The top-rated umbrella insurance agent in Sunrise, Florida is Assurean, LLC, rated 4.9 stars across 520 reviews. Other highly rated options include Advantage Plus Insurance Agency, Estrella Insurance, Insurance Factory. This directory lists 16 umbrella insurance agents serving Sunrise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Assurean, LLC | 1401 NW 136th Ave Suite 401 | (855) 224-2482 |
| 2 | Advantage Plus Insurance Agency | 7754 NW 44th St | (954) 289-4020 |
| 3 | Estrella Insurance | 8923 W Oakland Park Blvd | (954) 905-6066 |
| 4 | Insurance Factory | 4970 N Pine Island Rd | (561) 287-7599 |
| 5 | IGLESIA INSURANCE | 1671 NW 144th Terrace STE 107 | (954) 906-1300 |
| 6 | iSure Insurance & Financial Services (Sunrise) | NEXT TO DMV, 3515 N Pine Island Rd | (954) 749-4444 |
| 7 | ACE INSURANCE II LLC (SUNRISE) | 10001 W Oakland Park Blvd Ste. 303 | (954) 318-4444 |
| 8 | Synergy Insurance Group | 1000 Sawgrass Corporate Pkwy Suite 450 | (954) 742-7244 |
| 9 | Robin Lewis Insurance | 13713 W Sunrise Blvd Suite 207 | (954) 436-5454 |
| 10 | Iten Agency | 510 Shotgun Rd Suite 302 | (954) 680-0360 |
Assurean, LLC serves the greater Sunrise, Florida area as a local provider of umbrella insurance agent services. The company assists residents and businesses in securing additional liability coverage that extends beyond the limits of standard auto and homeowners policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. Common scenarios include coverage for rental properties, watercraft liability, and incidents involving teenage drivers. The firm specifically handles policy adjustments to coordinate with existing home insurance and assists clients with claims management for high-value liability settlements.
Advantage Plus Insurance Agency in Sunrise, FL, provides umbrella insurance agent services to help clients obtain additional liability coverage beyond standard policies. Its service approach includes evaluating individual risk profiles and coordinating policy adjustments across multiple lines. Maintenance plans involve periodic reviews to ensure coverage limits remain appropriate as circumstances change. Clients receive support for claims processes and policy questions. The agency services single-family homes, apartments, retail, and restaurants needing extra liability protection against unforeseen events.
Estrella Insurance serves the Sunrise, Florida, area and the broader Broward County region as a provider of umbrella insurance agent services. This business helps clients secure supplemental liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance from Estrella addresses risks that could otherwise threaten personal assets, offering protection from major claims or lawsuits. To meet local needs, the agency assists residents with crafting broader liability safety nets and managing high-net-worth policy assessments.
Insurance Factory serves homeowners, businesses, and property managers in Sunrise, Florida, providing umbrella insurance coverage that extends liability protection beyond standard policy limits. This additional layer helps safeguard personal and commercial assets against major claims or lawsuits. As a local agent, it guides clients through policy options tailored to common regional risks such as hurricanes and property liability. The agency also works with residents and commercial operators throughout nearby Davie and the broader Broward County metro area.
For umbrella insurance in Sunrise, FL, one‑time clients often seek a single policy review and purchase, while ongoing service clients prefer periodic adjustments as liability needs change. This agency provides coverage that protects individuals and businesses from large claims exceeding standard policy limits. Services include hazard assessment, policy comparisons, and customized protection evaluations. Appointments are available on an as‑needed basis, allowing clients to schedule consultations or policy updates only when their circumstances require them.
Serving Sunrise and the surrounding South Florida communities, iSure Insurance & Financial Services acts as an umbrella insurance agent, handling excess liability coverage that extends beyond standard home and auto policies. This protection shields clients from major claims that could otherwise exhaust their primary policy limits. To manage each job, the agent reviews existing coverages thoroughly before matching the additional layer of protection to the client’s specific asset and exposure profile.
As an umbrella insurance agent based in Sunrise, Florida, ACE INSURANCE II LLC (SUNRISE) helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. This specialist service protects local homeowners and drivers from significant financial loss due to major accidents or lawsuits. The agency also assists residents in coordinating their underlying policies with a broader umbrella plan to ensure seamless protection. During the busy summer hurricane season, it particularly helps policyholders evaluate their total liability exposure and adjust coverage as needed.
Synergy Insurance Group provides liability coverage solutions for individuals and businesses in the Sunrise, Florida area. The firm specializes in umbrella insurance, offering additional policy layers that extend beyond standard liability limits to help protect assets from major claims or lawsuits. Their services are tailored for commercial clients requiring broadened coverage, including office environments, warehouse facilities, and food service operations. This approach ensures businesses operating in these sectors can manage their risk exposure through expanded protection.
With the onset of Florida’s rainy season, residential and commercial liability concerns often increase, a need that Robin Lewis Insurance of Sunrise, FL addresses by specializing in umbrella coverage to provide added protection beyond standard policies. The agent works with local property owners to assess potential exposure from common household risks or auto incidents. For each client seeking broader safeguard, the process opens by scheduling a personal inspection of current policy limits and asset exposures.
Iten Agency in Sunrise, FL assists homeowners with umbrella insurance coverage, creating a protective layer beyond standard policies for the residence. The company also helps local businesses develop commercial liability protection tailored to their specific exposures, ensuring broader security for their operations. Serving clients throughout the Sunrise area, Iten Agency provides straightforward guidance for matching each client with suitable coverage. After a policy is set, the agent follows up as needs change or at renewal time, offering repeat service between any regular check-ins for updated risk assessment.
What Does an a Umbrella Insurance Agent in Sunrise Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage. Factors like your driving record, number of properties, and underlying policy limits affect the premium. Higher coverage limits of 2 million dollars can cost 200 to 700 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Sunrise
An umbrella insurance agent in Sunrise Florida helps you secure extra liability protection beyond your auto or homeowners policy. Florida law does not require umbrella insurance but it can shield your assets from large claims or lawsuits. Agents in Sunrise understand local risks like hurricane damage and high traffic accident rates.
Frequently Asked Questions
What does an umbrella insurance agent in Sunrise do?
An umbrella insurance agent in Sunrise helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your underlying auto or home insurance limits are exhausted. The agent will review your assets and risk profile to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage. Higher limits such as 2 million or 5 million may be wise if you own property or have significant savings. Your agent will consider your net worth and potential lawsuit exposure to suggest a limit.
Are there Florida laws that affect umbrella insurance?
Florida has no specific law requiring umbrella insurance but state liability laws can impact claims. Florida follows a pure comparative fault rule meaning your compensation is reduced by your percentage of fault. An umbrella policy can protect you if you are found partially liable in an accident.
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