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HomeUmbrella Insurance AgentsFlorida › Delray Beach

Find Umbrella Insurance Agents Near You in Delray Beach, FL

Browse umbrella insurance agents serving Delray Beach, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Estrella Insurance, Gracey Backer Insurance, Insurance World of Delray. This directory lists 17 umbrella insurance agents serving Delray Beach.

Showing 17 umbrella insurance agents in Delray Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Imperial Insurance & Tax13800 Jog Rd Ste 106(561) 864-0300
2Estrella Insurance1690 S Congress Ave Ste 100 U11(754) 318-7220
3Gracey Backer Insurance275 George Bush Blvd(561) 276-6055
4Insurance World of Delray120 S Congress Ave(561) 276-7283
5K2 Insurance1690 S Congress Ave suite 100 office #9(561) 749-9993
6We Insure Del Ray Beach - Jay Lerner15200 Jog Rd D1(561) 404-4584
7John Peters – State Farm Insurance Agent7495 W Atlantic Ave Ste 214(561) 496-2121
8Marion Fazio - State Farm Insurance Agent805 George Bush Blvd(561) 276-0330
9Kapital Insurance, Inc955 NW 17th Ave Bldg G(561) 206-6603
10Apex Insurance702 NE 3rd Ave(561) 272-9683
II
13800 Jog Rd Ste 106
Imperial Insurance & Tax
Umbrella Insurance Agent · Delray Beach, FL

Located in Delray Beach, Florida, Imperial Insurance & Tax assists clients by clarifying distinctions between a one-time policy purchase and ongoing coverage adjustments. Umbrella insurance provides extra liability protection beyond standard home and auto policies, safeguarding personal assets from major claims or lawsuits. The agency guides residents through selecting appropriate limits based on local risk factors, such as coastal property exposure. Services are provided on an as-needed basis, with no required recurring appointments unless the client chooses to update their coverage periodically.

EI
1690 S Congress Ave Ste 100 U11
Estrella Insurance
Umbrella Insurance Agent · Delray Beach, FL

Estrella Insurance provides specialized umbrella insurance coverage for residents and businesses in Delray Beach, Florida, offering an extra layer of liability protection beyond standard home and auto policies. Its general services help clients shield their savings and assets from major claims and lawsuits. As hurricane season approaches along the coast, the agency assists local homeowners with securing additional coverage to guard against substantial storm-related liability claims.

GB
275 George Bush Blvd
Gracey Backer Insurance
Umbrella Insurance Agent · Delray Beach, FL

Gracey Backer Insurance serves Delray Beach and the surrounding Palm Beach County area, offering personal umbrella coverage solutions. An umbrella insurance agent provides an extra layer of liability protection beyond standard home and auto policies, guarding assets against major claims or lawsuits. Clients often seek this coverage to cover medical bills or legal fees from accidents on their property or involving their vehicles. Gracey Backer Insurance handles both personal umbrella liability policies and related umbrella endorsements for high-value auto and homeowners insurance.

IW
120 S Congress Ave
Insurance World of Delray
Umbrella Insurance Agent · Delray Beach, FL

Insurance World of Delray serves homeowners, businesses, and property managers in Delray Beach, Florida, who require additional liability protection. The company provides access to umbrella insurance policies that extend coverage beyond standard home and auto limits. These policies help shield clients from major claims and lawsuits that could otherwise threaten personal or business assets. Clients rely on the agency for professional guidance on appropriate coverage amounts and policy details. The agency also assists clients in neighboring Boca Raton and throughout southern Palm Beach County.

KI
1690 S Congress Ave suite 100 office #9
K2 Insurance
Umbrella Insurance Agent · Delray Beach, FL

K2 Insurance serves the Delray Beach area and surrounding South Florida communities, handling umbrella insurance policies that extend additional liability coverage beyond standard home and auto plans. These policies help protect clients from major claims and lawsuits. The agency assesses each client’s current assets and potential risks. It then works carefully to match coverage limits that integrate smoothly with underlying primary policies. This process ensures a comprehensive layer of protection without gaps, addressing the specific needs of each homeowner or driver in the local region.

WI
15200 Jog Rd D1
We Insure Del Ray Beach - Jay Lerner
Umbrella Insurance Agent · Delray Beach, FL

We Insure Del Ray Beach - Jay Lerner provides umbrella insurance coverage, which offers additional liability protection beyond standard homeowner and auto policies. Its service includes assessing clients’ existing insurance limits to determine appropriate extra coverage layers and explaining how such policies can protect personal assets. The company also offers ongoing policy reviews to ensure coverage remains adequate over time. This agency services single-family homes, apartments, retail establishments, and restaurants in the Delray Beach area.

JP
7495 W Atlantic Ave Ste 214
John Peters – State Farm Insurance Agent
Umbrella Insurance Agent · Delray Beach, FL

John Peters – State Farm Insurance Agent in Delray Beach, FL, offers specialized umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto limits. The agency assists clients with evaluating their existing risks to determine appropriate excess liability protection. General service work includes personalized consultations on how umbrella coverage integrates with personal assets, auto policies, and property insurance. During the Atlantic hurricane season, the agency helps local homeowners and renters assess whether their current liability limits sufficiently protect against storm-related lawsuits from guests or contractors on their property.

MF
805 George Bush Blvd
Marion Fazio - State Farm Insurance Agent
Umbrella Insurance Agent · Delray Beach, FL

Marion Fazio, operating as a State Farm Insurance Agent in Delray Beach, FL, offers umbrella insurance solutions that can be added as a one-time policy enhancement or integrated into an ongoing coverage package. This type of policy provides an additional layer of liability protection beyond standard home and auto limits, helping safeguard assets from major claims or lawsuits. The agency handles client needs through scheduled reviews and as-needed consultations, ensuring coverage remains aligned with individual risk factors.

KI
955 NW 17th Ave Bldg G
Kapital Insurance, Inc
Umbrella Insurance Agent · Delray Beach, FL

South Florida’s frequent storms and flood risks create a pressing need for extra liability coverage beyond standard home and auto policies. Kapital Insurance, Inc, based in Delray Beach, serves clients throughout the region by offering umbrella insurance agent services that fill such gaps. With expertise in local coverage requirements, the company helps residents and property owners evaluate their current limits and identify vulnerabilities. Every engagement begins with a thorough assessment of existing policies and potential assets, leading to a personalized inspection of exposure levels before any quote is prepared.

AI
702 NE 3rd Ave
Apex Insurance
Umbrella Insurance Agent · Delray Beach, FL
TT
1615 S Congress Ave Suite 103
Ted Todd: Allstate Insurance
Umbrella Insurance Agent · Delray Beach, FL
(561) 483-5989
agents.allstate.com/ted-todd-delray-beach-fl.html
PI
820 NE 6th Ave
Plastridge Insurance
Umbrella Insurance Agent · Delray Beach, FL
(561) 276-5221
plastridge.com
BI
5300 W Atlantic Ave Ste 305
Billiet Insurance Agency
Umbrella Insurance Agent · Delray Beach, FL
(561) 734-2330
CI
40 SE 2nd Ave
CareSure Insurance agency FL
Umbrella Insurance Agent · Delray Beach, FL
(561) 559-1072
MF
1200 NW 17th Ave #3
MPR-Fintra, Inc.
Umbrella Insurance Agent · Delray Beach, FL
(561) 338-7488
insurancemarketplaceresources.com
HM
4731 W Atlantic Ave b6
Horace Mann: Brooks Hannula
Umbrella Insurance Agent · Delray Beach, FL
(561) 894-7933
agents.horacemann.com/BrooksHannula
GI
142 SE 6th Ave
GreatFlorida Insurance
Umbrella Insurance Agent · Delray Beach, FL
(866) 723-2312
greatflorida.com

What Does an a Umbrella Insurance Agent in Delray Beach Cost?

Typical costs for a 1 million dollar umbrella insurance policy in Florida range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Premiums vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Delray Beach

An umbrella insurance agent in Delray Beach Florida helps you secure additional liability coverage beyond your standard auto or homeowners policy. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 for bodily injury per person, but a personal umbrella policy can provide 1 million or more in extra protection. This added layer is especially important in a coastal city like Delray Beach where property values and lawsuit risks can be high.

Frequently Asked Questions

What does an umbrella insurance agent in Delray Beach do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In Florida, this can protect against lawsuits from accidents on your property or auto incidents. The agent reviews your existing policies and recommends appropriate coverage amounts.

Do I need umbrella insurance in Delray Beach Florida?

Umbrella insurance is not required by Florida law but is recommended if you have significant assets or future income to protect. Florida has a high rate of uninsured motorists and frequent hurricane-related claims, making extra liability coverage valuable. Many agents suggest a 1 million dollar policy for homeowners with pools or rental properties.

How much umbrella insurance coverage should I get in Florida?

Common umbrella policy limits in Florida range from 1 million to 5 million dollars. The right amount depends on your net worth, income, and risk factors such as owning a business or having teenage drivers. An agent can help you assess your exposure and choose a limit that matches your financial situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.