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HomeUmbrella Insurance AgentsFlorida › Winter Springs

Find Umbrella Insurance Agents Near You in Winter Springs, FL

Browse umbrella insurance agents serving Winter Springs, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Winter Springs, Florida is Josh Dike - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Pontell Insurance Group, Visitor Insurance Services of America (VISOA®), Sunny Insurance Agency LLC. This directory lists 13 umbrella insurance agents serving Winter Springs.

Showing 13 umbrella insurance agents in Winter Springs, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Dike - State Farm Insurance Agent680 E State Rd 434(407) 890-9488
2Pontell Insurance Group1331 Sundial Point(407) 696-1333
3Visitor Insurance Services of America (VISOA®)1073 Willa Springs Dr STE 1009(407) 669-6400
4Sunny Insurance Agency LLC3625 FL-419 Ste 290(407) 274-9674
5Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann1073 Willa Springs Dr STE 2041(407) 955-4460
6We Insure Winter Springs - Josh Hinkle890 Northern Way #2(321) 422-3255
7TNT Insurance Agency LLC1065 E State Rd 434(386) 310-1660
8Eric Camp126 W State Rd 434(407) 544-4363
9Camp Insurance Llc126 W State Rd 434(407) 544-4363
10Soper Perez & Associates, Inc.506 E State Rd 434(407) 327-2550
JD
680 E State Rd 434
Josh Dike - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Springs, FL

Josh Dike's State Farm Insurance agency serves Winter Springs and the greater Seminole County area, specializing in umbrella insurance policies. These policies provide extended liability coverage that goes beyond the limits of standard auto and home insurance, helping protect personal assets. The agency guides clients through assessing their individual risk exposure to determine appropriate coverage levels. Josh Dike's office assists residents seeking additional financial protection from major claims or lawsuits. The agency handles both personal umbrella quotes and policy integration with existing State Farm home and auto plans.

PI
1331 Sundial Point
Pontell Insurance Group
Umbrella Insurance Agent · Winter Springs, FL

Pontell Insurance Group in Winter Springs, FL, provides umbrella insurance agent services that extend liability coverage beyond standard home and auto policies. Their service approach includes assessing a client’s total risk exposure and determining appropriate layers of additional protection. Maintenance plans involve periodic policy reviews to ensure coverage limits remain adequate as assets or liability risks change. The agency services a variety of properties, including single‑family homes, apartments, retail spaces, and restaurants.

VI
1073 Willa Springs Dr STE 1009
Visitor Insurance Services of America (VISOA®)
Umbrella Insurance Agent · Winter Springs, FL

Homeowners in Winter Springs, as well as businesses and property managers across Central Florida, rely on Visitor Insurance Services of America (VISOA®) for umbrella insurance agent services. The agency helps clients secure additional liability coverage beyond standard policies, protecting assets against major claims or lawsuits. Serving the local community with professional guidance on personal and commercial umbrella policies, this Winter Springs-based agent also extends its coverage assistance to neighboring areas like Oviedo and the greater Orlando metro.

SI
3625 FL-419 Ste 290
Sunny Insurance Agency LLC
Umbrella Insurance Agent · Winter Springs, FL

Sunny Insurance Agency LLC serves Winter Springs, Florida and the surrounding Central Florida communities. It handles umbrella insurance, which provides additional liability coverage beyond standard home and auto policies for local residents and business owners. This type of insurance can help protect personal assets against major claims or lawsuits that exceed the limits of existing primary policies. To handle a typical job, the agency generally reviews a client’s current liability risks, then tailors an umbrella policy to offer an extra layer of financial protection.

GI
1073 Willa Springs Dr STE 2041
Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann
Umbrella Insurance Agent · Winter Springs, FL

For umbrella insurance, one-time policies cover a single liability incident from the policyholder’s underlying coverage, while scheduled renewals provide ongoing protection across multiple years. Serving Winter Springs, Florida, Goosehead Insurance through agents Juan Rodriguez Flores and Peter Lengemann offers this liability insurance, which extends extra layers of defense beyond standard homeowners or auto policies. Such coverage typically protects clients from major lawsuits and claims exceeding primary policy limits. Service for this local agency is furnished on a scheduled basis, ensuring continuous coverage with periodic policy reviews and adjustments as needed.

WI
890 Northern Way #2
We Insure Winter Springs - Josh Hinkle
Umbrella Insurance Agent · Winter Springs, FL

As an umbrella insurance agent in Winter Springs, FL, We Insure Winter Springs - Josh Hinkle specializes in providing extra liability coverage that extends beyond standard home or auto policies. Its general services include assessing a client’s current risk exposure and scaling their protection to cover major claims or lawsuits. The agency helps clients navigate the heightened liability risks unique to Florida, such as those arising from severe storm damage claims or guest injuries during hurricane season.

TI
1065 E State Rd 434
TNT Insurance Agency LLC
Umbrella Insurance Agent · Winter Springs, FL

TNT Insurance Agency LLC, based in Winter Springs, FL, offers general liability coverage and specializes in providing umbrella insurance policies for added asset protection. Umbrella insurance extends liability limits beyond standard policies, safeguarding against major claims and lawsuits. For local businesses, this extra layer is essential for managing risk in a growing economy. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments, tailoring coverage to their specific operational exposures.

EC
126 W State Rd 434
Eric Camp
Umbrella Insurance Agent · Winter Springs, FL

As the threat of hurricane season looms each year for residents of Winter Springs, securing appropriate liability protection beyond standard policies becomes essential. Eric Camp provides umbrella insurance in this area, offering the additional coverage layer that helps safeguard personal assets when existing home or auto limits are exhausted. This type of policy addresses potential gaps for those with rental property or recreational vehicles. The process begins with a review of current underlying policies, followed by a thorough inspection of a client’s existing coverage to determine necessary limits and initial assessment.

CI
126 W State Rd 434
Camp Insurance Llc
Umbrella Insurance Agent · Winter Springs, FL

Camp Insurance Llc provides residential umbrella insurance service for homeowners in Winter Springs, Florida, seeking extra liability protection beyond standard policies. The agency also offers commercial umbrella coverage for small and mid-sized businesses operating in the area. Serving clients throughout Winter Springs and the surrounding region, Camp Insurance Llc evaluates individual risk profiles to recommend appropriate policy limits, then schedules follow-up conversations to adjust coverage between regular renewal visits.

SP
506 E State Rd 434
Soper Perez & Associates, Inc.
Umbrella Insurance Agent · Winter Springs, FL

Soper Perez & Associates, Inc. in Winter Springs, FL, is known for offering umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. The firm advises clients on protecting assets from large claims or lawsuits, serving homeowners, drivers, and business owners throughout the local area. Its agents help evaluate personal risk profiles and coordinate coverage layers with existing policies. A specialty service available includes tailoring umbrella coverage for clients with rental properties or watercraft exposure.

PI
301 W State Rd 434 #333
Packard Insurance Group
Umbrella Insurance Agent · Winter Springs, FL
(407) 706-6000
cpackardinsurance.com
TC
200 FL-434
True Care Insurance Agency
Umbrella Insurance Agent · Winter Springs, FL
(321) 209-6082
LU
1201 Town Plaza Ct
Lighting Up Insurance Agency FL
Umbrella Insurance Agent · Winter Springs, FL
(689) 304-8821

What Does an a Umbrella Insurance Agent in Winter Springs Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 250 to 600 dollars annually. Rates vary based on your driving record, number of properties, and risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Winter Springs

An umbrella insurance agent in Winter Springs, Florida can help you secure excess liability coverage that goes beyond your auto, home, or boat policies. Florida law requires minimum auto liability limits of 10/20/10, but a single accident can easily exceed those amounts. An umbrella policy provides an additional layer of protection for your savings and future income.

Frequently Asked Questions

What does an umbrella insurance agent in Winter Springs do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing homeowners and auto insurance limits. In Florida, this is especially important due to the high number of uninsured drivers and the risk of hurricane-related property damage claims.

How much umbrella coverage do I need in Winter Springs Florida?

Most agents recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk exposure. Florida courts often award large verdicts in personal injury cases, so higher limits like 2 to 5 million dollars may be wise if you own a home or have significant savings.

Are there Florida-specific requirements for umbrella insurance?

Florida does not require umbrella insurance by law, but it is strongly advised. The state has a 4-year statute of limitations for personal injury lawsuits (Florida Statutes section 95.11) and a 2-year limit for wrongful death claims. Umbrella insurance helps cover legal defense costs and judgments beyond your primary policy limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.