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Find Umbrella Insurance Agents in Oviedo, FL

Directory of umbrella insurance agents in Oviedo, Florida. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Oviedo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 umbrella insurance agents in Oviedo, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Manzano - State Farm Insurance Agent
1977 Alafaya Trail #1031, Oviedo, FL 32765
(407) 542-0067 stevemanzano.com
Professional Property & Casualty LLC
2050 Winter Springs Blvd, Oviedo, FL 32765
(407) 366-7746 ppcfla.com
Jorel Rodriguez - State Farm Insurance Agent
1875 County Rd 419 #300, Oviedo, FL 32765
(407) 278-2371 insurewithjorelfl.com
Jeffrey B Campbell - State Farm Insurance Agent
2840 Tuskawilla Rd, Oviedo, FL 32765
(407) 671-8333 jeffreybcampbell.com
Brightway Insurance, Oviedo-Winter Springs
1500 Alafaya Trail STE 1012, Oviedo, FL 32765
(407) 706-6550 brightwayinsuranceoviedo.com
Salmon Agency
1890 County Rd 419 #1040, Oviedo, FL 32765
(407) 365-1766 salmonagency.com
Karla Salmon Insurance
95 E Mitchell Hammock Rd #201, Oviedo, FL 32765
(407) 478-8808 karlasalmoninsurance.com
Goosehead Insurance - Stephanie Velez
1317 W Broadway St, Oviedo, FL 32765
(407) 785-6761 goosehead.com
Adam Williams - State Farm Insurance Agent
7250 Red Bug Lake Rd STE 1016, Oviedo, FL 32765
(407) 365-8595 adamwilliamsinsures.com
Kerbelis Insurance Agency
1949 County Rd 419 #1251, Oviedo, FL 32766
(407) 775-2760 kerbelisagency.com
Integrity Insurance Group Inc.
1755 W Broadway St #7, Oviedo, FL 32765
(407) 366-7050 integrityinsinc.com
Monica Oliver
120 Alexandria Blvd Ste 16, Oviedo, FL 32765
(407) 588-4488 pinkinsuranceagency.com
Winchester Insurance, Inc.
376 N Central Ave, Oviedo, FL 32765
(407) 365-5656 winchesterinsurance.com
All Florida Insurance
3228 W State Rd 426 #1032, Oviedo, FL 32765
(407) 671-6628 aficf.com
Advantage Insurance Solutions LLC
1755 W Broadway St STE 7, Oviedo, FL 32765
(407) 695-6094 advinsurancesolutions.com

What Does a Umbrella Insurance Agent in Oviedo Cost?

The cost of umbrella insurance in Florida typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums can be higher for individuals with multiple properties, teenage drivers, or a history of claims. Your specific rate will depend on your risk profile and the insurance company. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Oviedo do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. This agent also explains how the policy interacts with your underlying insurance.
Do I need umbrella insurance in Florida?
Umbrella insurance is not required by Florida law, but it is strongly recommended if you have significant assets or a high risk of being sued. Florida has a high rate of uninsured drivers and frequent severe weather, which can lead to costly liability claims. A personal umbrella policy can help protect your savings and future income.
How much umbrella coverage do I need in Oviedo?
The right amount of umbrella coverage depends on your total net worth and potential liability risks. Many agents recommend starting with 1 million dollars in coverage, which is the typical minimum for most insurers. Your agent can help you calculate a suitable limit based on your assets and lifestyle.