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HomeUmbrella Insurance AgentsFlorida › Tarpon Springs

Find Umbrella Insurance Agents Near You in Tarpon Springs, FL

Browse umbrella insurance agents serving Tarpon Springs, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 251 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Brightway Insurance, The Demian Megalaa Agency. This directory lists 14 umbrella insurance agents serving Tarpon Springs.

Showing 14 umbrella insurance agents in Tarpon Springs, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1East Lake Insurance & Taxes Tarpon Springs3033 Ridgeline Blvd b2(727) 437-0725
2Anclote Insurance Agency LLC536 E Tarpon Ave # 1B(727) 942-3100
3Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent536 E Tarpon Ave Suite 1A(727) 513-2767
4Brightway Insurance, The Demian Megalaa Agency39934 US Hwy 19 N Ste A(727) 213-2930
5GreatFlorida Insurance: Alex Kalopitas403 N Pinellas Ave(727) 943-8899
6Donovan Insurance Solutions1 E Tarpon Ave(727) 935-4858
7Coastal Insurance201 S Pinellas Ave(727) 937-4141
8Joe Ricci - State Farm Insurance Agent40190 US Hwy 19 N(727) 938-1586
9MCP Insurance Services, Inc19 W Tarpon Ave Ste A(727) 942-8999
10Insurance Associates Group LLC118 E Tarpon Ave #8(727) 493-0937
EL
3033 Ridgeline Blvd b2
East Lake Insurance & Taxes Tarpon Springs
Umbrella Insurance Agent · Tarpon Springs, FL

East Lake Insurance & Taxes Tarpon Springs serves Pinellas County and the greater Tampa Bay area, offering umbrella insurance policies to provide additional liability coverage beyond standard home and auto plans. This protection helps safeguard personal assets against large claims or lawsuits that exceed primary policy limits. Residents and businesses in Tarpon Springs can secure this extra layer of financial security. The agency also handles tax preparation services and standard home insurance policies for local clients.

AI
536 E Tarpon Ave # 1B
Anclote Insurance Agency LLC
Umbrella Insurance Agent · Tarpon Springs, FL

Anclote Insurance Agency LLC provides umbrella insurance services for clients in Tarpon Springs, Florida, offering additional liability coverage that extends beyond standard home or auto policies. Its service approach involves coordinating with primary insurers to ensure seamless policy limits and claims handling for comprehensive protection. Maintenance plans typically include regular policy reviews to adjust coverage as clients assess their personal liability risks. The agency serves a variety of residential and commercial properties, including single-family homes, apartments, retail stores, and restaurants.

MI
536 E Tarpon Ave Suite 1A
Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent
Umbrella Insurance Agent · Tarpon Springs, FL

Martindale Insurance Services helps homeowners, business owners, and property managers in Tarpon Springs secure umbrella insurance policies that provide an extra layer of liability protection beyond standard home or auto coverage. As an independent Medicare, health, and life insurance agent, Dain Martindale brings broad experience to clients looking for supplemental liability solutions. The agency serves individuals and commercial operators seeking higher coverage limits in case of major claims. Its service area also extends into the surrounding Palm Harbor and East Lake communities.

BI
39934 US Hwy 19 N Ste A
Brightway Insurance, The Demian Megalaa Agency
Umbrella Insurance Agent · Tarpon Springs, FL

Brightway Insurance, The Demian Megalaa Agency serves Tarpon Springs, Florida, and the surrounding communities, handling umbrella insurance policies for local residents and businesses. These policies provide additional liability coverage that extends beyond standard home and auto limits, offering extra financial protection against major claims or lawsuits. The agency takes a consultative approach, carefully reviewing each client's existing coverage and risk exposure to recommend an appropriate policy that seamlessly integrates with their current insurance portfolio.

GI
403 N Pinellas Ave
GreatFlorida Insurance: Alex Kalopitas
Umbrella Insurance Agent · Tarpon Springs, FL

For one-time events, umbrella insurance provides an extra liability layer above standard policies, while recurring service clients receive ongoing coverage adjustments as risks evolve. Located in Tarpon Springs, FL, GreatFlorida Insurance: Alex Kalopitas offers this essential safeguard against major claims that could otherwise exceed homeowners or auto limits. This agent serves individuals and families needing protection from lawsuits and large settlements. Service is provided on an as-needed basis, with clients scheduling consultations to review their specific policy excess requirements.

DI
1 E Tarpon Ave
Donovan Insurance Solutions
Umbrella Insurance Agent · Tarpon Springs, FL

Donovan Insurance Solutions in Tarpon Springs, FL provides specialty umbrella insurance services, extending extra liability protection above standard homeowners and auto policies. The company works to safeguard local residents and businesses against unforeseen claims that could otherwise threaten personal assets or financial stability. As an umbrella insurance agent, it evaluates individual risk profiles to recommend appropriate coverage limits. This attention to protection becomes especially vital during the seasonal onset of hurricane and storm activity typical to coastal Florida areas.

CI
201 S Pinellas Ave
Coastal Insurance
Umbrella Insurance Agent · Tarpon Springs, FL

Tarpon Springs’ hurricane season brings sudden storms that can overwhelm standard liability policies, creating gaps for homeowners and boat owners. Coastal Insurance meets this need by focusing on umbrella insurance, which provides an extra layer of protection above auto and homeowners coverage. Their agents review each client’s existing policies to identify potential exposure. After discussing typical local risks, such as waterfront liability or flood-related claims, they schedule a thorough inspection of the property to assess specific coverage requirements before recommending any policy limits or endorsements.

JR
40190 US Hwy 19 N
Joe Ricci - State Farm Insurance Agent
Umbrella Insurance Agent · Tarpon Springs, FL

Operating from Tarpon Springs, FL, Joe Ricci - State Farm Insurance Agent provides general insurance services to individuals and businesses. Its specific specialty is umbrella insurance agent work, offering an extra layer of liability coverage that extends beyond standard policy limits to protect assets. This additional protection is designed for clients who own substantial property or face higher liability risks. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

MI
19 W Tarpon Ave Ste A
MCP Insurance Services, Inc
Umbrella Insurance Agent · Tarpon Springs, FL

MCP Insurance Services, Inc offers residential umbrella insurance coverage to homeowners in Tarpon Springs, Florida, helping protect personal assets beyond standard policy limits. Professional liability and commercial umbrella policies are also available for local business owners throughout the greater Tampa Bay area. Residents and commercial clients can arrange an initial consultation to discuss appropriate coverage amounts for their property and liability needs. The agency encourages clients to return or call for policy adjustments whenever their coverage exposures change between regular annual reviews.

IA
118 E Tarpon Ave #8
Insurance Associates Group LLC
Umbrella Insurance Agent · Tarpon Springs, FL

Insurance Associates Group LLC in Tarpon Springs, FL, is known for providing umbrella insurance policies that extend additional liability coverage beyond standard homeowners and auto policies. This service range helps protect clients from major claims and lawsuits by offering an extra layer of financial security. Umbrella insurance agents in this area typically assist with coordinating high-limit liability protection for both personal and business exposures. Adding an excess liability tier for rental properties is a specialty service the company can offer to local policyholders.

HI
17 N Pinellas Ave
Helio Insurance Agency
Umbrella Insurance Agent · Tarpon Springs, FL
(727) 493-2908
SM
1500 Ember Ln
Shirley Morman & Company
Umbrella Insurance Agent · Tarpon Springs, FL
(727) 353-0842
SI
229 E Lemon St Suite D
Sandroc Insurance
Umbrella Insurance Agent · Tarpon Springs, FL
(727) 388-4881
werockins.com
MI
160 E Lemon St
Mainsail Insurance Solutions, LLC
Umbrella Insurance Agent · Tarpon Springs, FL
(813) 855-9990
mainsailinsurance.com

What Does an a Umbrella Insurance Agent in Tarpon Springs Cost?

Typical costs for a 1 million umbrella policy in Florida range from 150 to 300 per year. Higher coverage limits of 2 to 5 million cost between 300 and 800 annually. Costs vary based on your number of vehicles home value and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Tarpon Springs

An umbrella insurance agent in Tarpon Springs Florida can help you secure extra liability coverage beyond standard home and auto policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 for personal injury per person. Umbrella policies often start at 1 million in coverage and protect against large claims or lawsuits common in coastal areas.

Frequently Asked Questions

What does an umbrella insurance agent in Tarpon Springs do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing home and auto insurance limits. This is important in Florida where hurricane damage and slip and fall lawsuits can exceed standard policy caps.

Who needs umbrella insurance in Tarpon Springs Florida?

Homeowners with significant assets boat owners or those with rental properties in Tarpon Springs often need umbrella insurance. Florida law does not require umbrella coverage but it protects against lawsuit judgments that could exceed your primary policy limits.

How much umbrella coverage should I get in Florida?

Most agents recommend at least 1 million in umbrella coverage for Florida residents. The amount depends on your net worth and risk factors such as owning a pool or having teenage drivers. An agent can help you calculate the right limit for your situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.