The top-rated long-term care insurance agent in Youngstown, Ohio is Mang Family Insurance, LLC, rated 5.0 stars across 70 reviews. Other highly rated options include Suburban Insurance Agency, Reliable Consulting Group, LLC, Top Quality Insurance Youngstown. This directory lists 14 long-term care insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 2 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 3 | Reliable Consulting Group, LLC | 6810 Market St #101 | (330) 729-5062 |
| 4 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 5 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
| 6 | R Kashmiry & Associates, Inc. | 7641 Market St Suite 4 | (330) 758-4163 |
| 7 | Insure With Amy | 888 Boardman-Canfield Rd Suite H | (330) 272-9190 |
| 8 | Goulish-Kosco Insurance | 7617 Market St | (330) 758-8700 |
| 9 | Better Insurance Youngstown | 201 Beachwood Dr | (330) 510-4901 |
| 10 | American Insurance Youngstown | 4021 Mahoning Ave | (330) 208-9824 |
Mang Family Insurance, LLC serves the Youngstown, Ohio metro area and provides long-term care insurance agent services. The company helps local individuals evaluate their future needs for extended personal and medical care beyond what typical health insurance covers. It assists clients in understanding policy options that pay for assistance with daily living activities. Mang Family Insurance guides customers through plan selection for coverage at home, in assisted living facilities, or in nursing homes. The company specifically handles both home health care and nursing home insurance policies.
Suburban Insurance Agency provides a full range of long-term care insurance planning services for clients in the Youngstown, Ohio area. It offers consultations to help individuals understand policy options that cover extended medical and personal care needs. The agency also assists with policy maintenance, including annual reviews to adjust coverage for changing health and financial circumstances. It monitors policy renewals and helps manage claims paperwork to support smooth benefit access. Its services address the insurance needs of individuals living in single-family homes, apartments, retail, or restaurants.
Reliable Consulting Group, LLC serves local homeowners, individuals planning for retirement, and families in the Youngstown, Ohio area. The company provides long-term care insurance agent services, helping clients evaluate coverage options that protect assets and ensure access to future care needs. These policies can address assistance with daily living activities such as bathing, dressing, or medication management when aging or illness requires support. The firm also works with individuals throughout the greater Mahoning Valley region, including neighboring communities like Canfield and Boardman.
Serving Youngstown, Ohio, and the surrounding Mahoning Valley communities, Top Quality Insurance Youngstown focuses specifically on long-term care insurance. This agency helps clients plan for potential future needs such as home health aides, assisted living, or nursing home stays. The typical process begins with an assessment of the client’s financial situation and health history to determine suitable coverage options. They then compare policies from multiple carriers to find appropriate benefit amounts and elimination periods that fit the individual’s long-term goals and budget.
Prime Insurance Youngstown assists clients with selecting and managing long-term care insurance policies tailored to individual needs. The agency regularly evaluates coverage options for nursing home stays, in-home assistance, and community-based care services, ensuring policyholders understand their benefits and limitations. Throughout the Youngstown area, it guides families through the complexities of future care planning and premium adjustments. This includes addressing financial concerns during open enrollment periods or when health changes prompt a policy review.
R Kashmiry & Associates, Inc. in Youngstown, OH helps clients understand the difference between one-time coverage for a specific care period and recurring expense reimbursement policies for ongoing long-term care. They guide individuals through the complexities of safeguarding assets against the high costs of extended care services common in this region. Their assistance is provided on an as-needed basis, allowing clients to schedule consultations when planning their financial futures.
Insure With Amy works with clients in Youngstown, Ohio, to secure coverage that addresses the costs of extended care. This agency specializes in long-term care insurance, which helps protect assets and savings. The agent assists both individuals and families in understanding policy options for nursing homes, assisted living, and home care. Businesses in the area can also utilize these insurance services for their workforce. The company serves a variety of commercial sectors, including law offices, manufacturing warehouses, and food service establishments.
With winter approaching in Youngstown, the need to secure coverage for potential future care often becomes a pressing family concern. Goulish-Kosco Insurance helps local residents protect their assets and independence by offering personalized guidance on long-term care policies and timelines. Their agents take the time to explain how these plans interact with Medicare and personal savings. An initial assessment begins by reviewing your current health and financial priorities to produce a clear, no-pressure comparison of available plan options.
Better Insurance Youngstown is a long-term care insurance agent serving the Youngstown, OH area, known for helping individuals plan for future care needs. Its service range includes evaluating clients’ financial situations and guiding them through available policy options for home care, assisted living, or nursing facility costs. It works with clients to compare coverage for daily living assistance and chronic conditions in this region. This agent may specialize in adding inflation protection riders to maintain benefit value over time.
Serving residential clients in Youngstown, American Insurance Youngstown designs long-term care insurance plans to help individuals protect their savings and secure future care options. The agency also offers commercial coverage for local businesses seeking group benefits. Its service area extends throughout Youngstown, Ohio, and the surrounding communities. After an initial policy is in place, the agency provides follow-up support to review coverage as client needs evolve, ensuring continued suitability between regularly scheduled visits.
What Does a a Long-Term Care Insurance Agent in Youngstown Cost?
Long-term care insurance agent services in Ohio typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on your age, health, and coverage amount. For a 55-year-old in Ohio, a standard policy might cost between $1,500 and $3,000 per year. Costs increase with age and if you have health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Youngstown
Long-term care insurance agents in Youngstown, Ohio help residents plan for future care needs like nursing home or home health services. Ohio law requires agents to be licensed and follow specific disclosure rules when selling policies. Local agents can explain how Ohio Partnership for Long-Term Care programs may help protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent do in Youngstown?
A long-term care insurance agent helps you compare policies from different companies and find coverage that fits your budget and health needs. They explain policy features like benefit periods, inflation protection, and elimination periods. Agents must follow Ohio insurance regulations including providing a full outline of coverage before you buy.
Are there Ohio specific rules for long-term care insurance?
Yes, Ohio requires a 30-day free look period after you buy a policy so you can cancel for a full refund. Ohio also has a Partnership program that allows you to keep more assets if you later need Medicaid. Agents must give you a buyers guide and policy summary before you sign.
How do I choose a long-term care insurance agent in Youngstown?
Look for an agent licensed in Ohio with experience in long-term care products. Ask about their knowledge of Ohio Partnership policies and how they compare multiple carriers. You can verify an agents license through the Ohio Department of Insurance website.
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