The top-rated long-term care insurance agent in Pickerington, Ohio is Justice Insurance Agency, rated 5.0 stars across 437 reviews. Other highly rated options include Central Ohio Insurance Services, Inc, MMA Insurance, Rod Huffman - State Farm Insurance Agent. This directory lists 17 long-term care insurance agents serving Pickerington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justice Insurance Agency | 1029 Refugee Rd Suite 100 | (614) 829-5353 |
| 2 | Central Ohio Insurance Services, Inc | 1205 Hill Rd N | (614) 861-3100 |
| 3 | MMA Insurance | 670 Windmiller Dr B | (614) 834-6624 |
| 4 | Rod Huffman - State Farm Insurance Agent | 1239 Hill Road North, OH-256 | (614) 863-1233 |
| 5 | US Insurance Agency | 12927 Stonecreek Dr Suite F1 | (614) 647-7093 |
| 6 | Alisha Dials Agency LLC American Family Insurance | 12920 Stonecreek Dr # F | (614) 834-9466 |
| 7 | Cornerstone Insurance Services | 10400 Blacklick-Eastern Rd NW | (614) 524-4248 |
| 8 | Phil King - HealthMarkets Insurance Agency - Columbus | 8523 Refugee Rd | (614) 524-5545 |
| 9 | Ron Gilliland: Allstate Insurance | 19 W Columbus St | (614) 763-6170 |
| 10 | Ziskowski Insurance LLC | 19 N Center St Suite 302 | (614) 961-6079 |
Justice Insurance Agency serves the Columbus metro area and surrounding Pickerington, Ohio communities, specializing as a long-term care insurance agent. The agency helps clients explore financial strategies for future care needs by connecting them with appropriate policy options. Understanding that long-term care expenses can stress retirement plans, the team provides clear guidance through different coverage choices. They also assist with comparing benefit structures and inflation protection features to address clients specific health and budget considerations. This agency handles both individual long-term care policies and hybrid life insurance products with attached care benefits.
Central Ohio Insurance Services, Inc. in Pickerington, OH, provides guidance on long-term care insurance policies to help individuals plan for future care needs. Their services include evaluating coverage options and explaining policy benefits to ensure clients understand their choices. Maintenance involves regular policy reviews to accommodate changing health circumstances and financial goals. They assist with claims coordination and policyholder questions. This local agency services a range of property types, including single-family homes, apartments, retail, and restaurants.
Seniors and their families in Pickerington, Ohio turn to MMA Insurance for guidance on long-term care insurance. The agency helps clients understand policies that cover home care, assisted living, and nursing facility costs. They explain coverage options, compare benefits, and assist with the application process. This service helps Ohio families plan for future care needs while preserving their assets and independence. MMA Insurance also serves communities throughout the Columbus metropolitan area, including nearby Canal Winchester.
US Insurance Agency, based in Pickerington, helps clients distinguish between a one‑time policy purchase and ongoing coverage reviews for long‑term care protection. The agency’s work focuses on assessing individual needs, explaining policy features such as daily benefit amounts and elimination periods, and guiding enrollment. Policies typically cover home care, assisted living, and nursing facility expenses beyond what standard health insurance provides. Service is available strictly on an as‑needed basis, with no recurring appointment schedule unless a policyholder requests a future review.
Alisha Dials Agency LLC American Family Insurance specializes in long-term care insurance, offering policies designed to help cover the costs of extended nursing, assisted living, or in-home care in the Pickerington, Ohio area. The agency also provides general insurance consultation, assisting clients in assessing their future care needs and selecting appropriate coverage options. It is particularly focused on helping families prepare for the financial challenges that can arise when a loved one requires care during the colder months, when seasonal injuries or illnesses often prompt urgent care decisions.
As families in Pickerington consider how seasonal transitions may affect older relatives, Cornerstone Insurance Services provides guidance on preparing for future care needs. They review available long-term care insurance options to help create a practical plan that addresses potential medical and daily living expenses. Their advice helps local residents understand policy terms and select suitable coverage amounts. A typical first step with Cornerstone involves an initial consultation to assess a client’s current health status and financial goals for long-term care.
Phil King at HealthMarkets Insurance Agency in Columbus provides long-term care insurance coverage to individuals in Pickerington and surrounding areas. The company helps clients plan for future care needs through personalized policy options designed to protect assets and ensure access to appropriate services. Additional offerings may include related supplemental health insurance solutions to address evolving healthcare requirements. The agency serves commercial sectors including local offices, warehouses, and food service businesses seeking employee benefit programs.
Located in Pickerington, Ohio, Ron Gilliland: Allstate Insurance provides residential long-term care insurance to local homeowners. The agency also offers commercial coverage for businesses seeking to protect employees and assets within the greater Columbus area. Long-term care insurance specialists assist clients with planning for future personal care needs, including home health aides and nursing facility costs. The team encourages clients to schedule periodic policy reviews to ensure adequate coverage during key life changes. This allows for consistent follow-up and repeat service between regular visits.
Ziskowski Insurance LLC of Pickerington, Ohio, is known for helping individuals plan for the financial challenges of extended care needs. The agency provides guidance on selecting long-term care insurance policies that cover services in home, community, or facility settings. Comprehensive policy comparisons are offered to match personal health situations and budget requirements. Policyholders receive ongoing support for managing claims and adjusting coverage over time. As a complement to standard policies, the agency specializes in hybrid life insurance policies that integrate long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Pickerington Cost?
In Ohio, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year, while a 65-year-old may pay 2,500 to 5,000 dollars annually. Costs increase if you add inflation protection or a shorter waiting period. This is general information, not insurance advice.
About long-term care insurance agents in Pickerington
Long-term care insurance agents in Pickerington, Ohio help residents plan for future care costs such as nursing homes or home health aides. Ohio law offers the Long-Term Care Partnership Program, which allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy options that comply with Ohio insurance regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Pickerington do?
An agent helps you compare policies from multiple insurers and explains Ohio-specific options like the Partnership Program. They assess your health, age, and budget to find a plan that meets your needs. Agents also assist with the application process and answer questions about coverage details.
How does the Ohio Long-Term Care Partnership Program work?
This program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid recovery. A Pickerington agent can explain if a Partnership policy is right for you.
Are there age or health requirements for buying long-term care insurance in Ohio?
Most insurers require applicants to be between 18 and 84 years old, though older applicants face higher premiums. You must also pass a medical underwriting review. Ohio law allows a free look period of 30 days to cancel a policy for a full refund if you change your mind.
Long-Term Care Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware