The top-rated long-term care insurance agent in Hilliard, Ohio is Mike McClaskie - State Farm Insurance Agent, rated 4.9 stars across 570 reviews. Other highly rated options include Dee Miller - State Farm Insurance Agent, Stanley Insurance Group, MainLine Benefits - Steve Brandt. This directory lists 18 long-term care insurance agents serving Hilliard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike McClaskie - State Farm Insurance Agent | 2510 Hilliard Rome Rd | (614) 777-9777 |
| 2 | Dee Miller - State Farm Insurance Agent | 5123 Norwich St #260 | (614) 876-5717 |
| 3 | Stanley Insurance Group | 5038 Cemetery Rd | (614) 876-1224 |
| 4 | MainLine Benefits - Steve Brandt | 2610 Hilliard Rome Rd | (614) 708-7400 |
| 5 | Daylight Insurance Agency | 3544 Main St | (614) 918-9131 |
| 6 | Brightway Insurance, The Joel Daria Agency | 4660 Cemetery Rd | (614) 468-8180 |
| 7 | Guardian Insurance Solutions | 3956 Brown Park Dr # A | (614) 451-7100 |
| 8 | Gilles Smith Purdum Insurance Agency | 3974 Brown Park Dr suite i | (614) 878-0240 |
| 9 | Security Plus Insurance Agency | 5108 Cemetery Rd | (614) 777-8999 |
| 10 | HealthMarkets Insurance - Nicole Toneatti | 5460 Franklin St Suite 100 | (614) 756-6808 |
Mike McClaskie - State Farm Insurance Agent in Hilliard, Ohio provides financial protection services, including specialized long-term care insurance policies. These plans help cover expenses from extended medical stays, assisted living, or in-home support for local residents. The agency assists clients in understanding benefit options and enrollment procedures. Commercial sectors served include offices, warehouses, and food service operations, each requiring customized planning for employee coverage or self-employed business owner protection needs.
Dee Miller - State Farm Insurance Agent serves the Hilliard, Ohio area and the greater Franklin County region as a long-term care insurance agent. The company helps clients evaluate their future needs for custodial care, both in home settings and within assisted living facilities. Policies offered typically address coverage for daily living activities that many standard health plans exclude. Agent services include reviewing policy riders for inflation protection and lifetime benefit limits specific to Ohio residents. This location specifically handles policy selection for skilled nursing care and home health care benefit plans.
Stanley Insurance Group, based in Hilliard, OH, provides long-term care insurance solutions, helping clients plan for future medical and personal care needs. The agency offers guidance on policy selection and can assist with existing plan maintenance or periodic policy reviews to ensure coverage remains aligned with changing circumstances. Their services focus on protecting assets and ensuring access to quality care. The company serves a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and families in Hilliard, OH turn to MainLine Benefits - Steve Brandt for guidance on long-term care insurance. As a local agent, they meet with clients to explain policy options that address potential future care needs alongside existing retirement plans. This office works to simplify the decision process, helping individuals choose coverage that suits their financial situation and personal preferences through in-person consultations. Their service area also extends to nearby Dublin, providing the same dedicated advice to residents throughout the northwest Columbus region.
Serving Hilliard and the surrounding central Ohio communities, Daylight Insurance Agency handles long-term care insurance planning. It addresses the financial exposure from future care needs, including home health, assisted living, or skilled nursing facilities. The agent works with individuals to review coverage options suited to personal assets and health factors. For each case, it evaluates current policy features and industry developments to help secure a plan that may offset significant future out-of-pocket care expenses.
Brightway Insurance, The Joel Daria Agency in Hilliard, OH specializes in long-term care insurance agent services. It also assists clients with general insurance needs common to the local area. The agency helps individuals plan for future care costs while protecting assets. It works with residents to understand policy options and navigate coverage requirements. Along with financial planning support, a common service is counseling families on care expenses. During open enrollment seasons, it guides clients through important coverage changes and deadlines.
When planning for future health needs, a key distinction exists between a one‑time consultation to review policy options and an ongoing arrangement to adjust coverage as circumstances change. Guardian Insurance Solutions in Hilliard, OH serves clients navigating the complexities of longterm care insurance, helping them evaluate benefit structures and premium costs to align with personal assets and retirement goals. Their service model operates on an as‑needed basis, allowing clients to schedule appointments only when reviewing or updating their coverage becomes necessary.
Gilles Smith Purdum Insurance Agency works with individuals and families in Hilliard, Ohio to plan for the financial challenges of extended care needs. Its specialty is long-term care insurance, helping clients protect assets while gaining access to necessary care services. The agency provides expertise on policy options, coverage comparisons, and benefit structures tailored to different life stages and health situations. It serves a variety of commercial sectors, including local offices, warehouses, and food service businesses in the surrounding area.
Security Plus Insurance Agency in Hilliard, Ohio helps residents plan for long-term care needs. The agency also assists local businesses with similar commercial coverage options for their employees. Serving the Hilliard area and surrounding communities, the team provides guidance on policies that protect assets and ensure care access. Between the regular visits that policyholders schedule for plan updates or annual reviews, the agency offers ongoing support to answer questions and adjust coverage as personal situations evolve.
What Does a a Long-Term Care Insurance Agent in Hilliard Cost?
Long-term care insurance premiums in Ohio vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are lower for healthier individuals and higher for those with health issues. This is general information, not insurance advice.
About long-term care insurance agents in Hilliard
A long-term care insurance agent in Hilliard, Ohio helps you plan for future care needs while protecting your savings. Ohio offers the Partnership for Long-Term Care program, which allows policyholders to qualify for Medicaid without spending down all assets. Agents in Hilliard guide you through policy options that meet Ohio state requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Hilliard do?
An agent helps you compare policies from different carriers and explains coverage for home care, assisted living, and nursing facilities. They also show how Ohio Partnership policies can help you keep more assets if you later need Medicaid.
Does Ohio have special rules for long-term care insurance?
Yes, Ohio requires that policies offer inflation protection and nonforfeiture benefits. Agents must follow Ohio Department of Insurance rules, including a 30-day free look period after you buy a policy.
How do I know if I need long-term care insurance in Hilliard?
Consider your age, health, and savings. Many people buy policies in their 50s or 60s when premiums are lower. An agent can review your financial situation and explain how Ohio Partnership plans work with your retirement plan.
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