The top-rated umbrella insurance agent in Jacksonville, Florida is Augustyniak Insurance Group, rated 4.9 stars across 2,264 reviews. Other highly rated options include Brightway Insurance, The Pihl Agency, Kim Lego - State Farm Insurance Agent, Ricci Insurance Group. This directory lists 24 umbrella insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Augustyniak Insurance Group | 12058 San Jose Blvd STE 304 | (904) 268-3106 |
| 2 | Brightway Insurance, The Pihl Agency | 3003 Claire Ln Suite 401 | (904) 262-2886 |
| 3 | Kim Lego - State Farm Insurance Agent | 13241 Bartram Park Blvd Suite 2609 | (904) 268-9900 |
| 4 | Ricci Insurance Group | 3721 Dupont Station Ct S | (904) 710-2310 |
| 5 | 925 Partners Insurance Agency | 12735 Gran Bay Pkwy Ste 130 | (855) 925-1200 |
| 6 | My Florida Mobile Home Insurance | 12058 San Jose Blvd STE 303 | (904) 262-8153 |
| 7 | Aleman Insurance Agency LLC | 1819 Hendricks Ave Ste 3 | (904) 337-3379 |
| 8 | Nsurance Nation | 4010 University Blvd W #1 | (904) 797-7078 |
| 9 | A & B Insurance Agency, Inc | 2153 Blanding Blvd | (904) 388-6446 |
| 10 | John Beck Insurance Inc | 8726 Atlantic Blvd | (904) 721-3129 |
Augustyniak Insurance Group serves the Jacksonville, Florida metro area as an umbrella insurance agent. This agency specializes in providing personal liability coverage that extends beyond the limits of standard home and auto policies. It assists clients in protecting their assets from major claims and lawsuits. The firm manages insurance needs for both individual homeowners and vehicle owners by offering supplementary liability protection through personalized umbrella insurance solutions in the Jacksonville region.
Brightway Insurance, The Pihl Agency provides comprehensive umbrella insurance solutions tailored for enhanced personal and business liability coverage. It actively reviews individual risk exposures to recommend appropriate excess liability policies that offer protection beyond standard home or auto limits. Service includes ongoing policy adjustments as life circumstances evolve, ensuring coverage remains relevant and adequate. Professional guidance is given for navigating complex liability scenarios common in the Jacksonville area. The agency regularly services single-family homes, apartments, retail establishments, and restaurants.
Kim Lego’s agency in Jacksonville, FL serves homeowners, businesses, and property managers seeking umbrella insurance. This extra liability coverage protects policyholders for claims that exceed the limits of their standard auto or homeowners policies. It provides a significant safety net against major financial losses from accidents or lawsuits. The agency works closely with clients to explain how umbrella policies coordinate with existing coverage. Their service area includes the greater Jacksonville metro, reaching neighboring communities such as Orange Park for commercial and personal umbrella needs.
Ricci Insurance Group serves Jacksonville, Florida, and the surrounding communities, handling umbrella insurance policies for individuals and businesses. This type of insurance provides extra liability coverage beyond standard home and auto policies, protecting personal assets from major claims or lawsuits. It also covers certain incidents excluded by primary plans, such as libel or slander. To handle a typical client need, the agent first reviews the client's existing liability limits and then matches them with a policy that fills any identified gaps in protection.
925 Partners Insurance Agency offers focused guidance on umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. The agency also assists Jacksonville clients with broader risk management needs by evaluating potential gaps in existing protections. Umbrella coverage is particularly valuable during Florida’s active hurricane season, when storm surges or property damage could lead to costly liability claims from visitors on residential or commercial premises.
My Florida Mobile Home Insurance offers umbrella insurance agents in Jacksonville, FL, focusing on excess liability coverage that extends beyond primary auto or homeowner policy limits. Clients may choose a one-time policy purchase or set up recurring annual renewals for continuous protection. Agents help local residents address personal liability risks from accidents or legal claims, tailoring coverage for unexpected events. The agency provides service on either a one-time policy sale or a scheduled annual renewal basis.
Aleman Insurance Agency LLC in Jacksonville handles general commercial insurance needs and specializes in umbrella liability policies that provide extra coverage beyond standard limits. These policies help protect businesses and individuals from large claims that could exceed primary insurance. The agency serves a wide range of commercial sectors, including offices, warehouses, and food service operations requiring robust liability protection. Its focus remains on tailoring higher-limit coverage to fit each client's specific risk exposures.
Nsurance Nation provides residential umbrella insurance coverage for homeowners in Jacksonville. The agency also assists businesses with commercial umbrella liability policies throughout the broader Northeast Florida area. Local clients benefit from tailored advice that addresses personal liability gaps and business risk exposure. After securing coverage, the office maintains contact to adjust limits as clients acquire new assets or take on additional activities, ensuring ongoing protection between regular policy reviews.
A & B Insurance Agency, Inc is known for providing umbrella insurance coverage that extends beyond standard policy limits to offer additional liability protection for clients in Jacksonville, FL. The agency helps residents and local businesses secure these policies as a safeguard against major claims and lawsuits. Its service range includes assessing current personal auto and homeowners coverage to determine appropriate excess liability layers. This agency can also add on personal injury protection to umbrella policies for broader risk management.
As the Atlantic hurricane season approaches each summer, property owners in Jacksonville seek protection beyond standard policies. John Beck Insurance Inc provides umbrella insurance coverage that extends liability limits for homes, vehicles, and rental properties. This additional layer helps safeguard local assets against major claims or lawsuits that exceed primary policy caps. A licensed agent reviews each client’s existing coverage to identify gaps in protection. The process begins with an in-person inspection of the property to assess specific liability exposures.
What Does an a Umbrella Insurance Agent in Jacksonville Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage. Premiums may be higher in Jacksonville due to local risk factors like hurricane exposure and population density. Your actual cost depends on your driving record home value and number of properties. This is general information not insurance advice.
About umbrella insurance agents in Jacksonville
An umbrella insurance agent in Jacksonville Florida helps you secure extra liability coverage beyond your auto and homeowners policies. Florida law requires minimum liability limits for drivers but umbrella policies can protect assets from large claims. Local agents understand Jacksonville weather risks and the high number of uninsured drivers in the state.
Frequently Asked Questions
What does an umbrella insurance agent in Jacksonville do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides additional coverage above your existing insurance. In Florida this extra layer is important because the state has a high rate of uninsured motorists and frequent hurricane related claims.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for Florida residents. The amount you need depends on your assets income and risk factors such as owning a pool or boat. Florida law does not set a specific umbrella requirement but your underlying auto and home policies must meet minimum limits.
Can umbrella insurance cover legal fees in Florida?
Yes umbrella policies typically cover legal defense costs for covered claims even if the lawsuit is groundless. In Florida this can be critical because the state has a four year statute of limitations for personal injury lawsuits and legal expenses can be high.
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