ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsFlorida › Fort Pierce

Find Umbrella Insurance Agents Near You in Fort Pierce, FL

Browse umbrella insurance agents serving Fort Pierce, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fort Pierce, Florida is GreatFlorida Insurance: Lazim Chowdhury, rated 4.9 stars across 585 reviews. Other highly rated options include Breakwater Insurance, Univista Insurance, S E Benchmark Agency, INC. This directory lists 19 umbrella insurance agents serving Fort Pierce.

Showing 19 umbrella insurance agents in Fort Pierce, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1GreatFlorida Insurance: Lazim Chowdhury2310 S Federal Hwy(772) 465-8551
2Breakwater Insurance101 N US Hwy 1 Suite 216(772) 828-3769
3Univista Insurance1401 S US Hwy 1(772) 464-0712
4S E Benchmark Agency, INC2138 N US Hwy 1(772) 742-2626
5Mary Payne: Allstate Insurance4001 Virginia Ave Ste B(772) 461-3969
6Equality Insurance & Financial2417 Okeechobee Rd(772) 466-7045
7Kretschmer Insurance2401 W Midway Rd(772) 467-6656
8Atlantic Coastal Insurance Inc5214 Okeechobee Rd # B(772) 466-8408
9Estrella Insurance401 S 25th St(772) 672-4941
10Lott Insurance Services4808 S US Hwy 1(772) 468-1009
GI
2310 S Federal Hwy
GreatFlorida Insurance: Lazim Chowdhury
Umbrella Insurance Agent · Fort Pierce, FL

GreatFlorida Insurance: Lazim Chowdhury serves the Fort Pierce area and nearby communities in St. Lucie County, providing umbrella insurance agent services. As an independent agent, this company helps clients obtain additional liability coverage beyond standard auto and homeowners policies. Umbrella insurance protects assets and future earnings from major claims or lawsuits. The agency guides customers through policy options suited to local property and liability risks. Specific services include securing excess liability protection for residential properties and assisting with personal umbrella liability coverage.

BI
101 N US Hwy 1 Suite 216
Breakwater Insurance
Umbrella Insurance Agent · Fort Pierce, FL

Breakwater Insurance provides umbrella insurance agent services to clients throughout Fort Pierce, Florida. It offers consultations to help customers determine appropriate liability coverage limits beyond standard policies, along with periodic policy reviews to adjust coverage as personal circumstances change. The agent assists with new policy applications and coordinates with primary insurers during claim situations. Its service area includes single-family homes, apartments, retail establishments, and restaurants needing additional liability protection.

UI
1401 S US Hwy 1
Univista Insurance
Umbrella Insurance Agent · Fort Pierce, FL

As hurricane season nears the coast near Fort Pierce, Florida, residents actively review their liability coverage for added property and asset protection. Univista Insurance provides umbrella insurance policies designed to extend beyond standard home and auto limits, guarding against costly lawsuits or liability claims. The agent evaluates individual risk factors related to local weather or accident exposure, then recommends appropriate coverage amounts. The process begins with a thorough inspection of current policies and an initial assessment of the client’s specific protection needs.

SE
2138 N US Hwy 1
S E Benchmark Agency, INC
Umbrella Insurance Agent · Fort Pierce, FL

S E Benchmark Agency, INC serves homeowners, businesses, and property managers in Fort Pierce, FL seeking additional liability protection beyond standard policies. The agency evaluates individual risk profiles to recommend appropriate umbrella coverage limits that safeguard assets against major claims. It assists clients in coordinating umbrella policies with existing auto and homeowners insurance for seamless protection. The agency also extends its umbrella insurance services to clients in the surrounding St. Lucie County communities and the broader Treasure Coast metro area.

MP
4001 Virginia Ave Ste B
Mary Payne: Allstate Insurance
Umbrella Insurance Agent · Fort Pierce, FL

Mary Payne: Allstate Insurance serves clients in Fort Pierce and the surrounding communities of St. Lucie County. The agency handles umbrella insurance policies, which provide an extra layer of liability coverage that goes beyond the limits of standard home and auto policies. These policies are designed to protect assets against major claims or lawsuits resulting from accidents on the property or behind the wheel. To handle a typical job, the agency first reviews a client’s personal liability exposure, then matches the appropriate coverage limits to meet their financial protection needs.

EI
2417 Okeechobee Rd
Equality Insurance & Financial
Umbrella Insurance Agent · Fort Pierce, FL

Equality Insurance & Financial in Fort Pierce, FL, offers both one-time policy reviews and recurring annual service plans to address changing liability needs. As an umbrella insurance agent, the firm provides additional liability coverage above standard home and auto policies, protecting clients from major claims and lawsuits. This extra layer of coverage is designed for those with significant assets or exposure to risk. Service arrangements for policy adjustments and consultations are available on a one-time, scheduled, or as-needed basis.

KI
2401 W Midway Rd
Kretschmer Insurance
Umbrella Insurance Agent · Fort Pierce, FL

Kretschmer Insurance specializes in umbrella insurance in Fort Pierce, FL, providing additional liability coverage that extends beyond standard home and auto policies. This service works to protect clients from major claims and lawsuits that could exceed their underlying limits. The agency also offers guidance on how umbrella policies integrate with existing coverage, addressing common exposure points. Many homeowners in Fort Pierce benefit from this protection during hurricane season, when increased visitor traffic and contractor activity on properties can raise the risk of unforeseen accidents.

AC
5214 Okeechobee Rd # B
Atlantic Coastal Insurance Inc
Umbrella Insurance Agent · Fort Pierce, FL

Located on Florida's Atlantic coast, hurricane season often prompts Fort Pierce property owners to reassess their liability coverage. Atlantic Coastal Insurance Inc provides personalized umbrella insurance agent services to help clients secure extra protection beyond standard policies. Recognizing the unique risks of coastal living, they focus on finding suitable policy limits for homeowners, boaters, and landlords. A representative typically begins by reviewing existing home and auto policies to identify potential gaps in coverage before offering an initial risk assessment.

EI
401 S 25th St
Estrella Insurance
Umbrella Insurance Agent · Fort Pierce, FL

Estrella Insurance provides financial protection in Fort Pierce, Florida, through comprehensive coverage options. As an Umbrella Insurance Agent, it specializes in extending liability limits beyond standard home and auto policies. This additional layer safeguards assets against major claims or lawsuits. The firm serves a variety of commercial sectors, helping mitigate risks for offices, warehouses, and food service operations.

LI
4808 S US Hwy 1
Lott Insurance Services
Umbrella Insurance Agent · Fort Pierce, FL

Lott Insurance Services in Fort Pierce, FL, helps clients manage personal liability risks through its general insurance offerings. The company specializes in umbrella insurance agent work, providing supplemental liability coverage that extends beyond standard home and auto policy limits. This additional protection safeguards assets and future earnings against major claims or lawsuits. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service businesses.

PI
S Federal Hwy
Prestige Insurance
Umbrella Insurance Agent · Fort Pierce, FL
(772) 465-2886
prestigeinsurancetc.com
BI
800 Virginia Ave #27
Banack Insurance Agency
Umbrella Insurance Agent · Fort Pierce, FL
(772) 464-8833
EI
316 Avenue A
Ecoplus Insurance Agency FL
Umbrella Insurance Agent · Fort Pierce, FL
(989) 462-1681
RI
204 N 2nd St
Rains Insurance
Umbrella Insurance Agent · Fort Pierce, FL
(855) 877-2467
rainsinsurance.com
JI
805 Virginia Ave #9
Jerger Insurance and Financial Services
Umbrella Insurance Agent · Fort Pierce, FL
(772) 468-6636
jergersinsurance.com
LI
1997 S US Hwy 1
Liberty Insurance FL
Umbrella Insurance Agent · Fort Pierce, FL
(772) 208-9094
CI
110 US-1
Coastline Insurance Services LLC
Umbrella Insurance Agent · Fort Pierce, FL
(772) 672-4418
MI
2168 N US Hwy 1
Montes Insurance Agency
Umbrella Insurance Agent · Fort Pierce, FL
(772) 672-9212
montesinsuranceagency.net
EI
130 S Indian River Dr Ste 202
Estrella Insurance
Umbrella Insurance Agent · Fort Pierce, FL
(772) 252-0454
agents.estrellainsurance.com/en-us/fl/fortpierce/454.html

What Does an a Umbrella Insurance Agent in Fort Pierce Cost?

In Florida, a 1 million dollar umbrella policy typically costs between 150 and 300 per year for the first million, with additional coverage costing less per million. Factors like your driving record, number of homes, and number of vehicles affect the premium. Costs are generally lower if you bundle with the same insurer. This is general information, not insurance advice.

About umbrella insurance agents in Fort Pierce

An umbrella insurance agent in Fort Pierce Florida helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 for personal injury protection, but umbrella policies can add 1 million or more in protection. Local agents understand the risks of living in a coastal community with high traffic and hurricane exposure.

Frequently Asked Questions

What does an umbrella insurance agent do in Fort Pierce?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. In Fort Pierce, this extra protection can cover legal costs and settlements from accidents or incidents on your property.

Do I need umbrella insurance in Florida?

Florida has high rates of uninsured drivers and frequent severe weather events, which increase your risk of liability claims. If you own a home, have significant savings, or engage in activities like boating or hosting guests, an umbrella policy can protect your assets from lawsuits.

How much umbrella coverage should I get in Fort Pierce?

Most agents recommend at least 1 million in umbrella coverage, but 2 million or more may be appropriate for high net worth individuals. The amount depends on your assets, income, and potential liability risks such as a swimming pool or rental property.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.