ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Stuart, FL

Browse umbrella insurance agents serving Stuart, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Stuart, Florida is Manchester Insurance, rated 5.0 stars across 345 reviews. Other highly rated options include Landel Insurance, Butcher Insurance Group, Inc., South Shore Insurance Inc. This directory lists 12 umbrella insurance agents serving Stuart.

Showing 12 umbrella insurance agents in Stuart, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manchester Insurance1239 SE Indian St #101(772) 530-5305
2Landel Insurance1 SE Ocean Blvd Suite 114(772) 874-3224
3Butcher Insurance Group, Inc.205 SW Winnachee Dr(772) 463-7622
4South Shore Insurance Inc909 SE Central Pkwy(772) 426-9973
5R.V. Johnson Insurance2041 SE Ocean Blvd(772) 287-3366
6We Insure Stuart - Rob Weber & Amanda White900 SE Ocean Blvd Ste. D-232(772) 236-6773
7B.E Insurance Advisors1111 SE Federal Hwy #319(813) 370-6615
8S.T. Good Insurance of Florida2501 SE Aviation Way Suite H(772) 287-3625
9S & J Insurance Group3727 SE Ocean Blvd STE 204(772) 286-2572
10Agrillo Insurance Agency49 SW Monterey Rd(772) 287-1560
MI
1239 SE Indian St #101
Manchester Insurance
Umbrella Insurance Agent · Stuart, FL

Manchester Insurance serves the Stuart, Florida area as a local provider of personal umbrella liability policies. The agency helps clients obtain extra liability protection that goes beyond the limits of standard homeowners and auto insurance. This additional coverage safeguards personal assets and future earnings against large claims or lawsuits. Typical clients include homeowners, vehicle owners, and operators of properties with pools or boats seeking higher liability limits. The agency handles umbrella policies that are integrated with underlying home and auto coverage.

LI
1 SE Ocean Blvd Suite 114
Landel Insurance
Umbrella Insurance Agent · Stuart, FL

Landel Insurance serves homeowners, businesses, and property managers in Stuart, Florida, who seek additional liability protection through umbrella insurance policies. The agency helps clients understand how an umbrella policy extends beyond the limits of standard home or auto coverage, safeguarding assets against major claims or lawsuits. It assists in assessing individual risk factors to recommend appropriate policy limits. Covering risk management needs for the wider Treasure Coast region, Landel Insurance also serves residents and commercial clients in nearby Port St. Lucie.

BI
205 SW Winnachee Dr
Butcher Insurance Group, Inc.
Umbrella Insurance Agent · Stuart, FL

Butcher Insurance Group, Inc. provides umbrella insurance coverage that extends extra liability protection over primary policies. The agency works with clients to maintain appropriate coverage levels as personal or business circumstances change, including reviewing current associated policies for adequate underlying limits. Serving the Stuart, Florida area, the agent handles a broad array of risk profiles, offering protection for single-family homes, apartments, retail locations, and restaurants.

SS
909 SE Central Pkwy
South Shore Insurance Inc
Umbrella Insurance Agent · Stuart, FL

South Shore Insurance Inc serves clients in Stuart, Florida, and the surrounding communities of Martin County. The agency handles a full range of personal umbrella insurance needs, offering extended liability coverage that goes beyond standard auto and homeowners policies. This additional layer of protection helps safeguard local residents from major claims and lawsuits. For a typical job, the agency works closely with each client to review existing underlying policies and recommend appropriate coverage levels for individual risk profiles.

RV
2041 SE Ocean Blvd
R.V. Johnson Insurance
Umbrella Insurance Agent · Stuart, FL

R.V. Johnson Insurance in Stuart, Florida provides umbrella insurance services that are structured either as a one-time policy placement or a recurring annual arrangement for ongoing liability protection above standard coverage limits. This add-on policy offers an extra layer of security that supplements homeowners or auto insurance, defending assets from major claims. Service runs on a one-time or scheduled renewal basis, with as-needed adjustments available when clients face significant changes in their financial circumstances or risk exposure.

WI
900 SE Ocean Blvd Ste. D-232
We Insure Stuart - Rob Weber & Amanda White
Umbrella Insurance Agent · Stuart, FL

We Insure Stuart - Rob Weber & Amanda White provides specialized umbrella insurance agency services for enhanced liability protection beyond standard policies, along with general coverage consultations. Located in Stuart, FL, it helps residents and businesses address unique risk exposures common to coastal communities. The team focuses on securing supplemental liability limits for significant assets. As hurricane season approaches, it assists clients in evaluating policy gaps to prepare for storm-related claims and potential lawsuits from property damage or accidents.

BE
1111 SE Federal Hwy #319
B.E Insurance Advisors
Umbrella Insurance Agent · Stuart, FL

As storm season approaches along Florida's Treasure Coast, B.E Insurance Advisors in Stuart helps homeowners and businesses understand the gap between standard liability limits and potential claims. Umbrella coverage from this agency provides an extra layer of protection beyond auto or home policies, addressing the substantial risks common to coastal life. They work with clients to tailor extended liability limits that suit local property values and traffic conditions. To begin coverage, an agent reviews your current policies and helps you assess your personal exposure level.

ST
2501 SE Aviation Way Suite H
S.T. Good Insurance of Florida
Umbrella Insurance Agent · Stuart, FL

S.T. Good Insurance of Florida assists homeowners in Stuart with protecting their assets through umbrella insurance, which extends liability coverage beyond standard policies. The agency also addresses commercial clients, helping businesses close gaps in their existing coverage to guard against significant claims. Serving Stuart and the surrounding region, the team focuses on tailoring policies to individual risk profiles. When clients require adjustments or renewal options, the office encourages follow-up to support smooth transitions between regular policy reviews.

SJ
3727 SE Ocean Blvd STE 204
S & J Insurance Group
Umbrella Insurance Agent · Stuart, FL

S & J Insurance Group in Stuart, FL, is known for providing personalized umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. It serves clients seeking an extra layer of financial security against major claims or lawsuits. The agency assists homeowners, drivers, and small business owners in the Stuart area with evaluating their existing coverage limits. An add-on specialty service it offers is reviewing potential gaps between a client’s underlying policies and the umbrella policy threshold to prevent costly overlaps.

AI
49 SW Monterey Rd
Agrillo Insurance Agency
Umbrella Insurance Agent · Stuart, FL
AA
1304 NW Federal Hwy
Armellino Agency Inc.
Umbrella Insurance Agent · Stuart, FL
(772) 692-0110
armellinoagency.com
SI
is, 789 SW Federal Hwy #214
State Insurance Group
Umbrella Insurance Agent · Stuart, FL
(772) 678-7758
stateinsurancegroup.com

What Does an a Umbrella Insurance Agent in Stuart Cost?

In Florida, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage, with additional million-dollar increments costing 75 to 150 dollars each. Costs vary based on your risk profile, number of vehicles, property value, and claims history. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

About umbrella insurance agents in Stuart

Umbrella insurance agents in Stuart, Florida help residents and businesses secure extra liability coverage beyond standard policies. Florida law requires minimum auto liability limits, but an umbrella policy can provide additional protection against large claims or lawsuits. Local agents understand the unique risks of coastal living, including hurricane-related liability and high-traffic tourist areas.

Frequently Asked Questions

What is umbrella insurance and why do I need it in Stuart Florida?

Umbrella insurance provides extra liability coverage beyond your auto, home, or boat policy limits. In Stuart, Florida, this is important because of high hurricane exposure, tourist-related incidents, and the potential for large medical or property damage claims. It can cover legal defense costs and settlements that exceed your primary policy limits.

How much umbrella insurance coverage do I need in Florida?

Most Florida agents recommend at least 1 million dollars in umbrella coverage, with higher limits for those with significant assets or high-risk activities. The amount you need depends on your net worth, risk factors like owning a pool or boat, and your exposure to lawsuits. An agent can help you assess your specific situation.

What are the requirements for umbrella insurance in Florida?

Florida law does not require umbrella insurance, but most carriers require you to have underlying auto and homeowners policies with minimum liability limits, typically 300,000 dollars for auto and 300,000 dollars for home. You must also maintain these underlying policies to keep your umbrella coverage active. Umbrella policies often cover claims excluded by primary policies, such as false arrest or libel.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.