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Umbrella Insurance Agents in Lakeland, FL

Compare umbrella insurance agents in Lakeland. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Lakeland, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 umbrella insurance agents in Lakeland, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Garland Insurance, Inc.
5620 US Hwy 98 N, Lakeland, FL 33809
(863) 683-9334 garlandinsurance.com
Lock Insurance, A Division of World
225 Doris Dr, Lakeland, FL 33813
(863) 646-4300 lockinsurance.com
Advantage Insurance
4404 Florida Ave S Suite 8, Lakeland, FL 33813
(863) 808-1808 advantagelakeland.com
Headley Insurance Agency
3544 Florida Ave S, Lakeland, FL 33803
(863) 701-7411 headleyinsurance.net
HealthMarkets Insurance - Daniel Smith
2290 Lakeland Hills Blvd, Lakeland, FL 33805
(863) 661-5735 healthmarkets.com
Southern Family Insurance Services LLC
5015 Florida Ave S # 401, Lakeland, FL 33813
(863) 248-2814
Boley Insurance
3615 Florida Ave S Suite 910, Lakeland, FL 33803
(863) 258-9088 boleyinsurance.com
The Isom Insurance Group
6842 Florida Ave S, Lakeland, FL 33813
(863) 535-6903 isominsurancegroup.com
Family Insurance Centers
2025 E Edgewood Dr, Lakeland, FL 33803
(863) 667-2525 familyinsurancecenters.com
Estrella Insurance
1145 Bartow Rd, Lakeland, FL 33801
(863) 940-0090 agents.estrellainsurance.com
GreatFlorida Insurance: Donna Todd
3678 Harden Blvd, Lakeland, FL 33803
(863) 583-4807 oakbridge.greatflorida.com
Garland Insurance South
1804 Florida Ave S, Lakeland, FL 33803
(863) 683-9334 garlandinsurance.com
Goosehead Insurance - Angela Miller
500 Florida Ave S #413, Lakeland, FL 33801
(786) 706-9517 goosehead.com
GreatFlorida Insurance: Debbie Dixon
2614 Lakeland Hills Blvd Suite 5, Lakeland, FL 33805
(863) 859-7927 lakeland.greatflorida.com
Waller Insurance Partners, Inc.
1065 Florida Ave S Suite 2, Lakeland, FL 33803
(863) 510-5155 thinkwaller.com
Florida Authorized Insurance
2210 Florida Ave S, Lakeland, FL 33803
(863) 802-1060 flauthorizedins.com
GreatFlorida Insurance: Mark Cornett
914 Florida Ave S Suite 208, Lakeland, FL 33803
(863) 622-0123 lakelandsouth.greatflorida.com
Tyler Insurance Agency, Inc.
1543 Lakeland Hills Blvd, Lakeland, FL 33805
(863) 687-4095 tylerinsuranceagency.com
Ever Solution Insurance FL
2060 E Edgewood Dr, Lakeland, FL 33803
(863) 733-0367 agents.allstate.com
Univista Insurance
3234 Florida Ave S G, Lakeland, FL 33803
(863) 280-5753 univistainsurance.com

An umbrella insurance agent in Lakeland Florida can help you secure additional liability coverage that goes beyond your auto home or boat policies. Florida law does not require umbrella insurance but it can protect you from large claims or lawsuits common in a litigious state. Lakeland residents often seek this coverage to safeguard their savings and future earnings.

What Does a Umbrella Insurance Agent in Lakeland Cost?

Typical costs for a one million dollar umbrella policy in Florida range from 150 to 300 dollars per year. Higher limits like two million dollars may cost 250 to 500 dollars annually. Your premium depends on your number of vehicles driving record and property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lakeland do?
An umbrella insurance agent in Lakeland helps you purchase a personal umbrella policy that provides extra liability limits. This policy kicks in after your underlying auto or homeowners insurance limits are exhausted. It covers claims like bodily injury property damage and certain lawsuits.
How much umbrella insurance do I need in Lakeland Florida?
Most agents recommend at least one million dollars in umbrella coverage. Florida has no cap on personal injury damages so higher limits may be wise if you own a home or have significant assets. Your agent can help you choose a limit based on your net worth and risk exposure.