The top-rated umbrella insurance agent in Lake Worth Beach, Florida is Sebanda Insurance, rated 4.9 stars across 294 reviews. Other highly rated options include GreatFlorida Insurance: Graham Laseter, Trueway Insurance, Estrella Insurance. This directory lists 20 umbrella insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sebanda Insurance | 2000 N Dixie Hwy UNIT 6 | (561) 853-1537 |
| 2 | GreatFlorida Insurance: Graham Laseter | 6139 Lake Worth Rd Suite B | (561) 357-5667 |
| 3 | Trueway Insurance | 3095 S Military Trl Suite 12 | (561) 318-5540 |
| 4 | Estrella Insurance | 3912 S Congress Ave | (561) 966-9741 |
| 5 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 6 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 7 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
| 8 | Motivated Insurance- Commercial Insurance Specialists | 5978 Monterra Club Dr | (800) 988-8763 |
| 9 | Freeway Insurance | 932 N Dixie Hwy | (561) 406-7013 |
| 10 | Estancia Insurance Agency | 4196 Lake Worth Rd Suite B | (561) 725-4970 |
Sebanda Insurance serves Lake Worth Beach, Florida, and the surrounding Palm Beach County area as a dedicated umbrella insurance agent. The company focuses on providing supplemental liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection can help safeguard personal assets against large claims or lawsuits. An umbrella policy through Sebanda Insurance often covers incidents involving property damage, bodily injury, or personal liability situations not fully addressed by underlying insurance. It also frequently handles legal defense costs and claims that exceed primary policy limits.
GreatFlorida Insurance: Graham Laseter provides personalized umbrella insurance solutions to individuals and businesses in Lake Worth Beach, Florida. Its service includes reviewing existing liability policies to identify coverage gaps and offering an extra layer of protection against major claims. The company ensures that clients can maintain consistent coverage through straightforward renewal processes and responsive policy adjustments. It services single-family homes, apartments, retail establishments, and restaurants across the local area.
Trueway Insurance serves homeowners, businesses, and property managers in Lake Worth Beach, Florida, helping them secure personal umbrella liability coverage to protect assets beyond underlying home and auto policies. The agency works to fill gaps in standard liability limits, offering an extra layer of protection against major claims or lawsuits. Policies extend coverage over multiple primary insurance lines, providing broader financial safety for clients. Trueway Insurance also assists residents and commercial clients throughout nearby Palm Beach County, including communities such as West Palm Beach.
Estrella Insurance serves Lake Worth Beach and the surrounding Palm Beach County area, providing umbrella insurance agent services designed to help clients secure extra liability coverage beyond standard policies. Umbrella insurance offers added financial protection against major claims or lawsuits that could otherwise deplete personal assets. By working with a local agent, policyholders can better understand how to link umbrella policies with existing auto or homeowners coverage. Estrella Insurance specializes in crafting customized umbrella plans that account for personal risk factors such as property assets or recreational activities.
Serving Lake Worth Beach and the surrounding South Florida communities, JDA Insurance Group handles personal umbrella coverage that extends liability protection beyond standard home and auto policies. These policies provide additional layers of defense against costly lawsuits and major claims. Covering a wide range of personal risks, the agent works to secure higher policy limits for clients. To manage a typical account, the team begins by thoroughly reviewing a client’s existing underlying insurance and personal assets before recommending an appropriate umbrella limit.
Absolute Insurance Inc in Lake Worth Beach, Florida assists clients in distinguishing between one-time umbrella policy purchases for immediate additional liability protection and recurring coverage that renews annually to maintain long-term asset security. Their focused service addresses the need for extra liability limits beyond standard auto, homeowners, or watercraft policies. The agency operates strictly on an as-needed basis, allowing clients to request policy evaluations or coverage adjustments whenever their personal risk profile changes.
Lake Worth Beach’s hurricane season brings flooding and wind damage that can quickly exceed standard policy limits. All County Insurance responds by helping homeowners fill those protection gaps with individual umbrella coverage tailored for South Florida risk. Their work secures an extra liability layer above auto and home policies, providing essential financial security for one of the region’s most exposed property markets. A new client begins coverage by scheduling a personal consultation that reviews current primary limits and identifies needed additional protection.
Motivated Insurance- Commercial Insurance Specialists in Lake Worth Beach, FL helps businesses secure vital protection against large liability claims. The agency specializes in umbrella insurance policies that provide added coverage beyond standard commercial general liability limits, safeguarding assets from catastrophic lawsuits. This extra layer of protection is critical for businesses facing increased risk exposure. Commercial sectors served include offices, warehouses, and food service operations, each benefiting from the expanded liability buffer that umbrella policies uniquely offer.
Freeway Insurance provides umbrella insurance agent services in Lake Worth Beach, Florida, helping clients secure additional liability coverage beyond standard policies. The company assists homeowners and drivers with broader protection for unforeseen claims. This extra layer of coverage is particularly useful during the South Florida hurricane season, when property damage and increased liability risks can arise from severe storms.
What Does an a Umbrella Insurance Agent in Lake Worth Beach Cost?
In Florida umbrella insurance premiums generally range from 150 to 500 dollars annually for 1 million dollars in liability coverage. Higher limits such as 2 million or 5 million dollars may cost 300 to 1000 dollars per year. Your actual cost depends on factors like your home value number of vehicles driving record and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Lake Worth Beach
An umbrella insurance agent in Lake Worth Beach Florida helps you secure personal liability coverage that extends beyond your auto and homeowners policies. Florida law requires minimum auto liability limits but umbrella policies provide an extra layer of protection for accidents or lawsuits. Lake Worth Beach residents often seek this coverage due to the high number of tourists and water-related activities that increase liability risks.
Frequently Asked Questions
What does an umbrella insurance agent in Lake Worth Beach do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing home and auto insurance. This agent assesses your assets and risk exposure to recommend an appropriate coverage limit. In Florida, umbrella policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Lake Worth Beach Florida?
Anyone with significant assets such as a home savings or investments should consider umbrella insurance. Florida law does not require umbrella insurance but it is recommended for property owners boat owners and those who frequently host guests. Lake Worth Beach residents near the water may face higher liability risks from pool accidents or boat incidents.
How much does an umbrella insurance policy cost in Florida?
Umbrella insurance in Florida typically costs between 150 and 500 dollars per year for 1 million dollars in coverage. Costs vary based on your risk profile number of properties and claims history. An agent can provide a personalized quote after reviewing your existing policies.
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