The top-rated umbrella insurance agent in Pensacola, Florida is Will Rentschler - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Advance Insurance of Northwest Florida, Florida Insurance Agency, Classic Insurance Group. This directory lists 44 umbrella insurance agents serving Pensacola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Will Rentschler - State Farm Insurance Agent | 1301 E Cervantes St | (850) 433-4678 |
| 2 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy | (850) 469-0880 |
| 3 | Florida Insurance Agency | 17 W Government St Suite A | (850) 972-8070 |
| 4 | Classic Insurance Group | 1545 E Olive Rd | (850) 332-5717 |
| 5 | Erb and Young Insurance - Pensacola | 2170 Creighton Rd | (850) 494-2264 |
| 6 | The O'Neil Agency LLC (Formerly David Seckinger & Associates) | 1117 N 9th Ave | (850) 469-8082 |
| 7 | Key Insurance of Pensacola | 5401 Pensacola Blvd | (850) 434-2460 |
| 8 | Stallworth Ins | 1601 N Pace Blvd | (850) 542-4937 |
| 9 | Gulf Coast Insurance | 700 N New Warrington Rd | (850) 497-6810 |
| 10 | Madril Insurance | 1259 W 9 Mile Rd | (850) 476-2733 |
Will Rentschler - State Farm Insurance Agent serves the Pensacola, Florida metro area, offering umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. This service helps protect clients against major claims and lawsuits that could threaten personal assets. The agency provides personalized risk assessments to determine appropriate coverage amounts. The agent also works with clients to integrate umbrella insurance seamlessly with existing State Farm policies for simplified management and coordinated protection.
Homeowners, businesses, and property managers in Pensacola, Florida can turn to Advance Insurance of Northwest Florida for umbrella insurance agent services. This firm works with local clients to secure extra liability protection beyond standard policies, helping guard assets from major claims. Procedures are handled efficiently to ensure proper coverage gaps are filled, allowing property owners to operate with greater financial security. The coverage area also extends into the surrounding communities of Gulf Breeze and the broader Santa Rosa County region.
Florida Insurance Agency in Pensacola provides umbrella insurance agent services, offering personal and commercial liability coverage. The agency assists clients in evaluating existing policies to recommend appropriate umbrella plans. Service plans include annual policy reviews to adjust coverage as personal assets or business operations change. Ongoing maintenance is available to ensure consistent protection limits. The agency serves various property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Pensacola, Florida, and the surrounding Escambia County communities, Classic Insurance Group handles personal umbrella liability coverage for area clients. An umbrella policy provides an extra layer of financial protection above standard auto and homeowners insurance limits. This agency assists individuals in securing higher liability limits to guard against major claims or lawsuits for bodily injury and property damage. To handle a typical job, it reviews each client’s existing underlying policies and personal assets, then tailors the recommended umbrella coverage to match that specific financial exposure and risk scenario.
Erb and Young Insurance in Pensacola provides umbrella insurance, offering both one-time policy purchases for immediate, standalone liability coverage and recurring service options for ongoing protection that integrates with existing homeowners or auto policies. This specialized coverage safeguards personal assets against major claims and lawsuits, a critical consideration for residents in the Gulf Coast area. Service generally operates on a one-time basis for single policy needs or on an as-needed schedule for updates and renewals.
The O'Neil Agency LLC, formerly David Seckinger & Associates, specializes in providing umbrella insurance policies in Pensacola, FL. Its agents help clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting personal assets from large claims or lawsuits. The company serves local residents by assessing individual risks and recommending appropriate supplemental coverage. For those living along the Gulf Coast, it can assist with reviewing policy limits before the peak hurricane season begins, when storm-related claims become a frequent concern.
When seasonal storms threaten the Gulf Coast, property owners in Pensacola seek broader liability protection beyond standard policies. Key Insurance of Pensacola operates as an umbrella insurance agent, helping clients obtain coverage for major claims that exceed underlying limits. Its agents evaluate individual risk exposures in the local coastal environment to match clients with appropriate additional liability layers. This process begins with a thorough review of existing homeowners and auto policies to identify gaps. An initial assessment covers assessing personal assets and potential lawsuit vulnerabilities.
Stallworth Ins in Pensacola, FL offers residential umbrella insurance to safeguard homeowners against major liability claims. They also provide commercial umbrella coverage designed for local businesses needing extra protection beyond standard policies. Their service area includes Pensacola and the surrounding communities across the region. Policyholders benefit from guidance on coverage limits tailored to individual assets and risk factors. The agency helps clients review their existing policies and can coordinate follow-up service between regular visits to adjust coverage as circumstances change.
Gulf Coast Insurance assists clients with obtaining coverage policies designed to protect their assets. As an umbrella insurance agent located in Pensacola, Florida, the company specializes in procuring personal and commercial excess liability policies that provide additional coverage beyond standard home and auto insurance limits. This extra protection can be vital for minimizing financial risk in the event of major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service businesses.
What Does an a Umbrella Insurance Agent in Pensacola Cost?
Umbrella insurance in Florida typically costs between 150 and 400 per year for 1 million in coverage. Premiums are higher for households with multiple vehicles, young drivers, or rental properties. Costs can vary significantly based on your insurance carrier and personal risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Pensacola
An umbrella insurance agent in Pensacola Florida helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Florida law requires minimum auto liability coverage of 10,000 for property damage and 10,000 for personal injury per person, but umbrella policies can provide 1 million or more in extra protection. This is especially important in Florida due to its high rate of uninsured drivers and hurricane-related property claims.
Frequently Asked Questions
What does an umbrella insurance agent in Pensacola do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and lifestyle to recommend appropriate coverage amounts.
Is umbrella insurance required by law in Florida?
No, umbrella insurance is not required by Florida law. However it is strongly recommended for individuals with significant assets or high liability risks such as rental properties or a swimming pool.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million in umbrella coverage for Florida residents. The exact amount depends on your net worth, income, and potential liability exposures like boats or rental homes.
Umbrella Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables · Coral Springs · Crestview