Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 umbrella insurance agents in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
3489 NW 183rd St, Miami Gardens, FL 33056
(305) 925-9944
agents.estrellainsurance.com
Estrella Insurance
18355 NW 57th Ave #103B, Miami Gardens, FL 33055
(305) 830-1477
agents.estrellainsurance.com
Estrella Insurance
17325 NW 27th Ave #202, Miami Gardens, FL 33056
(305) 925-4090
agents.estrellainsurance.com
Brightway Insurance, Miami Lakes
18191 NW 68th Ave Suite 222, Miami Gardens, FL 33015
(305) 676-6762
brightway.com
Sebanda Insurance
4771 NW 167th St, Miami Gardens, FL 33055
(305) 390-8415
sebandainsurancefranchisefortyeight.com
Del Toro Insurance
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513
deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006
deltoroinsurance.com
Adavi Insurance Inc & Miami Gardens Multi Services Inc
4526 NW 183rd St, Miami Gardens, FL 33055
(305) 620-6636
adaviinsurance.com
Insurance Exchange of America
19868 NW 27th Ave, Miami Gardens, FL 33056
(305) 620-7555
bestrate-insurance.com
Univista Insurance
17560 NW 27th Ave #111, Miami Gardens, FL 33056
(645) 202-5621
univistainsurance.com
Bendell Insurance Group
111 NW 183rd St Ste 108, Miami Gardens, FL 33169
(786) 698-6383
Mint Insurance Agency Corp
20451 NW 2nd Ave Suite #101, Miami Gardens, FL 33169
(954) 908-7951
mintinsure.com
What Does a Umbrella Insurance Agent in Miami Gardens Cost?
The cost of umbrella insurance in Florida typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on factors like your home value, number of vehicles, and personal risk profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Miami Gardens?
Umbrella insurance covers personal liability claims like bodily injury, property damage, and certain lawsuits. It applies after your underlying auto or home policy limits are used up. In Florida, it can also cover legal defense costs if someone sues you for an accident on your property.
How much umbrella coverage do I need in Florida?
Most experts recommend at least 1 million dollars in umbrella coverage. In Florida, where medical costs can be high and lawsuits are common, higher limits may be wise if you own a home, have a pool, or have significant assets. Your agent can help you decide based on your net worth and risk factors.
Do I need umbrella insurance if I have a homeowners policy in Miami Gardens?
Yes, because your standard homeowners policy has liability limits that may not be enough for a major claim. For example, if someone is injured at your home and sues for medical bills and pain and suffering, umbrella insurance provides extra protection. Florida law does not require umbrella insurance, but it is strongly recommended for property owners.