The top-rated umbrella insurance agent in Miramar, Florida is Estrella Insurance, rated 4.9 stars across 625 reviews. Other highly rated options include Ava Stewart - State Farm Insurance Agent, Univista Insurance, George Hortelano - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3360 S University Dr | (954) 251-1654 |
| 2 | Ava Stewart - State Farm Insurance Agent | 11318 Miramar Pkwy | (954) 450-8355 |
| 3 | Univista Insurance | 11820 Miramar Pkwy Unit 306 | (954) 751-1529 |
| 4 | George Hortelano - State Farm Insurance Agent | 16351 Miramar Pkwy | (954) 442-4022 |
| 5 | Eastern Gray Insurance | 3056 S State Rd 7 #37 | (786) 975-1424 |
| 6 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 7 | Triton Insurance Group | 11820 Miramar Pkwy #208 | (888) 206-0932 |
| 8 | AA Insurance World Services | 8868 Miramar Pkwy | (954) 430-7676 |
| 9 | GreatFlorida Insurance: Ozzy Marrero | 3600 Red Rd Suite #408 | (954) 408-4884 |
| 10 | Melinda McCalla-Clarke: Allstate Insurance | 12116 Miramar Pkwy | (954) 248-3850 |
Estrella Insurance in Miramar, Florida, is known for providing personal and commercial umbrella insurance coverage that extends liability protection beyond standard policy limits. The firm serves local homeowners, drivers, and business owners seeking additional financial security against major claims or lawsuits. Its policies are designed to safeguard assets through broad, supplementary liability layers. Clients often utilize this specialist’s guidance to address exposure from rental properties, watercraft, or high-risk personal activities. As an added specialty, the agency can help secure coverage for uninsured motorist situations.
Ava Stewart - State Farm Insurance Agent serves the Miramar, Florida, metro area as an umbrella insurance agent. This agency helps local residents and businesses secure liability coverage that goes beyond standard policy limits. Umbrella insurance offers an extra layer of financial protection against major claims or lawsuits. The agency also assists clients with related personal liability needs. Specific services in this area include providing excess liability coverage and handling policy integration with existing homeowners or auto insurance.
Univista Insurance serves the Miramar, Florida area and surrounding communities as an umbrella insurance agent. This agency helps clients obtain additional liability protection that extends beyond the limits of standard homeowners, auto, or watercraft policies. Umbrella coverage provides essential financial security against major claims or lawsuits, often covering legal defense costs and large settlement awards. In this region, where hurricane risks and vehicle accident claims are common, the agency assists with personal and commercial umbrella policies to help safeguard assets.
George Hortelano – State Farm Insurance Agent in Miramar, FL provides umbrella insurance to offer extra liability coverage beyond standard policies. The agency advises clients on how umbrella policies can protect assets and future earnings. It discusses coverage limits and helps tailor plans for individual needs. Ongoing support includes policy reviews upon request. The properties it services include single-family homes, apartments, retail businesses, and restaurants.
Eastern Gray Insurance serves homeowners, businesses, and property managers in Miramar, Florida, who need supplemental liability coverage beyond standard policies. As an umbrella insurance agent, it helps clients secure additional protection against major claims or lawsuits that could otherwise threaten personal assets or commercial operations. This coverage bridges gaps left by primary home and auto policies, offering a higher limit of financial security. The agency also assists customers in the nearby city of Pembroke Pines and throughout the southern Broward County area.
Joseph Insurance Group (JIG) serves Miramar and the broader Broward County region, including surrounding South Florida communities. As an umbrella insurance agent, it handles supplemental liability policies that extend coverage beyond standard auto and home insurance limits. The company works with clients to assess their existing portfolios, identifying gaps in high-risk scenarios. For a typical job, Joseph Insurance Group reviews current primary policies to recommend appropriate excess liability amounts.
Triton Insurance Group in Miramar, FL, offers umbrella insurance agents who distinguish between one-time policy purchases for immediate liability needs and recurring service options for ongoing coverage adjustments. Their policies provide a secondary layer of protection, extending beyond standard auto or homeowners limits to defend against major claims and lawsuits. Agents here typically schedule service on an as-needed basis, addressing client requests for policy reviews or endorsements when circumstances such as property upgrades or asset changes arise.
AA Insurance World Services provides comprehensive umbrella insurance coverage for clients in Miramar, Florida, including liability protection beyond standard home and auto policies. Its service approach focuses on evaluating individual risk exposure to recommend appropriate policy limits and extended coverage options. The company maintains ongoing client accounts to adjust coverage as assets change or personal circumstances evolve. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
GreatFlorida Insurance: Ozzy Marrero serves clients in Miramar and the surrounding communities of Broward County, primarily handling personal and commercial umbrella insurance policies that provide extra liability protection beyond standard coverage. This agent helps customers secure additional coverage for unforeseen events that could exceed the limits of their auto, home, or watercraft insurance. To evaluate each client’s risk exposure, the office starts by reviewing existing personal assets and current policy limits before recommending an umbrella policy that fits their specific financial picture.
Homeowners, businesses, and property managers in the Miramar area work with Melinda McCalla-Clarke: Allstate Insurance for umbrella insurance coverage. An umbrella policy extends liability protection beyond standard home and auto policies, offering additional financial security against major claims or lawsuits. This agent assists local clients in assessing their personal risk exposure and securing appropriate policy limits. She serves Miramar and also covers the neighboring city of Pembroke Pines.
What Does an a Umbrella Insurance Agent in Miramar Cost?
In Florida, umbrella insurance premiums typically range from 150 to 500 dollars per year for one million dollars in coverage. Costs vary based on your underlying policies, risk factors, and the insurance carrier. This is general information and not insurance advice.
About umbrella insurance agents in Miramar
An umbrella insurance agent in Miramar Florida helps you secure extra liability coverage beyond standard home and auto policies. Florida law requires minimum auto liability limits but does not mandate umbrella insurance. Agents can explain how personal umbrella policies protect your assets from large claims or lawsuits common in the state.
Frequently Asked Questions
What does an umbrella insurance agent in Miramar do?
An umbrella insurance agent in Miramar helps you purchase a personal umbrella liability policy. This policy provides additional coverage above your auto or homeowners insurance limits. The agent assesses your risk and finds a policy that fits your needs.
Do I need umbrella insurance in Florida?
Umbrella insurance is not required by Florida law but is recommended if you have significant assets or high liability risks. Florida has a high rate of uninsured drivers and frequent severe weather events that can lead to lawsuits. An agent can help you decide based on your personal situation.
How much umbrella coverage should I get in Miramar?
Most umbrella policies start at one million dollars in coverage. Your agent will consider your net worth, income, and potential risks like owning a pool or rental property. Florida courts can award large judgments so higher limits may be wise for some residents.
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