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Compare Umbrella Insurance Agents in Palm Coast, FL
Compare umbrella insurance agents in Palm Coast. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 umbrella insurance agents in Palm Coast, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angel Hall - State Farm Insurance Agent
800 Belle Terre Pkwy Suite 114, Palm Coast, FL 32164
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Palm Coast Florida, this coverage is important due to the high risk of hurricane-related property claims and personal injury lawsuits. A local agent can help you understand how Florida law affects your coverage limits and premiums.
What Does a Umbrella Insurance Agent in Palm Coast Cost?
Umbrella insurance in Florida typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums can be higher if you have multiple properties, a pool, or a high-risk occupation. Costs vary based on your personal risk profile and the insurance company. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Palm Coast do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds extra coverage above your existing home and auto insurance. They explain how Florida statutes like the four-year statute of limitations for personal injury claims can affect your need for higher limits.
How much umbrella insurance do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant assets. Florida courts often award large judgments in liability cases, so higher limits may be wise for homeowners and business owners.
Can umbrella insurance cover hurricane-related lawsuits in Florida?
Umbrella insurance typically covers personal liability claims, including those from accidents on your property. However, it does not cover flood or wind damage to your home. Florida law requires separate flood and windstorm policies for property damage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.