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Compare Umbrella Insurance Agents in Middleburg, FL
Directory of umbrella insurance agents in Middleburg, Florida. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Middleburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 umbrella insurance agents in Middleburg, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Katherine Baustert - State Farm Insurance Agent
2219 County Rd 220 Suite 301, Middleburg, FL 32068
(904) 276-2112
kbon220.com
Rich Morris - State Farm Insurance Agent
2067 Palmetto St, Middleburg, FL 32068
(904) 282-9898
middleburginsurance.com
Felisha Foote: Allstate Insurance
2640 Blanding Blvd Ste 206, Middleburg, FL 32068
(904) 406-7838
agents.allstate.com
Brightway Insurance, The Herd Agency
14 Swimming Pen Dr Suite 2, Middleburg, FL 32068
(904) 469-1900
brightwayherd.com
Brightway Insurance - Middleburg
2755 Blanding Blvd Ste. 110, Middleburg, FL 32068
(904) 291-4663
brightwayinsurancemiddleburg.com
Liberty DSI
1646 Corsair Ln #601, Middleburg, FL 32068
(904) 264-0500
darrschackowinsurance.com
Roberts Insurance of Middleburg
2361 Blanding Blvd, Middleburg, FL 32068
(904) 282-7665
georgerobertsins.com
Erwin Insurance Agency
2494 Blanding Blvd #9, Middleburg, FL 32068
(904) 282-7212
erwininsurance.com
Lyndel Hale Agency - Insurance
2751 Blanding Blvd Suite 106, Middleburg, FL 32068
(352) 612-4154
lyndelhaleagency.com
Farm Bureau Insurance
2000 Henley Rd, Middleburg, FL 32068
(904) 282-0644
floridafarmbureau.com
Aaron Group
2569 County Rd 220 STE 202, Middleburg, FL 32068
(904) 276-9088
aarongroupinsurance.com
Bush-Thompson Insurance Inc
2361 Blanding Blvd, Middleburg, FL 32068
(904) 282-7665
allstate.com
Aflac Insurance Agent: Kegan Gonzalez
1811 Lago Del Sur Drive, Middleburg, FL 32068
(904) 382-1572
local.aflac.com
An umbrella insurance agent in Middleburg Florida can help you secure additional liability coverage that goes beyond your standard auto or homeowners policy. Florida law does not require umbrella insurance but it is valuable for residents with significant assets or those who face higher lawsuit risks. Local agents understand the unique liability exposures in Clay County and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Middleburg Cost?
In Florida umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Costs increase with higher limits or additional risks such as multiple properties or teenage drivers. Your premium also depends on the underlying auto and home insurance policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Florida?
Umbrella insurance provides extra liability coverage above your auto and home policies. It can cover legal defense costs and settlements for claims like bodily injury or property damage. In Florida this is especially important due to the states high rate of uninsured drivers and litigious environment.
How much umbrella coverage do I need in Middleburg?
Most Florida agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth income and risk factors like owning a pool or rental property. A local agent can evaluate your specific situation to suggest a limit.
Do I need umbrella insurance if I have no major assets?
Even without major assets umbrella insurance can protect your future earnings from being garnished in a lawsuit. In Florida there is no cap on personal injury damages so a single accident could lead to a large judgment. An agent can explain how umbrella coverage shields your income and savings.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.