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HomeUmbrella Insurance AgentsFlorida › Melbourne

Find Umbrella Insurance Agents Near You in Melbourne, FL

Browse umbrella insurance agents serving Melbourne, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Williams & Stazzone Insurance Agency, Inc., Better Insurance Group, Kim Osman Insurance Group, Inc.. This directory lists 28 umbrella insurance agents serving Melbourne.

Showing 28 umbrella insurance agents in Melbourne, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Erb and Young Insurance6550 N Wickham Rd STE 9(321) 254-0095
2Williams & Stazzone Insurance Agency, Inc.6549 N Wickham Rd STE 101(800) 868-1235
3Better Insurance Group1580 N Harbor City Blvd(321) 724-2100
4Kim Osman Insurance Group, Inc.474 N Harbor City Blvd(321) 242-2311
5321 Insurance Advisors7025 N Wickham Rd #110(321) 309-0900
6Space Coast Insurance Agency, LLC6450 Anderson Way(321) 799-2929
7GreatFlorida Insurance: Cheryl Miller1678 W Hibiscus Blvd #103(321) 253-8531
8The Insurance Center of Central Florida, Inc.3760 Eau Gallie Blvd #104(321) 255-0986
9GreatFlorida Insurance: Sara LaManna1571 Aurora Rd(321) 241-4881
10OneGroup3965 W Eau Gallie Blvd(321) 253-9000
EY
6550 N Wickham Rd STE 9
Erb and Young Insurance
Umbrella Insurance Agent · Melbourne, FL

Erb and Young Insurance serves the Melbourne, Florida metro area as a local umbrella insurance agent. The firm assists clients in securing additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This type of insurance helps protect personal assets and future earnings against major claims or lawsuits. A knowledgeable agent can evaluate individual risk profiles to recommend appropriate policy limits. Specific services include evaluating coverage gaps in existing personal insurance policies. It also helps policyholders select umbrella policies that coordinate with primary liability coverage.

WS
6549 N Wickham Rd STE 101
Williams & Stazzone Insurance Agency, Inc.
Umbrella Insurance Agent · Melbourne, FL

Williams & Stazzone Insurance Agency, Inc. in Melbourne, FL offers a range of umbrella insurance services designed to extend liability coverage beyond standard policies. They provide service plans that help clients secure additional protection for their assets against major claims and lawsuits. The agency works with policyholders to assess coverage needs and adjust plans as circumstances change. Their services support single-family homes, apartments, retail spaces, and restaurants seeking broader liability safeguards.

BI
1580 N Harbor City Blvd
Better Insurance Group
Umbrella Insurance Agent · Melbourne, FL

Better Insurance Group offers both one-time policy review and ongoing coverage management for umbrella insurance in Melbourne, FL. Umbrella insurance extends additional liability protection beyond standard home and auto policies, helping to secure assets against major claims. Clients receive coverage consultation tailored to their personal risk exposure. Service runs on a scheduled basis, typically renewed annually to adjust for changes in liability limits or asset growth.

KO
474 N Harbor City Blvd
Kim Osman Insurance Group, Inc.
Umbrella Insurance Agent · Melbourne, FL

Kim Osman Insurance Group, Inc. in Melbourne, FL serves homeowners, businesses, and property managers who require protection beyond standard policy limits. The company provides umbrella insurance agent services to secure extra liability coverage for clients, safeguarding assets against large claims or lawsuits. This agency assists customers in understanding how an umbrella policy can shield savings and future income from unforeseen events. Its coverage area extends to the greater Brevard County metro, including neighboring communities such as Palm Bay.

3I
7025 N Wickham Rd #110
321 Insurance Advisors
Umbrella Insurance Agent · Melbourne, FL

Serving Melbourne and the surrounding Brevard County communities, 321 Insurance Advisors handles umbrella insurance policies for local residents and businesses. These policies provide added liability coverage beyond standard home and auto limits, protecting assets from major claims or lawsuits. The company assesses each client’s current insurance portfolio to identify gaps in coverage. It then recommends a policy limit that suits the individual’s personal or commercial exposure. To complete a typical job, the agency reviews existing coverage details and presents a tailored option that extends protection for unforeseen liability events.

SC
6450 Anderson Way
Space Coast Insurance Agency, LLC
Umbrella Insurance Agent · Melbourne, FL

Space Coast Insurance Agency, LLC in Melbourne, FL specializes in umbrella insurance brokerage, providing supplemental liability coverage that extends beyond standard policies. The agency also assists clients with general insurance inquiries, helping them assess their overall risk exposure and fill coverage gaps. During the Atlantic hurricane season, it helps coastal homeowners review their liability limits to ensure adequate protection against storm-related lawsuits.

GI
1678 W Hibiscus Blvd #103
GreatFlorida Insurance: Cheryl Miller
Umbrella Insurance Agent · Melbourne, FL

As hurricane season approaches in Melbourne, property owners often review their liability coverage to protect against storm-related claims and accidents on their land. GreatFlorida Insurance: Cheryl Miller serves as an umbrella insurance agent, providing additional layers of liability protection beyond standard policies. This extra coverage can safeguard savings and future earnings from large claims or lawsuits. The agent begins with a complimentary review of existing policies to identify coverage gaps and assess individual needs, scheduling an in-person consultation to evaluate each property.

IC
3760 Eau Gallie Blvd #104
The Insurance Center of Central Florida, Inc.
Umbrella Insurance Agent · Melbourne, FL

The Insurance Center of Central Florida, Inc. provides local insurance services in Melbourne, Florida, with a specialty in umbrella insurance policies. This coverage offers an extra layer of liability protection above standard homeowners and auto policies. Umbrella insurance is important for individuals seeking enhanced financial safeguards against major claims or lawsuits. The agency can assist commercial sectors such as offices, warehouses, and food service operations in evaluating their unique liability needs and securing appropriate umbrella limits.

GI
1571 Aurora Rd
GreatFlorida Insurance: Sara LaManna
Umbrella Insurance Agent · Melbourne, FL

GreatFlorida Insurance: Sara LaManna provides residential umbrella insurance policies to homeowners in Melbourne, Florida. Coverage extends to commercial needs for local business operations, serving clients throughout the greater Brevard County area. An umbrella policy adds an extra layer of liability protection above standard home or auto coverage, safeguarding personal assets against major claims. The agency assists with coverage adjustments as property values or business assets change, encouraging clients to revisit their policy during regular home or auto insurance reviews.

ON
3965 W Eau Gallie Blvd
OneGroup
Umbrella Insurance Agent · Melbourne, FL

OneGroup, an umbrella insurance agent in Melbourne, FL, is known for providing extra liability coverage that extends beyond standard home, auto, or watercraft policies. Its range of services helps protect clients from major claims and lawsuits that could otherwise exhaust primary policy limits. The firm works with drivers, homeowners, and rental property owners seeking higher liability ceilings. A specialty add-on it can offer is coverage for incidents involving personal watercraft, ensuring broader protection for waterfront lifestyle risks.

1S
1701 S Harbor City Blvd
1 Source Insurance Agency Inc.
Umbrella Insurance Agent · Melbourne, FL
(321) 722-3888
1sourceagency.com/index.html
GI
1300 Bedford Dr # 101
GreatFlorida Insurance: Pete Benvenuto
Umbrella Insurance Agent · Melbourne, FL
(321) 255-7599
viera.greatflorida.com
AB
1751 Sarno Rd STE 5
All Brevard Insurance
Umbrella Insurance Agent · Melbourne, FL
(321) 255-3337
allbrevardinsurance.com
CP
6425 N Wickham Rd
Coverage Pro Insurance Co
Umbrella Insurance Agent · Melbourne, FL
(561) 257-3147
albanalauschus4575.wixsite.com/-coverage-pro-insura
IG
1900 S Harbor City Blvd
Insurance Group of Florida, Inc.
Umbrella Insurance Agent · Melbourne, FL
(800) 670-6250
insurancegroupinc.com
GI
1694 W Hibiscus Blvd B
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Melbourne, FL
(321) 722-2338
assuredpartners.com/Melbourne
VI
150 Interlachen Rd
Viera Insurance Agency, Inc
Umbrella Insurance Agent · Melbourne, FL
(321) 259-2228
vierainsuranceagency.com
PI
3040 N Wickham Rd STE 8
Prime Insurance Solutions Inc
Umbrella Insurance Agent · Melbourne, FL
(877) 259-7920
primeinsurancesolutions.com
EI
3148 W New Haven Ave W
Estrella Insurance
Umbrella Insurance Agent · Melbourne, FL
(321) 380-2742
agents.estrellainsurance.com/en-us/fl/wmelbourne/404.html
SI
500 N Harbor City Blvd
Safe Insurance Agency FL
Umbrella Insurance Agent · Melbourne, FL
(321) 358-1054
AM
4450 W Eau Gallie Blvd Suite 115
Acrisure Melbourne, FL (RRL Agency)
Umbrella Insurance Agent · Melbourne, FL
(800) 407-4077
acrisure.com
MI
4052 W Eau Gallie Blvd
MediSupport Insurance Agency FL
Umbrella Insurance Agent · Melbourne, FL
(321) 213-9992
II
1452 Guava Ave
Independent Insurance FL
Umbrella Insurance Agent · Melbourne, FL
(321) 252-7614
intercoastalinsurance.com
AM
4450 W Eau Gallie Blvd Suite 115
Acrisure Melbourne, FL (COBIA)
Umbrella Insurance Agent · Melbourne, FL
(321) 914-0808
acrisure.com
TR
730 E Strawbridge Ave #101
Twin Rivers Insurance Inc
Umbrella Insurance Agent · Melbourne, FL
(321) 726-6550
twinriversinsurance.com
MI
2210 Front St UNIT 104
Melbourne Insurance
Umbrella Insurance Agent · Melbourne, FL
(321) 422-4776
woodsinsurance.net
YA
4800 Dairy Rd STE 104
Younger Agency Inc
Umbrella Insurance Agent · Melbourne, FL
(321) 723-6261
youngeragencyinc.com
PC
930 S Harbor City Blvd Suite 303
Private Client Insurance, LLC
Umbrella Insurance Agent · Melbourne, FL
(321) 254-5780
worldwidepci.com

What Does an a Umbrella Insurance Agent in Melbourne Cost?

The cost of umbrella insurance in Florida typically ranges from 150 to 350 dollars per year for 1 million dollars of coverage. Premiums increase for higher limits or if you have multiple properties or vehicles. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Melbourne

Umbrella insurance agents in Melbourne Florida help clients secure extra liability coverage beyond standard auto and homeowners policies. Florida law does not require umbrella insurance but it can protect assets from large claims or lawsuits common in the state. Agents in Brevard County understand local risks such as hurricane damage and high traffic areas.

Frequently Asked Questions

What does an umbrella insurance agent in Melbourne do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. The agent also explains how the policy interacts with your existing home and auto insurance.

How much umbrella coverage do I need in Florida?

Most agents recommend at least 1 million dollars in umbrella coverage for Florida homeowners. Higher net worth individuals may need 2 million to 5 million dollars. Your agent will consider your home value, savings, and potential lawsuit risks from accidents on your property.

Does umbrella insurance cover hurricane damage in Florida?

No, umbrella insurance does not cover property damage from hurricanes. It provides liability coverage for injuries or property damage you cause to others. Separate flood and windstorm policies are needed for hurricane damage in Florida.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.