies that cover services like nursing home or in-home assistance. The agent works closely with individuals to explain coverage options and customize plans. This local office handles long-term care insurance consultations and policy applications for residents seeking financial protection against extended care costs.
Chad Richards - State Farm Insurance Agent in Clayton, NC, provides long-term care insurance services, including policy consultations and claims assistance. The agency offers ongoing support through periodic policy reviews to ensure coverage adapts to changing needs. In this area, long-term care insurance helps clients plan for future care expenses, including home health aides and assisted living facilities. The agency serves individuals residing in single-family homes, apartments, retail spaces, and restaurants, offering tailored coverage options for diverse property types.
Bonnie Burns - State Farm Insurance Agent serves homeowners, retirees, and family caregivers in Clayton, North Carolina who are planning for future healthcare expenses. This agency helps clients evaluate options for long-term care insurance policies that can cover nursing home stays, assisted living, or in-home support services. Such coverage assists in protecting retirement savings from the high costs of extended care. The office provides guidance on selecting appropriate policy features and benefit periods based on individual financial situations. It also serves residents in the neighboring Smithfield and Benson communities within Johnston County.
Stephenson Insurance Associates serves Clayton and the surrounding communities of Johnston County, handling long-term care insurance for local individuals and families. This type of coverage helps protect assets and provides resources for future care needs, whether at home or in a facility. The agency evaluates each client’s financial situation and health background to recommend appropriate policy options. It typically guides a client through a comparative analysis of coverage features so they can select a plan that fits their personal circumstances and budget.
NC Farm Bureau Insurance in Clayton, North Carolina provides long-term care insurance services, helping local families address the financial risks of extended care needs. The agency offers initial plan evaluations and ongoing policy maintenance, ensuring clients can adjust coverage as their circumstances change. Service details include assistance with understanding policy benefits and filing claims when necessary. These offerings aim to help protect assets while securing necessary care. The agency serves individuals residing in single-family homes and apartments throughout the Clayton area.
Gorman Group Insurance, LLC specializes in facilitating long-term care insurance policies, helping individuals in Clayton and central North Carolina plan for future assistance needs. The agency guides clients through policy options for covering extended home health aide or nursing facility expenses. Practical support is provided for assessing potential costs of chronic or age-related conditions. As the winter season approaches, the company helps families address concerns about securing coverage for declining mobility or increased care needs before spring travel plans are made.
Jaime Oxendine - State Farm Insurance Agent in Clayton, NC, helps clients understand the difference between long-term care policies that require a single upfront evaluation and those needing ongoing adjustments as health needs change. Coverage typically addresses assistance with daily activities such as bathing, dressing, and medication management, either at home or in a facility. Service is arranged on an as-needed basis, allowing clients to schedule consultations when reviewing existing plans or considering new coverage.
As families in Clayton plan for future healthcare needs, Southern Shield Insurance helps residents explore long-term care insurance options available in the local area. The agency specializes in policies that cover costs not paid by standard health insurance, including extended nursing home stays and in-home care. Services begin with a confidential review of each individual’s existing coverage and financial situation. An initial consultation is scheduled to assess care goals and begin matching those needs with appropriate policy comparisons.
Clayton Insurance provides guidance on long-term care insurance options for individuals and families in Clayton, North Carolina. As a dedicated agent, the company helps clients explore policies that cover services like nursing home care and in-home assistance. These plans are designed to protect savings as medical needs evolve. The agency serves a broad range of commercial sectors, including offices, warehouses, and food service establishments.
Family Insurance Agency serves residents in and around Clayton, North Carolina, offering long-term care insurance guidance to individuals planning for future healthcare needs. As a dedicated agent in this specialty, the company works with clients to review policy options that help cover extended care services. Coverage is designed for those seeking to protect assets and manage the costs of assisted living or home-based care. The agency provides follow-up support between regular policy reviews, ensuring clients can adjust their plans as circumstances change over time.
What Does a a Long-Term Care Insurance Agent in Clayton Cost?
Long-term care insurance agent services in North Carolina typically do not charge a separate fee because they earn commissions from insurance companies. Policy premiums vary widely based on age, health, and coverage level. A 55-year-old in good health might pay between $1,500 and $3,000 per year for a basic policy. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.
About long-term care insurance agents in Clayton
Long-term care insurance agents in Clayton, North Carolina help residents plan for future care needs. North Carolina offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these policies work with North Carolina law.
Frequently Asked Questions
What does a long-term care insurance agent in Clayton do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit periods, and inflation protection. They also guide you on how a policy fits with North Carolina Medicaid rules.
Does North Carolina have special rules for long-term care insurance?
Yes, North Carolina has a 30-day free look period where you can cancel a policy for a full refund. The state also requires agents to complete continuing education on long-term care insurance. North Carolina partnership policies must meet federal standards.
How do I choose a long-term care insurance agent in Clayton?
Look for an agent licensed in North Carolina with experience in long-term care policies. Ask about their knowledge of the North Carolina partnership program. Check their history with the North Carolina Department of Insurance.
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