The top-rated umbrella insurance agent in Tampa, Florida is Seibert Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Insurance Elevated, Josue Rivera - State Farm Insurance Agent, Webb Insurance Group. This directory lists 49 umbrella insurance agents serving Tampa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seibert Insurance Agency | 5121 Ehrlich Rd STE 111 | (813) 960-4672 |
| 2 | Insurance Elevated | 3609 E 7th Ave | (813) 697-7607 |
| 3 | Josue Rivera - State Farm Insurance Agent | 8591 W Linebaugh Ave | (813) 358-5155 |
| 4 | Webb Insurance Group | 3212 S Dale Mabry Hwy | (813) 887-5531 |
| 5 | Professional Insurance Services | 13907 Carrollwood Village Run | (813) 963-6701 |
| 6 | Crown Insurance Group, Inc. | 6903 Gunn Hwy | (813) 933-9990 |
| 7 | GreatFlorida Insurance: Mike Polivchak | 4034 W Hillsborough Ave | (813) 870-2334 |
| 8 | Nick Stallone - State Farm Insurance Agent | 7402 N 56th St Ste 104 | (813) 488-2981 |
| 9 | Most Insurance | 3708 W Bay to Bay Blvd | (813) 947-7151 |
| 10 | Dance Ferrentino Insurance and Financial, Inc. | 11049 Countryway Blvd | (813) 854-3600 |
Seibert Insurance Agency provides umbrella liability coverage designed to protect clients against claims that exceed standard policy limits. The agency assists with tailoring umbrella policies that layer over existing home and auto insurance, offering broader liability protection for unexpected incidents. Service plans include policy reviews to ensure adequate coverage limits and annual evaluations of changing risk exposures. Seibert Insurance Agency serves property owners throughout Tampa, Florida, including those with single-family homes and apartments. The agency also provides umbrella coverage for commercial properties such as retail spaces and restaurants.
Insurance Elevated serves the Tampa, Florida, metro area as a local umbrella insurance agent. This firm provides excess liability coverage that extends beyond the limits of standard auto and homeowners policies. Such protection safeguards personal assets against major lawsuits and large claims. The agent assists local residents in obtaining an extra layer of security for their financial well-being. It handles selection of appropriate policy coverage limits based on individual asset holdings and coordinates the necessary underlying policy requirements with carriers in the region.
In the Tampa area, a homeowner or business owner can secure protection through a one-time policy purchase or opt for a recurring annual umbrella liability plan that provides ongoing coverage above standard policies. These services address financial risks from major accidents or property damage claims. Josue Rivera - State Farm Insurance Agent assists clients in this category by assessing coverage needs. The company's services generally run on an as-needed basis, scheduled to address individual policy inquiries or renewals.
Webb Insurance Group serves homeowners, businesses, and property managers in Tampa, Florida, by securing umbrella insurance policies that provide extra liability coverage beyond standard limits. This additional protection helps safeguard personal assets and business property from major claims or lawsuits. The agency carefully evaluates each client's risk profile to match appropriate coverage with their specific needs and lifestyle. Their work supports local families and commercial enterprises in navigating complex liability exposures. Webb Insurance Group also provides its services to clients throughout the surrounding Hillsborough County metro area.
As hurricane season approaches Tampa, property owners often review their liability coverage. Professional Insurance Services provides umbrella insurance agents who help clients secure additional layers of protection beyond standard policies. They assess individual risks related to local flood zones and coastal exposures. After a thorough consultation regarding personal assets or business operations, the agent schedules an on‑site property inspection to finalize the coverage details. This initial assessment ensures the policy aligns with the client’s specific exposure levels.
Crown Insurance Group, Inc. serves the Tampa Bay area and surrounding Florida communities, handling umbrella insurance policies that extend liability coverage beyond standard auto and home insurance limits. This type of policy protects individuals and businesses from major claims and lawsuits. The company follows a client-focused approach, carefully reviewing existing risk exposures to determine the appropriate level of excess coverage needed for each situation.
GreatFlorida Insurance: Mike Polivchak in Tampa, FL, specializes in offering umbrella insurance policies that extend liability coverage beyond standard home and auto plans. It provides general protection for local residents against major claims and lawsuits. The agency guides clients in Tampa through complex coverage gaps, ensuring financial safeguards for assets and future earnings. With Florida's frequent severe storms and hurricane seasons, it helps homeowners and drivers prepare for unexpected damages and potential liability from flooding or wind-related incidents.
Nick Stallone - State Farm Insurance Agent in Tampa, FL provides residential umbrella insurance coverage to help protect homeowners from major liability claims. Commercial umbrella policies are also available for local businesses seeking extra liability layers beyond standard policies. Service extends throughout the Tampa area, addressing both personal and commercial risk management needs. After an initial policy setup, clients can return for annual policy reviews or adjustments following life changes such as property upgrades or new business ventures.
Serving the Tampa area, Most Insurance provides personal and commercial coverage, with a specialty in umbrella insurance policies that add extra liability protection beyond standard limits. This coverage is designed to safeguard assets against major claims or lawsuits, offering policyholders greater financial security. The company delivers these expanded liability options to local businesses, including offices seeking general liability support, warehouses requiring broader property and liability buffers, and food service operations in need of comprehensive protection against common industry risks.
Dance Ferrentino Insurance and Financial, Inc. in Tampa, FL is known for providing umbrella insurance policies that offer extra liability protection beyond standard coverage limits. This service helps local homeowners and drivers safeguard their assets against major claims and lawsuits. The agency works with clients to evaluate their personal risk profile and determine appropriate additional coverage. As a specialty service, Dance Ferrentino Insurance and Financial, Inc. can help bundle an umbrella policy with existing auto insurance for simplified management and broader protection.
What Does an a Umbrella Insurance Agent in Tampa Cost?
Typical costs for an umbrella insurance policy in Florida range from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for those with multiple properties or high risk factors like teenage drivers. Costs vary by carrier, location within Florida, and your claims history. This is general information and not insurance advice.
About umbrella insurance agents in Tampa
An umbrella insurance agent in Tampa can help you secure additional liability coverage beyond your standard auto and homeowners policies. Florida law does not require umbrella insurance but it can protect your assets from large claims or lawsuits. Given Florida's high rate of auto accidents and hurricane related property damage, extra coverage is often recommended by local agents.
Frequently Asked Questions
What does an umbrella insurance agent in Tampa do?
An umbrella insurance agent helps you assess your liability risks and purchase a personal umbrella policy. They review your existing auto and home insurance limits to recommend the right amount of extra coverage. In Florida, agents must be licensed by the Florida Department of Financial Services.
How much umbrella insurance do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your assets and potential risks. Florida law does not set a minimum umbrella limit but your agent can help calculate a suitable amount based on your net worth.
Can I buy umbrella insurance from any agent in Tampa?
Yes, many independent agents in Tampa offer umbrella policies from multiple carriers. You can also buy from a captive agent who represents one company. Make sure the agent is licensed in Florida and has experience with personal liability coverage.
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