The top-rated umbrella insurance agent in Royal Palm Beach, Florida is Insurance Express Florida, rated 5.0 stars across 746 reviews. Other highly rated options include Sean Valley: Allstate Insurance, The Leonard Insurance Agency, LLC, Janine Camacho - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Royal Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Florida | 9100 Belvedere Rd #206 | (954) 284-3933 |
| 2 | Sean Valley: Allstate Insurance | 11327 Okeechobee Blvd Ste 4 | (561) 798-3056 |
| 3 | The Leonard Insurance Agency, LLC | 11440 Okeechobee Blvd #219 | (561) 255-5543 |
| 4 | Janine Camacho - State Farm Insurance Agent | 10349 Southern Blvd | (561) 283-0930 |
| 5 | Estrella Insurance | 11051 Southern Blvd ste 140 | (561) 469-7633 |
| 6 | LOI Insurance | 11953 Southern Blvd | (561) 600-1387 |
| 7 | Evergreen Insurance Agency | 583 105th Ave N UNIT 2 | (561) 966-8883 |
| 8 | GreatFlorida Insurance: Kena Farley | 9200 Belvedere Rd 211 STE 211 | (561) 795-5860 |
| 9 | Burrowes Insurance | 9200 Belvedere Rd STE 208 | (888) 729-8203 |
| 10 | Bigelow & Larsen Insurance Agency Inc | 685 Royal Palm Beach Blvd STE 103B | (561) 615-1100 |
Insurance Express Florida serves Palm Beach County from its base in Royal Palm Beach, providing professional umbrella insurance agent services to local homeowners and vehicle operators. This type of coverage offers additional liability protection beyond standard policies, helping safeguard personal assets from large claims or lawsuits. The agency assists clients in securing extra layers of financial security through personalized policy evaluations. Its specific services include assessing existing coverage limits and facilitating the purchase of umbrella policies for residential and auto accounts in the surrounding community.
Sean Valley: Allstate Insurance provides umbrella liability coverage for Royal Palm Beach residents and businesses, offering extended protection beyond standard auto and homeowners policies. Service plans include personalized policy reviews to assess coverage gaps and adjust limits as needs change. Clients receive dedicated claims assistance and annual coverage evaluations. Maintenance plans focus on updating coverage after major purchases or property improvements. The agency services single-family homes, apartments, retail locations, and restaurants needing higher liability limits.
The Leonard Insurance Agency, LLC serves homeowners, businesses, and property managers in Royal Palm Beach, FL, by securing umbrella liability policies. These policies extend coverage beyond standard limits, protecting clients against major claims and lawsuits. The agency helps customers assess their personal assets or commercial operations to determine appropriate additional liability protection. Tailoring each policy to individual risk factors ensures adequate financial safeguards. Services include reviewing existing underlying policies and coordinating new layers of coverage. The agency also serves communities throughout Wellington and the greater Palm Beach metro area.
Serving Royal Palm Beach and the surrounding communities in Palm Beach County, Janine Camacho - State Farm Insurance Agent handles umbrella insurance policies to provide an extra layer of personal liability coverage. These policies are designed to protect clients after their home or auto insurance limits have been exhausted. The agency typically works with each client by first reviewing their existing policies and personal assets. It then identifies the appropriate amount of supplemental protection needed to address potential risks from common accidents or unforeseen events.
Serving Royal Palm Beach and the surrounding communities in Palm Beach County, Estrella Insurance handles personal umbrella insurance policies designed to provide extra liability coverage above standard auto and homeowners plans. This agency helps clients secure broader protection against major claims and lawsuits. To manage a typical job, an agent begins by reviewing existing underlying policies to identify coverage gaps, then recommends a policy limit that fits the client's assets and risk profile.
LOI Insurance in Royal Palm Beach, FL offers homeowners a choice between a one-time umbrella policy or a recurring coverage plan that automatically renews each billing cycle. The umbrella insurance agent provides liability protection that extends beyond the limits of standard auto, homeowners, or watercraft policies. This added layer of coverage helps safeguard personal assets and future earnings against major lawsuits or claims. Service for this local agent operates on both an as-needed basis for initial policy setup and a recurring schedule for annual coverage refreshes.
When a heavy summer thunderstorm in Royal Palm Beach causes a downed tree limb, the resulting property damage can make umbrella insurance coverage crucial. Evergreen Insurance Agency serves as a local umbrella insurance agent, helping residents assess their vulnerability to liability claims that can exceed standard policy limits. The work involves explaining how additional coverage can protect savings and assets from lawsuit judgments. New clients are offered a personal consultation, beginning with a thorough inspection of their current insurance policies and exposure risks.
GreatFlorida Insurance Kena Farley provides extensive umbrella insurance agent services, offering supplemental liability coverage that goes beyond standard policy limits. In Royal Palm Beach, FL, this agency assists local homeowners, vehicle owners, and landlords in securing critical protection against major claims. The aim is to safeguard personal assets from unforeseen events like accidents on the property or litigation arising from pet incidents. As hurricane season approaches, it helps address the increased liability risks associated with storm damage and rental property disputes.
Burrowes Insurance helps individuals and businesses manage financial risk through tailored coverage options. As an umbrella insurance agent in Royal Palm Beach, FL, the company focuses on providing extra liability protection that extends beyond the limits of standard policies. This specialty add-on is designed to offer broader safety nets for unforeseen claims. The firm works with a variety of commercial sectors, including offices, warehouses, and food service operations.
Bigelow & Larsen Insurance Agency Inc serves homeowners in Royal Palm Beach, Florida, with residential umbrella policies that extend liability coverage beyond standard limits. The agency also assists local businesses in obtaining commercial umbrella protection. Its services are available throughout the surrounding region, helping clients secure additional coverage for unexpected claims. Agents work to match each client with appropriate policy options for their property or commercial needs. Follow-up consultations are offered between regular policy reviews to address new assets or changing circumstances.
What Does an a Umbrella Insurance Agent in Royal Palm Beach Cost?
In Florida, umbrella insurance typically costs between 150 and 500 dollars per year for 1 million dollars in coverage. Costs increase with higher limits and depend on your risk profile, such as number of vehicles or properties. Premiums may be lower if you bundle with the same insurer. This is general information and not insurance advice.
About umbrella insurance agents in Royal Palm Beach
An umbrella insurance agent in Royal Palm Beach Florida helps you obtain extra liability coverage beyond your standard auto or home policy. Florida law requires minimum auto liability limits but does not mandate umbrella coverage. An agent can explain how umbrella policies can protect your assets from large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Royal Palm Beach do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or homeowners insurance limits are exhausted. The agent can also advise on coverage amounts based on your assets and risk factors.
How much umbrella coverage do I need in Florida?
Common umbrella policy limits are 1 million to 5 million dollars. The amount you need depends on your net worth, income, and potential liability risks. An agent can help you evaluate your personal situation to choose an appropriate limit.
Does Florida law require umbrella insurance?
No, Florida law does not require umbrella insurance. However, Florida has a high rate of lawsuits and claims due to its large population and tourism. Many financial advisors recommend umbrella coverage if you have significant assets or a high risk of being sued.
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