The top-rated umbrella insurance agent in Winter Park, Florida is Mayers Insurance Group, rated 5.0 stars across 305 reviews. Other highly rated options include GreatFlorida Insurance: Manuel Huertas, Fudge Insurance, GreatFlorida Insurance: Sally Bradley. This directory lists 19 umbrella insurance agents serving Winter Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mayers Insurance Group | 7200 Aloma Ave A-3 | (407) 907-6688 |
| 2 | GreatFlorida Insurance: Manuel Huertas | 5462 Lake Howell Rd | (407) 553-3440 |
| 3 | Fudge Insurance | 1155 S Semoran Blvd suite 3-1142 | (407) 965-4168 |
| 4 | GreatFlorida Insurance: Sally Bradley | 6001 Brick Ct # 109 | (407) 559-6101 |
| 5 | Insurance Group Of Central FL | 1155 S Semoran Blvd Suite 1120 | (407) 677-7300 |
| 6 | Abarca Insurances Agency. | 1313 W Fairbanks Ave #200-A | (407) 794-0774 |
| 7 | Kirkendall Insurance | 6958 Aloma Ave | (407) 359-5904 |
| 8 | Resource Group Insurance | 1434 W Fairbanks Ave | (407) 629-8020 |
| 9 | State Fund Insurance | 941 W Morse Blvd #100 | (800) 241-1151 |
| 10 | Assure All Insurance, LLC | 1031 W Morse Blvd Suite 260 | (407) 442-2829 |
Mayers Insurance Group serves the Winter Park, Florida, metro area as an umbrella insurance agent. It provides excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This protection helps cover large claims and lawsuits that could otherwise threaten personal assets. The agency assists clients in assessing their risk exposure and selecting appropriate policy limits. It handles both personal umbrella policies for individuals and families, as well as excess liability coverage for those with rental properties or watercraft.
GreatFlorida Insurance: Manuel Huertas provides comprehensive umbrella insurance agent services to individuals and businesses in Winter Park, Florida. Service offerings include liability protection coverage consultation and policy placement to safeguard assets beyond standard limits. Maintenance plans involve periodic policy reviews to ensure adequate coverage amounts. The agent services a variety of properties in the greater Winter Park area, including single-family homes, apartments, retail locations, and restaurants.
Fudge Insurance serves local homeowners, business owners, and property managers seeking personal asset protection beyond standard liability limits. As an umbrella insurance agent in Winter Park, FL, the agency helps clients add a crucial extra layer of coverage to shield against major claims and lawsuits. It reviews each customer’s existing auto, home, or commercial policies to determine appropriate umbrella coverage amounts. The company also extends its services to clients in the nearby community of Maitland and throughout the greater Orlando metro area.
Serving Winter Park and the surrounding Central Florida communities, GreatFlorida Insurance: Sally Bradley handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This broader protection helps safeguard personal assets against significant claims and legal expenses. The agency takes time to review each client's existing policies and lifestyle factors to determine appropriate coverage amounts. It generally begins by assessing individual risk exposures and then customizes an umbrella plan to provide an extra layer of financial security.
At Insurance Group Of Central FL in Winter Park, FL, one-time service options offer single-limit umbrella liability protection for a specific asset, while recurring service provides ongoing policy renewal for continuous coverage from year to year. Both options extend liability limits beyond typical homeowners and auto policies to safeguard personal assets against major lawsuits or claims. Service operates on either a one-time setup basis or an as-needed schedule for policy adjustments during life changes.
Abarca Insurances Agency specializes in umbrella insurance in Winter Park, Florida, offering extended liability coverage that goes beyond standard home and auto policies. It assists clients in protecting their assets from major claims and lawsuits. Its general service work includes helping individuals and families assess their personal risk exposure to ensure adequate financial protection. During the busy summer tourism season in Central Florida, the agency helps residents address the increased liability risks from hosting visitors or renting out properties.
In Florida’s unpredictable storm and rain seasons, umbrella insurance helps protect Winter Park residents from costly liability claims that might exceed standard coverage limits. Kirkendall Insurance works closely with local homeowners and drivers to assess their existing policies for sufficient base protection, then guides them toward sensible additional layers of blanket coverage. The process begins straightforwardly: an initial review of current policies and property details, followed by a straightforward consultation to verify any specific risks or property conditions before progressing.
Resource Group Insurance provides risk management solutions to clients in Winter Park, Florida, with a particular focus on personal umbrella liability coverage that extends beyond standard policy limits. The firm assists individuals in protecting their assets from significant claims or lawsuits that could exceed underlying home or auto insurance. Its services are valuable for property owners and businesses across various local commercial sectors, including offices, warehouses, and food service operations.
Based in Winter Park, Florida, this agency provides residential umbrella insurance to help homeowners cover liability beyond standard homeowner policies. It also works with commercial clients, extending coverage for business risks and managing high-limit claims across the Central Florida area. Services include tailoring extra liability layers for rental properties and vacation homes. Many clients return for periodic policy reviews to confirm limits match their current asset growth, often scheduling check-ins between routine insurance renewals or major life changes like remodeling.
Assure All Insurance, LLC in Winter Park, FL offers comprehensive umbrella insurance policies as its core service. The agency helps local clients extend liability coverage beyond standard homeowner and auto policy limits for greater personal asset protection. Additional layers of security are provided to shield policyholders from significant lawsuits or unforeseen claims that exceed their primary insurance. Assure All Insurance can also add on specialty recreational vehicle coverage for boats or RVs.
What Does an a Umbrella Insurance Agent in Winter Park Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, will cost more. Factors that affect your premium include your underlying insurance limits, number of vehicles, property value, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Winter Park
An umbrella insurance agent in Winter Park, Florida can help you secure a personal liability policy that provides coverage above the limits of your homeowners and auto insurance. Florida law does not require umbrella insurance, but it is a common recommendation for residents with significant assets or higher risk of lawsuits. Local agents understand the unique liability risks in Central Florida, including those related to pool ownership and boating on nearby lakes.
Frequently Asked Questions
What does an umbrella insurance policy cover in Florida?
An umbrella policy provides extra liability coverage once your underlying home or auto policy limits are exhausted. It can cover legal defense costs and damages for claims like bodily injury, property damage, and certain personal injury lawsuits. In Florida, it can also extend to incidents on your property or involving your watercraft.
How much umbrella insurance do I need in Winter Park?
Most agents recommend at least 1 million dollars in umbrella coverage, with higher limits for those with substantial assets or high-risk exposures. Your agent will review your net worth, future earnings, and potential liability risks to suggest an appropriate limit. Florida does not set a minimum requirement for umbrella insurance.
Can I get umbrella insurance if I have a pool or a dog in Winter Park?
Yes, but some insurers may require you to meet certain safety requirements. For pools, this often includes having a fence and a self-latching gate. For dogs, the insurer may ask about the breed and bite history. Your agent can help you find a carrier that works with your specific situation.
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