The top-rated long-term care insurance agent in North Ridgeville, Ohio is Greg Oliver - State Farm Insurance Agent, rated 5.0 stars across 99 reviews. Other highly rated options include KLT Insurance, Village Insurance, Resource One Insurance. This directory lists 11 long-term care insurance agents serving North Ridgeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Oliver - State Farm Insurance Agent | 38950 Center Ridge Rd | (440) 835-8886 |
| 2 | KLT Insurance | 6480 Pitts Blvd | (440) 584-0558 |
| 3 | Village Insurance | 31674 Center Ridge Rd UNIT 104 | (440) 871-8400 |
| 4 | Resource One Insurance | 33888 Center Ridge Rd | (440) 454-9898 |
| 5 | Farmers Insurance - Angel Feliciano | 35116 Center Ridge Rd Ste 111 | (440) 281-9480 |
| 6 | Bryner Insurance | 37723 Center Ridge Rd | (440) 530-4862 |
| 7 | State Farm Insurance | 39257 Center Ridge Rd | (440) 327-4110 |
| 8 | R L Price Insurance Inc | 35522 Center Ridge Rd | (440) 327-3221 |
| 9 | Huntington Insurance | 35621 Center Ridge Rd | (800) 480-2265 |
| 10 | Wisniewski Insurance - Family First Insurance | 5387 Barton Rd | (440) 334-3410 |
Greg Oliver - State Farm Insurance Agent serves North Ridgeville and the surrounding Lorain County area with long-term care insurance solutions. This agency helps individuals and families plan for future care needs by providing policies that cover services not typically included in standard health insurance or Medicare. Long-term care insurance can assist with expenses related to in-home care, assisted living, and nursing facility stays. The agency also provides guidance on policy options for asset protection and care coordination in this community.
KLT Insurance provides long-term care insurance planning services for individuals and families in North Ridgeville, OH. The agency offers consultations to help clients understand policy options that cover nursing home care, assisted living, and home-based support. KLT Insurance assists with matching coverage to personal needs and budgets, guiding clients through the application and policy maintenance process. Its ongoing service includes policy reviews and claims assistance to ensure benefits remain accessible. KLT Insurance provides these services for homeowners, condo and apartment residents, and for families who own or operate retail stores or restaurants.
Residents of North Ridgeville, OH, seeking to plan for future care needs turn to Village Insurance for long-term care insurance guidance. The agency assists individuals and families in understanding policy options that help cover costs associated with extended nursing home stays or home health aides. Each client receives personalized counsel regarding benefit periods, daily coverage limits, and inflation protection features. Village Insurance also serves policyholders across neighboring communities in Lorain County and throughout the greater Cleveland metropolitan area.
Resource One Insurance serves North Ridgeville and the surrounding communities of Lorain and Cuyahoga counties, handling long-term care insurance needs for local residents. This agency focuses on helping clients plan for future care expenses through policy selection and coverage review. It addresses the financial challenges associated with extended nursing home stays, assisted living, and home-based care. For a typical client, the general approach involves assessing personal assets, discussing risk factors, and then comparing plan options to find a suitable policy for their specific situation.
Farmers Insurance - Angel Feliciano in North Ridgeville, OH helps clients distinguish between one-time policy purchases and recurring premium payment options for long-term care coverage. The agency advises on plans that protect assets when chronic illness or disability requires assisted living or home health services. Policies can be structured to provide daily or monthly benefits for custodial care as well as skilled nursing needs. Service is available on a scheduled basis through appointments designed to review current coverage and address changing long-term care requirements over time.
Bryner Insurance specializes in long-term care insurance coverage for residents of North Ridgeville, Ohio. The agency assists clients in planning for future care needs, helping to protect savings from the high costs of assisted living or in-home support services. Policy evaluations focus on individual health and financial goals, with guidance through enrollment and claims processes. As families prepare for seasonal transitions, such as winter months when elder care challenges often increase, the agency provides consultations on adjusting coverage to meet changing circumstances.
State Farm Insurance provides long-term care insurance services to residents in Kent, Ohio. The agency also offers commercial coverage for local businesses seeking protection for key employees or partners. Its service area includes Kent and the surrounding Portage County region. These policies cover essential care needs such as nursing home stays, assisted living, and home-based support. A representative meets with clients to evaluate their future long-term care requirements and financial strategies. After each initial consultation, the agency schedules follow-up appointments to adjust coverage as needed during regular annual visits.
As the winter months bring increased concerns about falls and mobility challenges in North Ridgeville, R L Price Insurance Inc helps local families address the financial risks of extended care. Specializing in long-term care insurance, this agency assists clients in planning for potential nursing home, assisted living, or home health care costs. Policies from this agent can safeguard retirement savings from being depleted by care expenses. The initial step for anyone considering coverage is a simple conversation to review personal health and financial circumstances.
Huntington Insurance assists individuals in North Ridgeville, OH, with navigating their future financial needs. As a long-term care insurance agent, the company specializes in planning for extended personal or medical care beyond standard health coverage. This focus helps clients protect assets while addressing potential needs for assisted living or home care services. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Wisniewski Insurance - Family First Insurance serves residents in North Ridgeville, Ohio, helping them plan for the financial impact of extended care needs through long-term care coverage. The agency also offers business clients guidance on protecting their assets with similar insurance solutions, serving the broader local area. Policies can cover services such as in-home care, assisted living, or nursing facility stays. Clients are encouraged to revisit their coverage during regular visits or to schedule follow-up appointments for adjustments as their personal circumstances change.
What Does a a Long-Term Care Insurance Agent in North Ridgeville Cost?
Long-term care insurance premiums in Ohio vary based on age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Costs can be higher for older applicants or those with health issues. This is general information not insurance advice.
About long-term care insurance agents in North Ridgeville
Long-term care insurance agents in North Ridgeville Ohio help residents plan for future care needs. Ohio offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in North Ridgeville do?
An agent helps you compare policies from different carriers and explains coverage options. They can also advise on Ohio Partnership policies that meet state standards for asset protection.
How does the Ohio Long-Term Care Partnership program work?
The Partnership program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. Agents in North Ridgeville can show you which policies qualify under Ohio law.
What is the best age to buy long-term care insurance in Ohio?
Most people buy policies in their 50s or early 60s when premiums are lower. Ohio law does not set a specific age, but waiting can increase costs and risk of denial.
Long-Term Care Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware