The top-rated umbrella insurance agent in Daytona Beach, Florida is Sarah Buckley - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Shawn E. Brown Insurance, AAA Daytona Beach, Murray Insurance Agency. This directory lists 14 umbrella insurance agents serving Daytona Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sarah Buckley - State Farm Insurance Agent | 1173 W International Speedway Blvd Suite 8 | (386) 281-3209 |
| 2 | Shawn E. Brown Insurance | Medicare Quotes, 140 S Beach St #300 | (386) 866-1090 |
| 3 | AAA Daytona Beach | 2525 W International Speedway Blvd | (386) 252-0531 |
| 4 | Murray Insurance Agency | 120 Integra Breeze Ln #2b | (386) 356-5032 |
| 5 | The Medicare Dude - Independent Broker | 1616 Concierge Blvd # 100 | (386) 871-3858 |
| 6 | Smart Choice Partners | 1326 S Ridgewood Ave STE 1 | (386) 898-0600 |
| 7 | Brown & Brown | 300 N Beach St | (386) 252-9601 |
| 8 | Southeast Insurance Agency | 1616 Concierge Blvd 1ST FLOOR | (386) 258-9998 |
| 9 | Commercial Coverages Inc. | 1000 Pelican Bay Dr | (386) 756-8551 |
| 10 | Sherzer & Associates Insurance | 110 Integra Breeze Ln #1C | (386) 868-2121 |
Sarah Buckley - State Farm Insurance Agent serves the Daytona Beach, Florida metro area and provides umbrella insurance coverage to local residents and businesses. Umbrella insurance offers additional liability protection beyond the limits of standard home and auto policies, helping policyholders safeguard their assets from major claims or lawsuits. The agency assists clients in the Daytona Beach area with personal liability protection and excess coverage for vehicles or recreational watercraft.
AAA Daytona Beach serves homeowners, businesses, and property managers in the Daytona Beach area who require expanded liability protection beyond standard policies. As an umbrella insurance agent, it helps clients secure additional coverage layers to defend against major claims and lawsuits. The agency assists in evaluating individual risk levels and tailoring supplemental limits to match asset values. Its coverage extends throughout the Daytona Beach metro, including the neighboring communities of Port Orange and Holly Hill.
Serving Daytona Beach and the surrounding Volusia County communities, Murray Insurance Agency handles personal umbrella insurance policies that provide added liability protection beyond standard home and auto coverage. This local agency assists clients in safeguarding their assets against significant claims or lawsuits that exceed base policy limits. The typical process begins with a thorough review of existing policies to determine an appropriate coverage increment. The agency evaluates each client’s unique risk exposure to recommend a liability layer tailored to their financial protection needs.
The Medicare Dude - Independent Broker in Daytona Beach, Florida, specializes in connecting clients with umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. It also assists individuals in selecting supplementary insurance layers to protect assets from major claims or lawsuits. As an independent broker, it works with multiple carriers to find suitable coverage plans for local residents. During Florida’s busy hurricane season, this broker helps homeowners review their existing liability protection to address potential gaps before severe weather damages occur.
Smart Choice Partners, based in Daytona Beach, Florida, provides umbrella insurance solutions primarily for residential properties, extending liability coverage beyond standard homeowners policies. Commercial accounts in the local area also receive tailored protection to manage excess risk. The agency serves clients across the broader Daytona Beach region, helping safeguard assets from unexpected lawsuits or major claims. Following an initial policy setup, they coordinate with existing homeowners or auto carriers for seamless integration. Clients can return for annual policy reviews or adjustments whenever coverage needs change between regular renewal visits.
Brown & Brown in Daytona Beach, FL, provides umbrella liability insurance designed to extend coverage beyond standard auto or homeowners policies, filling gaps with an extra layer of protection for significant personal assets. For business clients, services can be arranged as a single occurrence policy to address a temporary liability exposure, while personal umbrella coverage is often structured as an ongoing, recurring policy rather than a one-time transaction. Their service for tailoring this additional coverage operates on an as-needed basis, based on the client's request.
Southeast Insurance Agency serves the Daytona Beach area by assessing general liability and property exposures for local businesses, while its umbrella insurance services extend coverage limits beyond standard policies to protect against major claims. The agency works with clients to fill gaps in base policies, ensuring broader financial protection. It assists offices, warehouses, and food service operations with tailored umbrella solutions to safeguard their assets.
Hurricane season along Florida's Atlantic coast often leaves property owners reassessing their liability exposure, especially after storms cause unexpected damage claims. Commercial Coverages Inc., based in Daytona Beach, tailors umbrella insurance policies to provide an extra layer of protection beyond standard homeowners or auto coverage, addressing gaps that local residents commonly face during rebuilding or replacing damaged assets. The process begins with a thorough review of existing policies and an on-site inspection of the property to determine appropriate coverage limits.
Sherzer & Associates Insurance provides residential umbrella coverage for homeowners in Daytona Beach, seeking to protect personal assets beyond standard policy limits. They also offer commercial umbrella solutions for local businesses requiring additional liability layers. Serving clients throughout the Daytona Beach area, the agency focuses on tailoring extra protection to individual needs. Their process involves reviewing existing policies to identify coverage gaps. After an initial policy is set, they help with updates during regular visits, ensuring ongoing support and adjustments as circumstances change.
What Does an a Umbrella Insurance Agent in Daytona Beach Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Daytona Beach
An umbrella insurance agent in Daytona Beach Florida helps you secure additional liability coverage beyond your standard auto or homeowners policy. Florida law requires minimum auto liability of 10,000 dollars for property damage, but a single accident can easily exceed that amount. An umbrella policy provides a crucial extra layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Daytona Beach do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing limits. They guide you through Florida-specific requirements and help you choose the right coverage amount for your situation.
How much umbrella insurance do I need in Florida?
Most Florida agents recommend a minimum of 1 million dollars in umbrella coverage. Your specific need depends on your assets, income, and risk factors like owning a pool or boat. An agent can help calculate the appropriate limit for your lifestyle.
Do I need umbrella insurance if I have a homeowners policy in Florida?
Yes, because Florida homeowners policies have liability limits that may not cover a serious accident or lawsuit. Umbrella insurance extends your coverage and can also cover legal defense costs, which are not always included in standard policies.
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