The top-rated umbrella insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, FRP of Florida (Halifax Insurance Partners). This directory lists 17 umbrella insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 5 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 6 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 7 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 8 | Cornerstone Insurance Partners | 3762 Roscommon Dr Unit 120 | (386) 888-6347 |
| 9 | The Ormond Agency | 555 W Granada Blvd Ste H8 | (386) 677-8800 |
| 10 | McClain Insurance Agency | 1010 Ocean Shore Blvd | (386) 441-1600 |
O'Quinn Insurance Services in Ormond Beach, Florida, operates as a dedicated Umbrella Insurance Agent, known for helping local clients close gaps in standard liability coverage. The agency advises policyholders on selecting umbrella limits that provide additional protection beyond home and auto policies. Homeowners and drivers in the Volusia County area commonly seek its guidance for safeguarding assets against major claims. For an added layer of security, the agency is able to offer excess liability policies that extend across multiple underlying insurance lines.
First Florida Insurance Ormond Beach serves the Ormond Beach, Florida area as a local umbrella insurance agent. The firm provides personalized guidance to help residents increase their liability coverage beyond standard home and auto policy limits. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. With expertise tailored to local weather and coastal exposure, the agency works closely with clients to secure appropriate umbrella policies from major carriers. They handle both personal umbrella insurance for homeowners and standalone excess liability coverage for residents seeking broader protection.
Brightway Insurance, The Lester Agency serves the Ormond Beach metro area and surrounding communities in Volusia County with comprehensive umbrella insurance agent services. This agency helps clients protect their assets by providing additional liability coverage beyond standard home and auto policies. Umbrella insurance offers crucial financial safeguards for local residents and businesses facing potential lawsuits or major claims. The agency handles risk assessment and policy integration to ensure seamless coverage across multiple insurance lines. Its services include tailoring umbrella limits to individual needs and guiding clients through claims processes.
FRP of Florida (Halifax Insurance Partners) provides personal umbrella liability coverage that extends beyond the limits of standard home and auto policies, offering an additional layer of financial protection against major claims and lawsuits. Its agents assist clients in reviewing existing coverage limits and tailoring policy options to meet individual risk management needs. The firm regularly services single-family homes, apartments, retail establishments, and restaurants throughout Ormond Beach and the surrounding region. No other text.
Capital Partners Insurance in Ormond Beach, Florida, serves homeowners, businesses, and property managers seeking additional liability protection beyond standard policies. As an umbrella insurance agent, it helps clients secure extended coverage layers that shield assets and future earnings from major claims or lawsuits. The agency focuses on crafting appropriate policy limits based on individual risk exposure, whether for rental properties, commercial operations, or personal residences and automobiles. It also regularly works with clients throughout the greater Daytona Beach area and communities like Holly Hill.
For an umbrella insurance agent, clients may choose either a one‑time policy review or an ongoing service relationship that adjusts coverage as their assets change. Goosehead Insurance - Thomas Scorza in Ormond Beach, FL helps local residents secure liability protection beyond their standard home and auto policies. This additional layer covers major claims that could otherwise threaten personal savings or future income. Their services are available on a one‑time, scheduled, or as‑needed basis to accommodate different financial planning needs.
East Coast Insurors Inc in Ormond Beach, FL specializes in umbrella insurance services, which provide additional liability coverage beyond standard policies for property or vehicle owners. It works with clients to protect assets, addressing gaps in existing homeowners, auto, or boat insurance to mitigate large claims and lawsuits. The agency helps residents prepare for seasonal risks like hurricane-related property damage or tourist-season accidents on coastal roadways.
When Florida’s hurricane season brings heavy rains and rising tides, property owners in Ormond Beach often seek an extra layer of liability protection. Cornerstone Insurance Partners serves this need by offering umbrella insurance policies that extend coverage beyond standard home and auto limits. Their agents help clients assess personal risk levels while navigating coastal insurance requirements. To begin, a representative evaluates the client’s existing coverage gaps, then schedules a straightforward initial assessment of assets and potential exposures to determine appropriate policy scope.
Located in Ormond Beach, The Ormond Agency serves clients throughout Ormond Beach and the surrounding Volusia County communities for umbrella insurance needs. The company handles personal umbrella policies that extend liability coverage beyond standard auto and home insurance limits, protecting policyholder assets from major claims or lawsuits. To manage a typical job, the agency first assesses a client's existing policies and risk exposure, then carefully recommends a customized coverage amount that aligns with their financial safeguards.
McClain Insurance Agency handles personal and commercial insurance needs for clients throughout Ormond Beach, Florida. It offers umbrella insurance as an add-on policy to extend liability coverage beyond the limits of standard homeowners and auto policies. This extra layer of protection assists clients in guarding against significant financial loss from major accidents or lawsuits. The agency can serve various commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Ormond Beach Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 350 per year for 1 million in coverage. Rates depend on your number of vehicles, driving record, and property risks such as a pool or waterfront location in Ormond Beach. Policies with 2 million or more coverage may cost 300 to 600 per year. This is general information and not insurance advice.
About umbrella insurance agents in Ormond Beach
An umbrella insurance agent in Ormond Beach Florida can help you secure extra liability coverage beyond your standard auto or homeowners policy. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 for personal injury protection but these amounts may not protect your assets in a serious accident. Umbrella policies typically start at 1 million in coverage and are useful for homeowners near the coast or those with rental properties.
Frequently Asked Questions
What does an umbrella insurance agent in Ormond Beach do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing home and auto insurance limits. In Florida this extra layer is important because of high hurricane related property damage and frequent car accidents on busy roads like A1A and I-95.
How much umbrella coverage do I need in Florida?
Most Florida residents choose at least 1 million in umbrella coverage. Your agent will review your assets including your home in Ormond Beach and any boats or investment properties to recommend an appropriate limit. Florida does not set a specific minimum for umbrella policies but insurers often require 300,000 in underlying auto liability.
Can I get umbrella insurance if I have a pool or trampoline in Ormond Beach?
Yes but you must disclose these features to your agent. Florida premises liability law holds homeowners responsible for injuries on their property. An umbrella policy can cover legal costs and settlements if a guest is injured at your home. Your agent will verify your underlying homeowners policy meets the insurer requirements.
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