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HomeUmbrella Insurance AgentsFlorida › Sebastian

Find Umbrella Insurance Agents Near You in Sebastian, FL

Browse umbrella insurance agents serving Sebastian, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Sebastian, Florida is Jake Witt - State Farm Insurance Agent, rated 4.9 stars across 230 reviews. Other highly rated options include Schneider & Associates Insurance Agencies Inc, Jonathan Whitley - State Farm Insurance Agent, GreatFlorida Insurance: David Getty. This directory lists 15 umbrella insurance agents serving Sebastian.

Showing 15 umbrella insurance agents in Sebastian, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jake Witt - State Farm Insurance Agent9426 US-1(772) 500-5253
2Schneider & Associates Insurance Agencies Inc7960 US-1 #2(772) 664-3154
3Jonathan Whitley - State Farm Insurance Agent1301 US-1(772) 581-0330
4GreatFlorida Insurance: David Getty920 US-1 Suite A(772) 228-9908
5Coastal and Marine Insurance11620 US-1(772) 581-8110
6Goosehead Insurance - Richard Sindone1603 US-1 Suite 101(772) 783-2077
7A Better Solution Insurance Services1701 US-1 #9(772) 257-8600
8Amazing Health & Life Insurance316 Sandcrest Cir(772) 783-0800
9Sebastian River Insurance9611 US-1 #329(229) 292-2946
10National Insurance Services of North America - Nisona1627 US-1 #220(888) 564-2326
JW
9426 US-1
Jake Witt - State Farm Insurance Agent
Umbrella Insurance Agent · Sebastian, FL

Jake Witt of State Farm Insurance Agent in Sebastian, Florida, provides a range of personal umbrella insurance policies that offer additional liability coverage beyond standard home or auto limits. The agency assists clients in evaluating their existing policies to identify coverage gaps and recommends suitable policies to protect assets. Services include reviewing individual risk profiles and helping to coordinate a comprehensive protection plan. This agent serves properties including single-family homes, apartments, retail establishments, and restaurants.

SA
7960 US-1 #2
Schneider & Associates Insurance Agencies Inc
Umbrella Insurance Agent · Sebastian, FL

Schneider & Associates Insurance Agencies Inc serves Sebastian and Indian River County, Florida, as a local provider of umbrella insurance agent services. This agency helps clients obtain additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance offers a layer of protection for individuals seeking to safeguard personal assets against major claims or lawsuits. The company handles personal umbrella policies for families and individual liability protection tailored for local residents.

JW
1301 US-1
Jonathan Whitley - State Farm Insurance Agent
Umbrella Insurance Agent · Sebastian, FL

Homeowners, property managers, and small businesses in the Sebastian area turn to Jonathan Whitley - State Farm Insurance Agent for personal umbrella liability coverage. This type of policy provides extended protection beyond standard home or auto policies against major claims or lawsuits. The agency assists clients in evaluating their liability exposure and selecting appropriate policy limits. Services include reviewing current coverage and coordinating umbrella plans with underlying policies. Coverage is also available for residents and property owners in nearby Fellsmere and the broader Indian River County region.

GI
920 US-1 Suite A
GreatFlorida Insurance: David Getty
Umbrella Insurance Agent · Sebastian, FL

GreatFlorida Insurance: David Getty serves Sebastian, Florida, and the surrounding communities along the Treasure Coast, handling personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This local agency works to help individuals protect their assets from major claims or lawsuits by extending their existing policy layers. For a typical job, the agent evaluates each client's current coverage and risk exposure to recommend an appropriate level of excess liability protection that fits their specific financial situation.

CM
11620 US-1
Coastal and Marine Insurance
Umbrella Insurance Agent · Sebastian, FL

Coastal and Marine Insurance in Sebastian, FL, distinguishes between one-time policy reviews for clients who prefer a single consultation and ongoing service arrangements for those needing annual coverage adjustments. Umbrella insurance agents at this office provide an extra layer of personal liability protection beyond standard homeowner or auto policies, helping safeguard assets from major claims. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client seeks a single policy comparison or periodic coverage updates.

GI
1603 US-1 Suite 101
Goosehead Insurance - Richard Sindone
Umbrella Insurance Agent · Sebastian, FL

Goosehead Insurance - Richard Sindone offers specialized umbrella insurance agent services in Sebastian, Florida, providing additional liability coverage that extends beyond standard home and auto policies. This general agency work helps clients protect their assets against major claims and lawsuits. Umbrella policies are particularly valuable for those with properties near waterways or coastal areas, where slip-and-fall incidents or boating accidents can lead to substantial financial exposure during the busy summer season when visitor traffic increases significantly.

BS
1701 US-1 #9
A Better Solution Insurance Services
Umbrella Insurance Agent · Sebastian, FL

As spring thunderstorms roll through Sebastian, they often bring unexpected property damage that can lead to liability claims. A Better Solution Insurance Services provides umbrella insurance policies that help cover costs exceeding standard homeowners or auto coverage limits. This specialized coverage is designed for local homeowners and drivers who want greater financial protection against lawsuits or major accidents. Policies are carefully tailored to each client’s existing insurance portfolio and personal risk factors. The process begins with a thorough review of current coverage to identify any gaps that may require additional protection.

AH
316 Sandcrest Cir
Amazing Health & Life Insurance
Umbrella Insurance Agent · Sebastian, FL

Amazing Health & Life Insurance provides general insurance services for clients in the Sebastian, Florida area, with a specific focus on umbrella insurance agent work as an added layer of protection. This specialty coverage extends liability limits beyond standard policies, offering broader financial safeguards. The agency can serve commercial sectors including offices, warehouses, and food service businesses, ensuring their unique risk management needs are met.

SR
9611 US-1 #329
Sebastian River Insurance
Umbrella Insurance Agent · Sebastian, FL

Sebastian River Insurance serves residential clients in Sebastian, Florida, by offering umbrella insurance policies that extend additional liability protection above standard home and auto limits. Commercial coverage is also available for local business owners seeking broader risk management. The agency provides these services throughout Sebastian and the surrounding Brevard County area. Clients can contact the office to adjust their existing coverage or discuss new protection needs. For those with ongoing policies, follow-up service or repeat adjustments are offered between regular visits to help ensure continued appropriate coverage.

NI
1627 US-1 #220
National Insurance Services of North America - Nisona
Umbrella Insurance Agent · Sebastian, FL

National Insurance Services of North America, known formally as Nisona, is an umbrella insurance agent based in Sebastian, FL. It serves clients by offering liability coverage that extends beyond standard home and auto policy limits, protecting assets and future earnings. The agent assesses individual risk factors to recommend appropriate additional liability layers. For those with substantial assets or higher exposure, this operation can help secure excess coverage tailored to specific lifestyle needs, including protection for rental property ownership.

SI
649 Sebastian Blvd
Senior Insurance Services
Umbrella Insurance Agent · Sebastian, FL
(772) 732-6687
GI
1511 US-1
Gabor Insurance Services
Umbrella Insurance Agent · Sebastian, FL
(772) 228-9267
MI
700 US-1
Mighty Insurance Agency
Umbrella Insurance Agent · Sebastian, FL
(772) 222-6170
GA
1511 US-1
Gallagher
Umbrella Insurance Agent · Sebastian, FL
(786) 924-7070
ajg.com/us/locations
BS
705 Sebastian Blvd # F
Buyer's Advantage Insurance Agency
Umbrella Insurance Agent · Sebastian, FL
(772) 589-7476
agent.travelers.com/fl/sebastian/705-sebastian-blvd

What Does an a Umbrella Insurance Agent in Sebastian Cost?

In Florida, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your driving record, home location, number of properties, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Sebastian

An umbrella insurance agent in Sebastian Florida helps you secure extra liability coverage that goes beyond your home and auto policies. Florida law requires minimum liability limits for auto insurance but does not require umbrella coverage. However, given the high number of uninsured drivers in the state, many residents choose umbrella policies for added financial protection.

Frequently Asked Questions

What does an umbrella insurance agent in Sebastian do?

An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount.

How much umbrella coverage do I need in Florida?

Most agents recommend at least 1 million dollars in umbrella coverage for Florida residents. The amount depends on your net worth, property value, and potential liability risks. A local agent can help calculate the right limit for your situation.

Is umbrella insurance required by Florida law?

No, Florida law does not require umbrella insurance. However, Florida has a 4-year statute of limitations for personal injury lawsuits. Umbrella coverage can protect your assets if you are sued for an accident or incident that exceeds your primary policy limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.