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Find Umbrella Insurance Agents Near You in Dunedin, FL

Browse umbrella insurance agents serving Dunedin, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Dunedin, Florida is Isaac Stuiso - State Farm Insurance Agent, rated 4.9 stars across 367 reviews. Other highly rated options include Freeway Insurance, Dockside Insurance, Solace Insurance. This directory lists 12 umbrella insurance agents serving Dunedin.

Showing 12 umbrella insurance agents in Dunedin, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Isaac Stuiso - State Farm Insurance Agent1780 Main St #C(727) 221-7500
2Freeway Insurance1411 Main St(727) 203-7002
3Dockside Insurance748 Broadway #201(727) 475-7788
4Solace Insurance1659 Achieva Way Suite 121(727) 585-1174
5Peter Markos Insurance1454 Main St A(727) 738-0777
6A. American Insurance1583 Main St(727) 733-9381
7Southern Insurance & Risk Management1395 Lotus Dr S(727) 734-3433
8Secure Me Insurance Agency400 Douglas Ave Ste B1(727) 734-9111
9Avid Insurance Services, Inc.1480 Beltrees St(727) 738-1770
10Trust Way Insurance1411 Main St
IS
1780 Main St #C
Isaac Stuiso - State Farm Insurance Agent
Umbrella Insurance Agent · Dunedin, FL

Isaac Stuiso - State Farm Insurance Agent serves the greater Dunedin, Florida area, providing umbrella insurance coverage to local residents and businesses. This agency helps clients secure additional liability protection that extends beyond the limits of standard home and auto policies. Such coverage offers financial safeguards against major claims or lawsuits that could otherwise threaten personal assets. The agency assists policyholders in assessing their risk exposure and selecting appropriate policy limits. It specifically handles personal umbrella insurance for homeowners and auto umbrella coverage for drivers.

FI
1411 Main St
Freeway Insurance
Umbrella Insurance Agent · Dunedin, FL

Serving the Dunedin, Florida area, Freeway Insurance provides umbrella liability coverage, which extends protection beyond standard auto or homeowners policies. Clients may choose either a one-time policy for a specific situation or establish recurring coverage for continuous liability safeguards. Umbrella insurance here typically covers large claims and legal defense costs that exhaust underlying policy limits. Service is available on either a scheduled or as-needed basis, depending on the client’s preference for ongoing or incident-triggered support.

DI
748 Broadway #201
Dockside Insurance
Umbrella Insurance Agent · Dunedin, FL

Dockside Insurance provides personal umbrella liability coverage, offering an extra layer of protection above standard homeowners and auto policies for clients in Dunedin, FL. Its service approach includes policy reviews to help align coverage limits with individual asset and lifestyle risks. The company assists with routine policy maintenance and claims support for umbrella coverage. It services single-family homes, apartments, retail spaces, and restaurants.

SI
1659 Achieva Way Suite 121
Solace Insurance
Umbrella Insurance Agent · Dunedin, FL

Solace Insurance serves homeowners, businesses, and property managers in Dunedin, Florida, who require additional liability protection beyond standard policy limits. The agency specializes in umbrella insurance, which helps shield clients from major claims and lawsuits that could otherwise threaten personal assets or business finances. Coverage can apply to claims involving auto accidents, property incidents, and personal liability situations that exceed underlying policy caps. The firm also serves clients throughout the greater Tampa Bay area, including nearby Clearwater.

PM
1454 Main St A
Peter Markos Insurance
Umbrella Insurance Agent · Dunedin, FL

Peter Markos Insurance in Dunedin, FL offers umbrella insurance on either a one-time or recurring service basis, depending on the client’s need for ongoing liability protection beyond standard policy limits. Umbrella coverage provides an extra layer of financial security for local homeowners and drivers against large claims or lawsuits. This coverage helps safeguard personal assets and future earnings. Service is available on a one-time, scheduled, or as-needed basis to accommodate varying client requirements for policy review and updates.

AI
1583 Main St
A. American Insurance
Umbrella Insurance Agent · Dunedin, FL

Serving Dunedin, FL, and surrounding communities on the Gulf Coast, A. American Insurance assists clients with umbrella insurance, providing additional liability coverage beyond standard home and auto policies. It handles claims that exceed primary policy limits, offering protection against major lawsuits and unexpected accidents. Typically, it reviews each client’s existing coverage, assesses their personal risk exposure from assets and activities, and then recommends an appropriate policy limit to fill any gaps in their current insurance portfolio.

SI
1395 Lotus Dr S
Southern Insurance & Risk Management
Umbrella Insurance Agent · Dunedin, FL

Southern Insurance & Risk Management in Dunedin, FL specializes in umbrella insurance, providing excess liability coverage that extends beyond the limits of standard homeowners and auto policies. The agency generally works with clients to evaluate personal or business exposures and secure appropriate layered protection. It helps local residents address the increased liability risks that often arise during Florida’s peak tourist season or after a severe storm, when additional claims activity can threaten personal assets.

SM
400 Douglas Ave Ste B1
Secure Me Insurance Agency
Umbrella Insurance Agent · Dunedin, FL

As hurricane season approaches the central Gulf Coast, homeowners in Dunedin often reassess their property liability coverage. Secure Me Insurance Agency addresses this need by specializing in umbrella insurance, offering an additional layer of protection beyond standard auto and homeowners policies. The agency helps local residents understand how an umbrella policy can safeguard their assets against major claims or lawsuits. This initial consultation begins with a thorough review of the client’s existing liability limits and personal risk factors to determine appropriate coverage thresholds.

AI
1480 Beltrees St
Avid Insurance Services, Inc.
Umbrella Insurance Agent · Dunedin, FL

Avid Insurance Services, Inc. works with individuals and businesses to secure liability protection that extends beyond standard policy limits. As an umbrella insurance agent in Dunedin, FL, the company helps clients add extra coverage layers for high-risk situations. This expertise allows it to advise on broader liability concerns, from personal injury claims to property damage judgments. The firm supports a wide range of commercial operations, including offices, warehouses, and food service establishments, tailoring coverage limits to each sector’s unique legal exposures.

TW
1411 Main St
Trust Way Insurance
Umbrella Insurance Agent · Dunedin, FL
LI
1497 Main St #307
Larson Insurance Group
Umbrella Insurance Agent · Dunedin, FL
(727) 736-0025
larsoninsurancegroup.com
BI
1460 Beltrees St # 11
Burke Insurance Services
Umbrella Insurance Agent · Dunedin, FL
(727) 441-3094
burkeinsservices.com

What Does an a Umbrella Insurance Agent in Dunedin Cost?

The cost for a 1 million dollar umbrella policy in Florida typically ranges from 150 to 300 dollars per year. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Premiums depend on your driving record number of properties and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Dunedin

An umbrella insurance agent in Dunedin Florida helps you secure a personal liability policy that provides coverage above the limits of your auto and homeowners insurance. Florida law requires minimum auto liability limits of 10/20/10 but a serious accident can quickly exceed those amounts. An umbrella policy offers an extra layer of protection for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Dunedin do?

An umbrella insurance agent helps you evaluate your current liability risks and find a policy that covers claims above your primary insurance limits. They assess your assets including your home and vehicles in Dunedin to recommend appropriate coverage amounts.

How much umbrella coverage do I need in Florida?

Most agents recommend at least 1 million dollars in umbrella coverage to protect against major lawsuits. In Florida where hurricane and water damage claims are common, higher limits can shield you from large liability judgments. Your agent will help you choose a limit based on your net worth and risk exposure.

Are there specific Florida laws that affect umbrella insurance?

Florida has a four-year statute of limitations for personal injury lawsuits and a two-year limit for wrongful death claims. Umbrella policies cover legal defense costs which can be substantial in Florida courts. Your agent can explain how these time limits and state liability laws impact your coverage needs.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.