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Find Umbrella Insurance Agents Near You in Oviedo, FL

Browse umbrella insurance agents serving Oviedo, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Jorel Rodriguez - State Farm Insurance Agent, Jeffrey B Campbell - State Farm Insurance Agent. This directory lists 15 umbrella insurance agents serving Oviedo.

Showing 15 umbrella insurance agents in Oviedo, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Manzano - State Farm Insurance Agent1977 Alafaya Trail #1031(407) 542-0067
2Professional Property & Casualty LLC2050 Winter Springs Blvd(407) 366-7746
3Jorel Rodriguez - State Farm Insurance Agent1875 County Rd 419 #300(407) 278-2371
4Jeffrey B Campbell - State Farm Insurance Agent2840 Tuskawilla Rd(407) 671-8333
5Brightway Insurance, Oviedo-Winter Springs1500 Alafaya Trail STE 1012(407) 706-6550
6Salmon Agency1890 County Rd 419 #1040(407) 365-1766
7Karla Salmon Insurance95 E Mitchell Hammock Rd #201(407) 478-8808
8Goosehead Insurance - Stephanie Velez1317 W Broadway St(407) 785-6761
9Adam Williams - State Farm Insurance Agent7250 Red Bug Lake Rd STE 1016(407) 365-8595
10Kerbelis Insurance Agency1949 County Rd 419 #1251(407) 775-2760
SM
1977 Alafaya Trail #1031
Steve Manzano - State Farm Insurance Agent
Umbrella Insurance Agent · Oviedo, FL

Steve Manzano - State Farm Insurance Agent serves the Oviedo, Florida, metro area as a local resource for personal financial protection. The agency provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits, helping to guard savings and future earnings. This additional layer of security is designed to protect clients from large claims or lawsuits. The agency assists with personal liability umbrella policies for homeowners and auto insurance policyholders in the Oviedo region.

PP
2050 Winter Springs Blvd
Professional Property & Casualty LLC
Umbrella Insurance Agent · Oviedo, FL

Professional Property & Casualty LLC provides umbrella insurance agency services to clients throughout the Oviedo, Florida area. Its primary function involves offering policies that extend liability coverage beyond standard homeowners or auto insurance limits, helping to safeguard personal assets against major claims. The company also focuses on maintaining client protection through routine policy reviews and adjustments as coverage needs evolve. Professional Property & Casualty LLC serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

JR
1875 County Rd 419 #300
Jorel Rodriguez - State Farm Insurance Agent
Umbrella Insurance Agent · Oviedo, FL

Homeowners, property managers, and small businesses in the Oviedo area can turn to Jorel Rodriguez - State Farm Insurance Agent for umbrella insurance coverage, which extends liability protection beyond standard policies. These policies help safeguard personal assets and future earnings from major claims or lawsuits. The agency assists clients in analyzing their existing insurance portfolios to determine appropriate additional coverage. Jorel Rodriguez - State Farm Insurance Agent also serves customers in nearby Winter Springs and the broader Seminole County metro region.

JB
2840 Tuskawilla Rd
Jeffrey B Campbell - State Farm Insurance Agent
Umbrella Insurance Agent · Oviedo, FL

Jeffrey B Campbell - State Farm Insurance Agent serves the Oviedo, Florida, area and the surrounding Seminole County communities, handling umbrella insurance coverage for local residents. This type of policy extends additional liability protection beyond standard home and auto policies, helping to safeguard personal assets from major claims or lawsuits. When a client requires a quote, the agency reviews their existing policies to recommend an appropriate liability limit. It then coordinates the application process to ensure the new umbrella layer integrates seamlessly with the client's current coverage.

BI
1500 Alafaya Trail STE 1012
Brightway Insurance, Oviedo-Winter Springs
Umbrella Insurance Agent · Oviedo, FL

Brightway Insurance, Oviedo-Winter Springs provides umbrella insurance coverage, which differs from one-time liability policies by offering ongoing, annual protection layers that extend above standard auto or homeowners limits. This agency helps local property owners and drivers secure additional liability coverage against major claims or legal judgments. Service for umbrella policies runs on a recurring annual basis, as the protection requires active renewal each term to remain in effect.

SA
1890 County Rd 419 #1040
Salmon Agency
Umbrella Insurance Agent · Oviedo, FL

Salmon Agency provides umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. Based in Oviedo, Florida, the agency serves local clients by helping them safeguard personal assets against large claims or lawsuits. They work with individuals seeking higher liability limits for added financial security. During Florida’s hurricane season, other drivers may be uninsured and cause accidents; the agency assists residents with ensuring they have adequate coverage against such unpredictable storm-related risks.

KS
95 E Mitchell Hammock Rd #201
Karla Salmon Insurance
Umbrella Insurance Agent · Oviedo, FL

As hurricane season approaches, Oviedo residents often review their existing liability coverage gaps. Karla Salmon Insurance provides umbrella insurance in Oviedo, FL, to offer extra protection beyond standard home and auto policies when catastrophic claims arise. Serving clients across the area, this company helps individuals safeguard personal assets from unexpected lawsuits. Their process begins by evaluating current policies and discussing potential risk exposures during a thorough initial consultation.

GI
1317 W Broadway St
Goosehead Insurance - Stephanie Velez
Umbrella Insurance Agent · Oviedo, FL

Goosehead Insurance - Stephanie Velez provides personal and commercial liability coverage from its Oviedo, Florida, location. The agency, specializing in umbrella insurance, helps clients secure additional liability limits beyond standard home and auto policies. This added layer of protection guards assets against major claims or lawsuits. The agent works with both individuals and business owners to assess risk exposures and recommend appropriate excess coverage. Commercial sectors served include offices, warehouses, and food service operations needing broader liability protections.

AW
7250 Red Bug Lake Rd STE 1016
Adam Williams - State Farm Insurance Agent
Umbrella Insurance Agent · Oviedo, FL

Adam Williams with State Farm Insurance assists Oviedo residents with umbrella insurance for added personal liability protection beyond standard policies. This coverage extends to rental properties and recreational vehicles within the homeowner's household. Business owners in Oviedo also consult Mr. Williams for commercial umbrella policies to safeguard their operations. His agency serves clients throughout Oviedo and the surrounding Central Florida area. Customers often return to him when reviewing their coverage needs between regular policy renewal periods.

KI
1949 County Rd 419 #1251
Kerbelis Insurance Agency
Umbrella Insurance Agent · Oviedo, FL

Kerbelis Insurance Agency in Oviedo, FL, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Serving residents and businesses in the Central Florida area, it offers clients higher policy limits to guard against major claims and lawsuits. Tailored policies help fill gaps in existing coverage, ensuring financial security against unforeseen accidents. The agency can also add on specific personal liability protection for risks such as rental properties or watercraft exposures.

II
1755 W Broadway St #7
Integrity Insurance Group Inc.
Umbrella Insurance Agent · Oviedo, FL
(407) 366-7050
integrityinsinc.com
MO
120 Alexandria Blvd Ste 16
Monica Oliver
Umbrella Insurance Agent · Oviedo, FL
(407) 588-4488
pinkinsuranceagency.com
WI
376 N Central Ave
Winchester Insurance, Inc.
Umbrella Insurance Agent · Oviedo, FL
(407) 365-5656
winchesterinsurance.com
AF
3228 W State Rd 426 #1032
All Florida Insurance
Umbrella Insurance Agent · Oviedo, FL
(407) 671-6628
aficf.com
AI
1755 W Broadway St STE 7
Advantage Insurance Solutions LLC
Umbrella Insurance Agent · Oviedo, FL
(407) 695-6094
advinsurancesolutions.com

What Does an a Umbrella Insurance Agent in Oviedo Cost?

The cost of umbrella insurance in Florida typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums can be higher for individuals with multiple properties, teenage drivers, or a history of claims. Your specific rate will depend on your risk profile and the insurance company. This is general information and not insurance advice.

About umbrella insurance agents in Oviedo

An umbrella insurance agent in Oviedo Florida helps you secure extra liability coverage that goes beyond the limits of your home and auto policies. Florida law requires minimum liability limits for auto insurance, but a personal umbrella policy can provide an additional layer of protection against large claims or lawsuits. Oviedo residents often seek this coverage to safeguard their savings and future earnings from unexpected events.

Frequently Asked Questions

What does an umbrella insurance agent in Oviedo do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. This agent also explains how the policy interacts with your underlying insurance.

Do I need umbrella insurance in Florida?

Umbrella insurance is not required by Florida law, but it is strongly recommended if you have significant assets or a high risk of being sued. Florida has a high rate of uninsured drivers and frequent severe weather, which can lead to costly liability claims. A personal umbrella policy can help protect your savings and future income.

How much umbrella coverage do I need in Oviedo?

The right amount of umbrella coverage depends on your total net worth and potential liability risks. Many agents recommend starting with 1 million dollars in coverage, which is the typical minimum for most insurers. Your agent can help you calculate a suitable limit based on your assets and lifestyle.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.