The top-rated umbrella insurance agent in Haines City, Florida is Simily Insurance, rated 5.0 stars across 210 reviews. Other highly rated options include One & Only Insurance Agency DBA Seguros Latinos, Teresa Connell - State Farm Insurance Agent, Estrella Insurance. This directory lists 13 umbrella insurance agents serving Haines City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Simily Insurance | 2187 S 30th St | (863) 488-2121 |
| 2 | One & Only Insurance Agency DBA Seguros Latinos | 535 U.S. Hwy 17-92 W | (863) 216-8992 |
| 3 | Teresa Connell - State Farm Insurance Agent | 419 U.S. Hwy 17-92 W | (863) 422-4901 |
| 4 | Estrella Insurance | 36205 US-27 | (863) 216-3601 |
| 5 | Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC | 407 U.S. Hwy 17-92 W | (863) 419-1919 |
| 6 | Competitive Insurance Agency | 35934 US-27 | (863) 421-6600 |
| 7 | Mr Auto | 2 N 4th St | (863) 422-9199 |
| 8 | Alan Murphy: Allstate Insurance | 37048 US-27 | (863) 595-1601 |
| 9 | E.N.E. Tax & Insurance | 210 S Dixie Dr | (863) 288-8233 |
| 10 | Ewing Blackwelder & Duce Insurance | 100 S 10th St | (863) 422-2345 |
Simily Insurance provides businesses and residents in Haines City, Florida, with liability coverage through umbrella insurance policies that extend beyond standard limits. It offers consultation and policy review services to help clients assess their exposure and determine appropriate additional coverage. Ongoing plan maintenance includes annual reassessments of policyholders’ evolving assets and liabilities. The agency serves owner-occupied single-family homes, multi-unit apartment complexes, local retail storefronts, and casual dining restaurants in the surrounding area.
One & Only Insurance Agency, serving Haines City and Polk County, Florida, operates under the DBA name Seguros Latinos and specializes in umbrella insurance agent services. It helps local homeowners, drivers, and business owners obtain additional liability coverage beyond their standard home or auto policies. The agency focuses on protecting clients from major claims and lawsuits by increasing overall policy limits. Common services offered in this area include personal umbrella policies and business liability umbrella coverage.
Teresa Connell serves as a local umbrella insurance agent in Haines City, offering additional liability coverage that extends beyond standard auto or home policies. Her agency provides service and ongoing policy maintenance designed to help clients update their coverage limits as personal assets and risks change. She assists area property owners by reviewing existing policies to identify potential gaps in protection. Teresa Connell’s services address both residential and commercial property needs, including single-family homes, apartments, retail, and restaurants.
Estrella Insurance serves homeowners, businesses, and property managers in Haines City, Florida, helping them secure umbrella coverage that provides extra liability protection beyond standard policies. This type of insurance offers additional peace of mind by covering large claims or lawsuits that might otherwise exhaust primary limits. The agency works with local clients to evaluate their specific risk exposures and find suitable extended liability solutions. It also provides insurance services to residents and businesses in the neighboring communities of Davenport and Lake Hamilton.
Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC serves Haines City, Florida, and the surrounding communities. The agency handles umbrella insurance, which provides supplemental liability coverage above standard policies to protect assets from major claims or lawsuits. Their services focus on delivering extra financial security for both personal and commercial needs. To handle a typical job, they review a client's existing insurance portfolio, assess potential liability gaps, and then recommend an appropriate level of additional coverage from major providers.
Competitive Insurance Agency serves homeowners, businesses, and property managers in Haines City, Florida, seeking supplemental liability protection. The firm helps clients obtain umbrella insurance policies that extend coverage beyond standard home or auto limits, offering additional financial security against major claims or lawsuits. This service is particularly valuable for those with significant assets or higher risk exposure in the Central Florida area. The agency also provides assistance to residents in neighboring Davenport and along the US 27 corridor.
Mr Auto in Haines City, FL distinguishes between one‑time policy reviews and ongoing coverage management for umbrella insurance. This category of insurance extends liability protection above standard auto or homeowners policies, helping to shield personal assets from large claims. Service runs on a one‑time, scheduled, or as‑needed basis depending on each client’s changing coverage requirements and life events.
Alan Murphy: Allstate Insurance provides umbrella liability coverage for residents of Haines City, FL, offering extra protection beyond standard auto and home policies. The agency serves local homeowners and drivers by customizing plans that address potential large claims. During Florida’s active storm season, it assists clients in bridging coverage gaps from hurricane-related property or vehicle losses, ensuring sufficient financial safeguards are in place.
As summer storms roll through Haines City, FL, protecting property and assets becomes a priority for local homeowners and business owners alike. E.N.E. Tax & Insurance helps residents cover the gaps in standard liability with specialized umbrella insurance policies, extending coverage beyond typical auto and homeowners limits. Their agents take time to explain how an extra layer of protection can safeguard savings and future earnings. An initial assessment of current policies identifies coverage needs and potential risks before moving forward with an inspection to verify existing property conditions.
Ewing Blackwelder & Duce Insurance provides property and liability coverage for residents and businesses in Haines City, FL. As an umbrella insurance agent, it specializes in offering excess liability policies that extend protection beyond standard limits, helping clients safeguard their assets against large claims or lawsuits. This added layer of coverage is suitable for those seeking extra financial security after exhausting their underlying policy limits. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Haines City Cost?
Umbrella insurance in Florida typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Costs vary based on your risk factors, number of vehicles, and property value. This is general information, not insurance advice.
About umbrella insurance agents in Haines City
Umbrella insurance agents in Haines City Florida help you obtain personal umbrella liability policies. These policies provide extra coverage above your auto and homeowners limits. Florida law requires minimum auto liability coverage of 10,000 for property damage and 10,000 per person for bodily injury, but umbrella policies often start at 1 million dollars in additional coverage.
Frequently Asked Questions
What does an umbrella insurance agent in Haines City do?
An umbrella insurance agent helps you find a policy that covers claims above your standard insurance limits. This includes lawsuits for bodily injury or property damage. In Florida, umbrella policies can also cover legal defense costs.
Who needs umbrella insurance in Haines City Florida?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners, boat owners, and landlords. Florida has high rates of auto accidents and lawsuits, making extra coverage valuable.
How much umbrella coverage should I get in Haines City?
Most Florida agents recommend at least 1 million dollars in umbrella coverage. You may need more if you own rental properties or have a high net worth. Your agent can help calculate the right amount based on your assets.
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