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Find Umbrella Insurance Agents Near You in Fort Myers, FL

Looking for a umbrella insurance agent in Fort Myers? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Fort Myers, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 umbrella insurance agents in Fort Myers, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
East & Greenwell Insurance Inc: Allstate Insurance
10061 University Plaza Dr, Fort Myers, FL 33913
(239) 434-7877 eastandgreenwell.com
GreatFlorida Insurance: Brian Lariviere
4901 Palm Beach Blvd Suite 290, Fort Myers, FL 33905
(239) 694-2886 eastfortmyers.greatflorida.com
The Thompson Agency Inc.
3677 Central Ave K, Fort Myers, FL 33901
(239) 689-8570 thompsoninsurancefl.com
State Insurance USA, LLC
4450 Camino Real Way, Fort Myers, FL 33966
(239) 567-9992 stateinsuranceusa.com
Nora Rodriguez - State Farm Insurance Agent
9902 Gulf Coast Main St d143, Fort Myers, FL 33913
(239) 362-0862 myagentnora.com
Stay Blessed Insurance
13550 Reflections Pkwy Suite 504A, Fort Myers, FL 33907
(407) 842-7100 stayblessed.insure
Brightway Insurance, The Smith & Mitchell Agency
9230 Daniels Pkwy Unit 2, Fort Myers, FL 33912
(239) 603-8200 brightway.com
Heather Langston - Langston Insurance Group
9961 Interstate Commerce Dr Ste 180, Fort Myers, FL 33913
(239) 323-1010 langston-insurance.com
The Insurancenter
16591 S Tamiami Trl, Fort Myers, FL 33908
(239) 489-2838 insurance-center.net
Wilcox Family Insurance Company
3707 Cleveland Ave, Fort Myers, FL 33901
(239) 337-7755 wilcoxfamilyinsurance.com
Estrella Insurance
11150 S Cleveland Ave #110, Fort Myers, FL 33907
(239) 271-3570 agents.estrellainsurance.com
Lott & Gaylor Insurance
2120 W First St, Fort Myers, FL 33901
(239) 337-2221 lott-gaylor.com
Chapman Insurance Group
12751 S Cleveland Ave #201, Fort Myers, FL 33907
(239) 444-6888 cigflorida.com
Risk Solutions Insurance Brokerage LLC
5237 Summerlin Commons Blvd #108, Fort Myers, FL 33907
(407) 613-2600 rsibroker.com
Harbour Insurance
2240 W First St #105, Fort Myers, FL 33901
(239) 267-1515 harbourinsuranceagency.com
SWFL Insurance
17640 S Tamiami Trl #311, Fort Myers, FL 33908
(239) 489-1212 swflinsurance.com
The Insurance Man
11470 S Cleveland Ave, Fort Myers, FL 33907
(239) 334-0777 theinsurancemanfl.net
Ann Clark - State Farm Insurance Agent
16440 S Tamiami Trl #9, Fort Myers, FL 33908
(239) 433-7771 askannclark.com
Avalon Insurance Group, Inc.
7370 College Pkwy #312, Fort Myers, FL 33907
(239) 275-3888 avalon-insurance.com
GreatFlorida Insurance: Michelle Accola
12401 Commerce Lakes Dr #4, Fort Myers, FL 33913
(239) 237-1550 gateway.greatflorida.com

An umbrella insurance agent in Fort Myers Florida helps you secure extra liability protection above your auto and home policies. Florida law requires minimum auto liability limits but does not mandate umbrella coverage. Local agents understand the risks of hurricane damage and personal injury lawsuits common in Southwest Florida.

What Does a Umbrella Insurance Agent in Fort Myers Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost between 300 and 800 dollars annually. Your actual premium depends on your driving record property risks and number of vehicles. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Fort Myers do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or homeowners insurance limits are exhausted. It can cover legal defense costs and settlements for claims like dog bites or car accidents.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for Florida residents. The amount you need depends on your assets income and risk factors. Florida law does not set a minimum requirement but many insurers require you to carry certain underlying limits first.
Can I get umbrella insurance if I have a swimming pool in Fort Myers?
Yes you can still get umbrella insurance with a swimming pool. However your agent will ask about safety features like a fence and pool cover. Florida premises liability law makes pool owners responsible for injuries so umbrella coverage is especially important here.