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Compare umbrella insurance agents in Estero. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Estero, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 umbrella insurance agents in Estero, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Regency Insurance Group a Hilb Group Company
23190 Fashion Dr p216, Estero, FL 33928
(239) 628-4344
regencyins.com
Brightway Insurance, The Dorrian Agency
19970 S Tamiami Trl #104, Estero, FL 33928
(239) 280-5480
brightway.com
Lane Insurance Group
Located in the Galleria, 21105 Design Parc Ln #103, Estero, FL 33928
(239) 947-7474
laneinsurancegroup.com
Sagacity Insurance Professionals
10600 Chevrolet Way Suite 224, Estero, FL 33928
(239) 533-9755
sagacityip.com
State Insurance USA, LLC
10600 Chevrolet Way #107, Estero, FL 33928
(239) 567-9992
stateinsuranceusa.com
Coastline Insurance Group, Inc.
23190 Fashion Dr #210, Estero, FL 33928
(239) 217-6005
coastlineagents.com
Responsive Insurance Inc
9470 Corkscrew Palms Cir #103, Estero, FL 33928
(239) 596-3177
responsiveinsurance.com
NSI Insurance Naples
23150 Fashion Dr #232, Estero, FL 33928
(239) 221-0773
naples.nsigroup.org
GreatFlorida Insurance: Keith Wilson
20461 S Tamiami Trl Unit 22, Estero, FL 33928
(239) 495-3636
estero.greatflorida.com
Parlin Insurance Agency
23160 Fashion Dr #217, Estero, FL 33928
(239) 263-3141
parlininsurance.com
An umbrella insurance agent in Estero, Florida helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Florida law requires minimum auto liability limits, but umbrella policies can provide an additional layer of protection against large claims or lawsuits. This is especially important in a growing community like Estero where property values and personal assets may be at risk.
What Does a Umbrella Insurance Agent in Estero Cost?
The cost for a 1 million dollar umbrella insurance policy in Florida typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost between 250 and 500 dollars annually. Costs vary based on your personal risk factors, the number of properties, and the limits of your underlying policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Estero do?
An umbrella insurance agent helps you buy a personal umbrella policy that provides extra liability coverage after your underlying auto or home insurance limits are used up. The agent assesses your assets and risk factors to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your total assets, income, and potential lawsuit risks. Florida law does not set a specific minimum for umbrella policies, but your underlying auto and home policies must meet certain limits first.
Do I need umbrella insurance if I have a pool or boat in Estero?
Yes, having a pool or a boat increases your liability risk significantly. An umbrella policy can cover claims that exceed your homeowners or boat insurance limits, such as a guest injury in your pool or a boating accident. Florida law does not require umbrella coverage, but it is strongly advised for property owners with these exposures.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.