The top-rated umbrella insurance agent in Wesley Chapel, Florida is State Insurance, rated 4.9 stars across 480 reviews. Other highly rated options include Bart Blessing - State Farm Insurance Agent, Shirin Khorsandian - State Farm Insurance Agent, Insurance Company of Florida. This directory lists 16 umbrella insurance agents serving Wesley Chapel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Insurance | 5815 Argerian Dr #102 | (813) 345-4647 |
| 2 | Bart Blessing - State Farm Insurance Agent | 2754 Windguard Cir Suite 101 | (813) 575-1794 |
| 3 | Shirin Khorsandian - State Farm Insurance Agent | 5833 Argerian Dr STE 102 | (813) 971-6060 |
| 4 | Insurance Company of Florida | 3751 Maryweather Ln STE 102 | (813) 788-1465 |
| 5 | Fields Insurance | 2600 Cypress Ridge Blvd. | (813) 651-0094 |
| 6 | Family First Insurance Services | 28969 Wesley Chapel Blvd | (813) 994-3900 |
| 7 | GreatFlorida Insurance: Beau Barry | 4871 Bruce B Downs Blvd | (813) 991-6969 |
| 8 | Florida Heritage Insurance | 5841 Argerian Dr Suite 101 | (813) 803-7767 |
| 9 | Soriano Insurance Services | 2044 Ashley Oaks Cir STE 102 | (813) 909-0035 |
| 10 | Bankers Life | 2818 Cypress Ridge Blvd. STE 230 | (813) 947-7000 |
State Insurance serves the Wesley Chapel area of Pasco County, Florida, as an umbrella insurance agent. It offers excess liability coverage that extends protection beyond standard auto, home, and watercraft policies. This coverage helps safeguard personal assets and future earnings against major lawsuits or claims. Clients in this growing Tampa Bay suburb benefit from increased liability limits for potential accidents on their property or involving their vehicles. The agency specifically handles personal umbrella policies for homeowners needing higher coverage limits and for young drivers in multi-vehicle households.
As an umbrella insurance agent, Bart Blessing in Wesley Chapel, Florida offers extended personal liability coverage that protects clients beyond their standard home and auto policies. This service generally works with local residents to secure additional financial safeguards against major claims for property damage or bodily injury. Because Florida experiences active thunderstorm seasons, many homeowners look for increased liability protection when hurricane-related hazards increase the risk of accidents on their property.
Shirin Khorsandian - State Farm Insurance Agent provides a range of umbrella insurance services, offering extended personal liability coverage beyond standard home and auto policies. The agency assists clients in managing increased legal exposure, ensuring continuity of service through personalized policy reviews. It maintains coverage plans that adjust to the evolving needs of property owners in the Wesley Chapel area. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Wesley Chapel, FL, rely on Insurance Company of Florida for their umbrella insurance agent needs. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home, auto, or commercial policies. Such protection is essential in this growing area to safeguard assets and future earnings against major claims. The company also provides its detailed and professional guidance to customers in the nearby community of Land O’ Lakes, ensuring wider access across central Pasco County.
Fields Insurance serves Wesley Chapel and the surrounding communities, offering umbrella insurance to provide extra liability coverage beyond standard auto and homeowners policies. This type of insurance helps protect personal assets from major claims or lawsuits. The agency works with clients to assess their unique exposure risks. For a typical job, it reviews the client's current underlying coverage limits and then structures a suitable excess liability policy to bridge any potential gaps.
Family First Insurance Services in Wesley Chapel, Florida, offers umbrella insurance coverage through both one-time policy purchases for immediate liability protection and recurring annual renewals for ongoing risk management. Their policies extend additional liability limits beyond standard home and auto policies, safeguarding clients against major claims and lawsuits. Unlike a scheduled service, these tailored coverage options operate strictly on a one-time, as-needed basis, allowing clients to secure extra protection when existing policy limits are at risk.
Specializing in umbrella insurance coverage, GreatFlorida Insurance: Beau Barry provides liability protection that extends beyond standard homeowners and auto policies. The agency serves the Wesley Chapel area by helping clients safeguard their assets against major claims and lawsuits. It guides customers through policy selection tailored to their personal risk exposure. Umbrella insurance addresses concerns from property damage to personal injury situations, offering an extra layer of financial security. As Florida storm seasons approach, the company assists homeowners in evaluating additional liability coverage needs associated with potential hurricane-related claims and guest injuries.
As Florida's storm season brings heavy rain and wind, residents in Wesley Chapel need reliable protection beyond standard policies. Florida Heritage Insurance provides umbrella coverage, which extends liability limits to offer added financial defense for homeowners and drivers. This extra layer helps safeguard assets when costs from accidents or property damage exceed typical policy caps. Understanding local risks allows the agency to guide clients toward appropriate coverage amounts for their specific situations. Their process begins with a careful review of existing insurance, followed by an initial assessment to determine suitable options.
Soriano Insurance Services provides general liability and property coverage for personal and commercial clients in Wesley Chapel, Florida. Its specialty umbrella insurance add-ons extend extra layers of protection beyond standard policy limits, safeguarding assets from major claims or lawsuits. The company can serve a range of commercial sectors, including professional offices, warehouses, and food service operations requiring higher liability thresholds.
Bankers Life provides residential umbrella insurance service in Wesley Chapel, Florida, helping homeowners safeguard their assets beyond standard policy limits. The agency also offers commercial umbrella coverage for local businesses requiring additional liability protection. Service extends throughout Wesley Chapel and surrounding communities in Pasco County. The company focuses on building long-term client relationships, often helping customers review their coverage needs and adjust policies between regular visits to accommodate life changes or business growth.
What Does an a Umbrella Insurance Agent in Wesley Chapel Cost?
In Florida, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs can increase for higher limits or if you have multiple properties or vehicles. Your driving record and claims history also affect the premium. This is general information, not insurance advice.
About umbrella insurance agents in Wesley Chapel
Umbrella insurance provides extra liability protection beyond your auto, home, or boat policies. In Wesley Chapel, Florida, a local agent can help you understand how this coverage works with Florida specific laws like the state requirement for minimum auto liability limits. An umbrella policy can protect your assets from large lawsuits or claims.
Frequently Asked Questions
What does an umbrella insurance agent do in Wesley Chapel?
An umbrella insurance agent helps you find a personal umbrella policy that adds extra liability coverage above your existing insurance. They assess your assets and risks to recommend a coverage amount. The agent can also explain how Florida law affects your policy options.
How much umbrella insurance do I need in Florida?
Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential risks like owning a pool or rental property. Florida courts can award large judgments, so higher limits may be wise.
Is umbrella insurance required by law in Florida?
No, Florida law does not require umbrella insurance. However, it is a common recommendation for those with significant assets or high liability risks. Florida has a high rate of uninsured drivers, making extra coverage valuable.
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