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Umbrella Insurance Agents in Palm Beach Gardens, FL
Browse umbrella insurance agents serving Palm Beach Gardens, Florida. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Palm Beach Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 umbrella insurance agents in Palm Beach Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
4440 PGA Blvd Suite #600, Palm Beach Gardens, FL 33410
(631) 661-6060
bawins.com
Insurance Services Agency of Florida, Inc.
8895 N Military Trl #302, Palm Beach Gardens, FL 33410
(561) 626-5542
isafl.net
Umbrella insurance agents in Palm Beach Gardens Florida help clients secure extra liability coverage beyond standard policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 for bodily injury per person. An umbrella policy can protect assets from large claims common in South Florida due to high traffic density and hurricane related property risks.
What Does a Umbrella Insurance Agent in Palm Beach Gardens Cost?
Umbrella insurance costs in Florida typically range from 150 to 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million may cost 300 to 800 dollars annually. Costs vary based on your age driving record number of properties and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Palm Beach Gardens?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your home or auto insurance limits. They assess your risk exposure based on Florida specific factors like pool ownership or boat use. The agent then finds a policy from a carrier licensed in Florida.
How much umbrella coverage do I need in Florida?
Common umbrella policy limits in Florida range from 1 million to 5 million dollars. Your agent will recommend an amount based on your net worth and potential liability risks. Florida law does not mandate umbrella coverage but it is often required for high value asset protection.
Can I get umbrella insurance without a Florida auto policy?
Most umbrella insurance carriers require you to have an underlying auto or homeowners policy with minimum liability limits. Florida law sets minimum auto liability at 10,000 per person for bodily injury. Your agent can help you meet these requirements before adding umbrella coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.