The top-rated long-term care insurance agent in Fairborn, Ohio is Mike Baker - State Farm Insurance Agent, rated 4.7 stars across 22 reviews. Other highly rated options include Flatter Insurance Inc, American National Insurance Co, G A Campbell Agency. This directory lists 18 long-term care insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 2 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 3 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 4 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 5 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 6 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 7 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 8 | Moneywise Inc | 188 W Hebble Ave | (937) 878-3317 |
| 9 | Christina Campbell, Bankers Life Agent | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 10 | Koverman Staley Dickerson Insurance | 420 W Main St | (937) 339-4119 |
Mike Baker - State Farm Insurance Agent serves the Fairborn, Ohio, area and surrounding communities with long-term care insurance solutions. This agency helps clients plan for future care needs by explaining coverage options that protect savings and assets from high care costs. Policies often assist with home health care, assisted living, and nursing home expenses. The agency handles Individual Long-Term Care Insurance and also coordinates with Medicare Supplement plans to create comprehensive financial strategies.
Flatter Insurance Inc in Fairborn, OH, provides long-term care insurance planning, helping clients assess future needs for custodial or home-based support services. Its service plans include policy benefit reviews and assistance with selecting coverage options that address potential chronic-care costs. Ongoing maintenance includes policy updates to reflect changing health circumstances or federal regulations affecting long-term care provisions. The agency offers consultations for individuals preparing retirement strategies for various residential settings, such as single-family homes, apartment dwellers, and those in retail or restaurant work environments.
Serving homeowners and families in Fairborn, Ohio, American National Insurance Co provides long-term care insurance agent services to help clients plan for future care needs. It assists residents in selecting policies that can cover assisted living, nursing home, or home-based care expenses. The agency offers guidance on navigating coverage options to protect savings from rising healthcare costs. It also serves clients in the broader Dayton metro area, including nearby communities such as Beavercreek.
Based in Fairborn, Ohio, the G A Campbell Agency serves clients throughout Fairborn and the surrounding Miami Valley communities. It specializes in helping individuals understand their options for long-term care insurance coverage. The agency handles the process of reviewing policy features and comparing potential plans from various carriers to meet specific client needs. This involves a straightforward, consultative approach that focuses on breaking down the complexities of coverage and helping clients select a suitable policy for their future care needs.
When navigating long-term care needs, clients can choose between a single policy review or ongoing monitoring of coverage options as life circumstances shift. This agency assists Fairborn residents in understanding policy nuances, including benefit triggers and inflation protection. Personalized consultations help clarify how plans coordinate with Medicare or personal savings. Services run on an as-needed basis, allowing clients to schedule appointments when specific questions arise about renewals, claims, or policy adjustments.
As a long-term care insurance agent in Fairborn, OH, Bankers Life offers clients guidance on selecting policies that cover home care, assisted living, and nursing facility expenses. Its general service work includes reviewing individual coverage needs and explaining policy features, such as elimination periods and benefit amounts, to help residents plan for potential health declines. This assistance proves especially valuable during open enrollment periods, when older adults reassess their options amid rising care costs.
As residents of Fairborn consider their financial futures amid rising healthcare costs, planning for long-term care needs becomes increasingly important. Parrett Insurance Group serves local families by offering guidance on long-term care insurance policies tailored to individual situations. The agency helps clients evaluate options that may cover home care, assisted living, or nursing facility expenses. Understanding these choices can provide greater control over future care decisions. A typical first step involves a no-obligation review of a client’s current assets and potential risks during an initial assessment consultation.
Moneywise Inc assists individuals in Fairborn, Ohio with planning for the financial demands of extended personal care. The company focuses specifically on long-term care insurance, helping clients understand policy options for protecting assets against future needs. Services generally include comparing coverage terms, explaining benefit periods, and navigating application processes. This specialized guidance can serve professionals in offices, warehouse operations, and food service establishments adapting their benefits structure.
Christina Campbell, Bankers Life Agent serves residents in the Fairborn area by offering guidance on long-term care insurance options for individuals and their families. The agency also assists local business owners with commercial coverage needs within the surrounding Ohio region. Careful policy reviews help clients understand how to protect assets and plan for future care expenses, with ongoing support provided to adjust coverage as personal circumstances change. This follow-up is conducted between the agent’s regular client visits.
Koverman Staley Dickerson Insurance is a long-term care insurance agency based in Fairborn, Ohio, serving the surrounding region. The company guides clients through the complexities of planning for extended care needs, including home health services and assisted living coverage. It helps individuals evaluate policy options to protect savings against future care costs. An additional specialty service the agency can arrange is hybrid life and long-term care insurance policies, offering a combined benefit structure for clients seeking versatile coverage solutions.
What Does a a Long-Term Care Insurance Agent in Fairborn Cost?
Long-term care insurance premiums in Ohio vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a moderate benefit. Older applicants or those with health issues may pay $4,000 or more annually. Costs also depend on inflation protection and waiting period choices. This is general information and not insurance advice.
About long-term care insurance agents in Fairborn
A long-term care insurance agent in Fairborn, Ohio can help you navigate policies that cover nursing home care, home health aides, and assisted living. Ohio law offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid out. Local agents understand the specific needs of Greene County residents and can compare plans from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Fairborn do?
An agent helps you compare policies from different insurance companies to find coverage for long-term care services. They explain Ohio-specific options like the Partnership program and assist with underwriting and application forms.
How does the Ohio Partnership for Long-Term Care program work?
This program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. The policy must be certified by the Ohio Department of Insurance. An agent can tell you which policies qualify.
Are there age limits for buying long-term care insurance in Ohio?
Most insurers in Ohio accept applicants between ages 18 and 84, but premiums are lower for younger buyers. Some companies set a maximum issue age of 79. An agent can show you options based on your age.
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