The top-rated umbrella insurance agent in Deltona, Florida is Butler Insurance Services, rated 5.0 stars across 178 reviews. Other highly rated options include Rich Howes: Allstate Insurance, Ian Markowitz - State Farm Insurance Agent, Cynthia Blomquist - State Farm Insurance Agent. This directory lists 11 umbrella insurance agents serving Deltona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler Insurance Services | 2031 Saxon Blvd suite# 102 | (386) 202-6898 |
| 2 | Rich Howes: Allstate Insurance | 674 Deltona Blvd | (386) 574-4777 |
| 3 | Ian Markowitz - State Farm Insurance Agent | 3140 Howland Blvd #100 | (386) 218-6888 |
| 4 | Cynthia Blomquist - State Farm Insurance Agent | 2802 Howland Blvd | (386) 789-7810 |
| 5 | Alternative Insurance Agency | 1235 Providence Blvd Suite N | (386) 575-2300 |
| 6 | Mel Himes & Associates Insurance Agency, Inc | 892 Deltona Blvd | (386) 574-3030 |
| 7 | Trustworthy Insurance FL | 2600 Haulover Blvd | (386) 227-6916 |
| 8 | Sunsure Insurance - Florida Blue Agency | 1229 Providence Blvd Suite F | (386) 878-4243 |
| 9 | Deltona Insurance, Inc. | 1705 Providence Blvd | (386) 575-2831 |
| 10 | Gene Gizzi Insurance Services | 751 Brechner Terrace | (386) 575-2555 |
Butler Insurance Services serves the Deltona, Florida area as an umbrella insurance agent. The firm assists local homeowners and drivers in securing additional liability coverage beyond standard auto or property policies. This extra layer of protection helps safeguard personal assets from major claims or lawsuits. Policies can provide significant coverage limits for accidents or incidents occurring on the client’s property. The agency works closely with residents to evaluate their liability exposure and align appropriate umbrella policies with a family’s existing home and vehicle plans in this central Florida community.
Rich Howes: Allstate Insurance offers umbrella insurance coverage for individuals and businesses, providing an extra layer of liability protection beyond standard policies. Its service plans include a consultation to assess existing coverage gaps and ongoing policy reviews to ensure limits remain appropriate. The agency also assists with claims coordination and policy updates as needs change. It services properties such as single-family homes, apartments, retail stores, and restaurants.
Homeowners, businesses, and property managers in Deltona, FL, work with Ian Markowitz, a State Farm Insurance Agent, to secure umbrella insurance policies that provide additional liability coverage beyond standard home or auto limits. This protection helps safeguard assets from major claims or lawsuits that could otherwise be financially devastating. The agency focuses on finding appropriate coverage levels for each client’s unique risk profile and property portfolio. Its services also extend to nearby communities in the greater Volusia County metro area, including Orange City and DeBary.
Cynthia Blomquist in Deltona, FL serves the Deltona area and surrounding communities. The agency handles umbrella liability insurance, which provides extra coverage beyond standard homeowners and auto policies for eligible clients. This additional protection helps cover large claims or lawsuits that might exceed typical policy limits. The agent assesses each client's current insurance portfolio and potential risk exposure. To handle a typical job, the agency reviews individual asset levels and personal liability circumstances before recommending an appropriate umbrella policy amount.
Alternative Insurance Agency in Deltona, FL offers umbrella insurance on either a one-time policy for a single high-limit coverage layer or as a recurring annual addition to existing homeowners and auto policies. These policies provide extra liability protection beyond standard limits, shielding personal assets from major claims or lawsuits. Coverage typically extends worldwide for incidents such as bodily injury or property damage. Service operates on an annual renewal term, scheduled each policy period with adjustments made as needs change.
Mel Himes & Associates Insurance Agency, Inc. specializes in umbrella insurance policies, providing an extra layer of liability coverage beyond standard homeowners and auto policies. They serve clients in Deltona, Florida, focusing on helping individuals and families protect their assets from major claims and lawsuits. This local agency works with residents to evaluate their current coverage and determine appropriate protection limits. As storm season approaches in Florida, they assist homeowners in reviewing their liability policies to better protect against potential hurricane-related incidents and the associated financial risks.
During Florida’s busy hurricane season, many Deltona homeowners worry about liability from fallen trees or guests injured on their property. Trustworthy Insurance FL provides umbrella insurance coverage that extends protection beyond standard home and auto policies, helping residents manage major financial risks from unexpected incidents. The company reviews each client’s current policies to identify gaps before recommending appropriate supplemental limits against a lawsuit or accident. A new policy begins with a free initial assessment of existing coverage to determine suitable additions.
Sunsure Insurance - Florida Blue Agency in Deltona, FL, helps individuals and businesses manage risk by securing standard liability policies. It then offers umbrella insurance to add an extra layer of financial protection beyond those base coverage limits. This supplemental coverage can be vital for safeguarding personal assets in the event of a major accident or lawsuit. The agency serves a range of commercial sectors, including offices requiring liability buffers, warehouses needing inventory protection, and food service operations facing higher customer risk.
Deltona Insurance, Inc. is known for serving Deltona, FL as an umbrella insurance agent. Its service range helps clients obtain extra liability coverage that extends beyond the limits of standard home and auto policies. This added protection can safeguard personal assets against major claims. The agency assists by matching local residents with suitable policies for broader financial security. It also offers specialty stand-alone excess liability coverage for high-net-worth households.
What Does an a Umbrella Insurance Agent in Deltona Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits or if you have multiple properties or vehicles. Rates vary by insurer and your personal risk profile. This is general information and not insurance advice.
About umbrella insurance agents in Deltona
Umbrella insurance agents in Deltona Florida help residents secure extra liability coverage beyond standard home and auto policies. Florida law requires minimum auto liability limits of 10/20/10 but an umbrella policy can provide 1 million dollars or more in additional protection. Local agents understand the risks specific to Central Florida including hurricane-related claims and tourist-related accidents.
Frequently Asked Questions
What does an umbrella insurance agent in Deltona do?
An umbrella insurance agent in Deltona helps you purchase a personal liability umbrella policy that covers claims above your existing home and auto insurance limits. The agent reviews your current coverage and recommends an appropriate umbrella limit based on your assets and risk factors.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage if you own a home or have significant savings. Florida has no cap on personal injury damages in civil lawsuits so higher limits like 2 to 5 million may be wise for high net worth individuals.
Does umbrella insurance cover legal defense costs in Florida?
Yes umbrella insurance typically covers legal defense costs even if the lawsuit is groundless. In Florida this is important because the state follows a pure comparative fault rule which means you can be sued even if you are only partially at fault for an accident.
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