Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 umbrella insurance agents in Port Charlotte, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chapman Insurance Group
2455 S Tamiami Trl, Port Charlotte, FL 33952
(941) 979-8426
cigflorida.com
ABC Insurance Group Inc
1225 S Tamiami Trl UNIT A10, Port Charlotte, FL 33953
(941) 255-5663
abcinsurancegroup.net
AAA Port Charlotte
21229 Olean Blvd Ste A, Port Charlotte, FL 33952
(941) 627-1544
locator.acg.aaa.com
SWFL Insurance
3718 N Tamiami Trl, Port Charlotte, FL 33952
(941) 624-3444
swflinsurance.com
Insurance Depot Of Charlotte County
2395 S Tamiami Trl UNIT 4, Port Charlotte, FL 33952
(941) 766-7283
insurancedepotofcharlottecounty.com
John Joiner Agency
701 JC Center Ct #11, Port Charlotte, FL 33954
(941) 613-1566
johnjoineragency.com
Amistad Insurance | Affordable Insurance Port Charlotte
21234 Olean Blvd STE 6, Port Charlotte, FL 33952
(941) 203-5880
amistadinsurance.com
AWA Insurance
17179 Bonnie Ave, Port Charlotte, FL 33954
(941) 889-7836
awainsurance.com
We Insure Ashley Guzman
18245 Paulson Dr Suite 124, Port Charlotte, FL 33954
(941) 787-7612
weinsuregroup.com
Shepherd Insurance
18501 Murdock Cir Suite 500, Port Charlotte, FL 33948
(941) 639-7050
shepherdins.com
Spinnaker Insurance Agency
532 S Tamiami Trl Unit 1, Port Charlotte, FL 33953
(941) 613-2210
spinnakerinsuranceagency.com
GreatFlorida Insurance: Darlene Antinori
2762 S Tamiami Trl unit a, Port Charlotte, FL 33952
(941) 764-7991
portcharlotte.greatflorida.com
Allphase Insurance Services, Inc.-Dawn Cash
2541 S Tamiami Trl, Port Charlotte, FL 33952
(941) 235-2474
allphaseinsurancefl.com
Lamarca Insurance
1680 El Jobean Rd Suite 1, Port Charlotte, FL 33948
(941) 206-0033
lamarcainsurance.com
Finly Family Insurance Agency
675 S Tamiami Trl #5, Port Charlotte, FL 33953
(941) 206-4444
finlyinsurance.com
Ezzi Insurance Advisors
1777 S Tamiami Trl #404, Port Charlotte, FL 33948
(941) 627-1496
ezziadvisors.com
Port Charlotte Insurance Agency FL
500 Venango St, Port Charlotte, FL 33954
(386) 222-7044
Unity Protect Insurance FL
1800 FL-45, Port Charlotte, FL 33948
(941) 392-7211
American Family Agency
18245 Paulson Dr SUITE 6, Port Charlotte, FL 33954
(941) 279-3031
americanfamilyagency.com
What Does a Umbrella Insurance Agent in Port Charlotte Cost?
The cost of umbrella insurance in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Rates vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Port Charlotte do?
An umbrella insurance agent helps you find a personal liability policy that kicks in after your primary insurance limits are exhausted. They assess your assets and risk factors to recommend appropriate coverage limits. In Florida, this is especially important due to high rates of litigation and hurricane exposure.
Who needs umbrella insurance in Port Charlotte Florida?
Anyone with significant assets or future earnings to protect should consider umbrella insurance. This includes homeowners with rental properties, boat owners, and drivers with teenage children. Florida law does not require umbrella insurance, but it is common for those with net worth above 500,000 dollars.
How much umbrella insurance coverage do I need in Port Charlotte?
Most agents recommend starting with 1 million dollars in coverage. The exact amount depends on your total assets, income, and potential liability risks. In Florida, umbrella policies often require you to maintain certain underlying limits on your auto and home policies.