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Find Umbrella Insurance Agents Near You in Miami, FL

Directory of umbrella insurance agents in Miami, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 umbrella insurance agents in Miami, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
First Choice Insurance Agency Corp
7540 SW 117th Ave, Miami, FL 33183
(786) 360-1021 1fcinsurance.com
USA General Insurance Corporation
13631 SW 26th St, Miami, FL 33175
(305) 386-3305 usageneralinsurance.com
Dulcinea Insurance Agency
1840 Coral Wy #221, Miami, FL 33145
(786) 910-9487 dulcineainsurance.com
Blue Sky Insurance & Immigration Services
1619 SW 107th Ave, Miami, FL 33165
(786) 391-3886 blueins.com
Neighbors Insurance Agency
7130 SW 43rd St, Miami, FL 33155
(305) 265-8585 neighborsinsurance.us
American Insurance Point - AIP FLORIDA
999 Brickell Ave # 410, Miami, FL 33131
(305) 440-0212 aipflorida.com
Caley Insurance
12260 SW 8th St Suite #122, Miami, FL 33184
(305) 800-2985 caleyinsurance.com
Manny Morin - State Farm Insurance Agent
10651 N Kendall Dr #111, Miami, FL 33176
(305) 598-5821 mannymorin.com
Estrella Insurance
3750 W Flagler St, Miami, FL 33134
(305) 446-6822 agents.estrellainsurance.com
Estrella Insurance
12460 SW 8th St Suite #101, Miami, FL 33184
(305) 553-4800 agents.estrellainsurance.com
E&L Insurance
1241 SW 27th Ave, Miami, FL 33135
(305) 541-1002 eandlinsurance.com
Estrella Insurance
2032 NW 17th Ave, Miami, FL 33142
(305) 326-1155 agents.estrellainsurance.com
Absolute Choice Insurance
12905 SW 42nd St Suite 110, Miami, FL 33175
(305) 275-1777 absolutechoiceinsurance.com
Insurance Nation
12005 SW 117th Ave, Miami, FL 33186
(305) 412-2205 insurancenation.com
Admiral Insurance Agency
11695 NW 7th Ave, Miami, FL 33168
(305) 621-2939
Rovner & Company, LLC
10800 Biscayne Blvd Suite 310, Miami, FL 33161
(561) 287-6279 rovnerco.com
American Premier Insurance Group INC DBA Globalgreen Insurance Agency
2450 SW 137th Ave Suite 233, Miami, FL 33175
(786) 701-3998 americanpremierins.com
Univista Insurance
1680 Coral Wy, Miami, FL 33145
(786) 671-3255 univistainsurance.com
Kingdom Tree Insurance Group
11980 SW 144th Ct #208, Miami, FL 33186
(305) 225-7400 ktinsurancegroup.com
GreatFlorida Insurance: Anakarina Callejas
9100 S Dadeland Blvd Suite 1500 Office 1560, Miami, FL 33156
(305) 515-5613 kendall.greatflorida.com

An umbrella insurance agent in Miami helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. In Florida, where hurricane damage and car accident claims are common, umbrella policies can provide a crucial extra layer of financial protection. These policies typically start at one million dollars in coverage and can shield your assets from large lawsuits.

What Does a Umbrella Insurance Agent in Miami Cost?

In Florida, a one million dollar umbrella insurance policy usually costs between 150 and 400 dollars annually. Higher coverage amounts, such as two million or five million dollars, will increase the premium. Your final cost depends on your personal risk profile, including your driving record and the value of your assets. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Miami do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that extends your coverage limits. They explain how umbrella insurance works with your existing home and auto policies to protect your savings and future income.
Do I need umbrella insurance in Florida?
Florida has high rates of car accidents and hurricane-related property claims, which increase your risk of being sued. Umbrella insurance is especially useful if you own a home, have significant savings, or frequently host guests on your property.