Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 umbrella insurance agents in Winter Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Josh Dike - State Farm Insurance Agent
680 E State Rd 434, Winter Springs, FL 32708
(407) 890-9488
protectfl.com
Pontell Insurance Group
1331 Sundial Point, Winter Springs, FL 32708
(407) 696-1333
pontellinsurance.com
Visitor Insurance Services of America (VISOA®)
1073 Willa Springs Dr STE 1009, Winter Springs, FL 32708
(407) 669-6400
visoa.com
Sunny Insurance Agency LLC
3625 FL-419 Ste 290, Winter Springs, FL 32708
(407) 274-9674
mysunnyinsurance.com
Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann
1073 Willa Springs Dr STE 2041, Winter Springs, FL 32708
(407) 955-4460
goosehead.com
We Insure Winter Springs - Josh Hinkle
890 Northern Way #2, Winter Springs, FL 32708
(321) 422-3255
weinsuregroup.com
Eric Camp
126 W State Rd 434, Winter Springs, FL 32708
(407) 544-4363
content.naic.org
TNT Insurance Agency LLC
1065 E State Rd 434, Winter Springs, FL 32708
(386) 310-1660
tntinsagency.com
Camp Insurance Llc
126 W State Rd 434, Winter Springs, FL 32708
(407) 544-4363
campinsurancefl.com
Soper Perez & Associates, Inc.
506 E State Rd 434, Winter Springs, FL 32708
(407) 327-2550
soperperez.com
Packard Insurance Group
301 W State Rd 434 #333, Winter Springs, FL 32708
(407) 706-6000
cpackardinsurance.com
True Care Insurance Agency
200 FL-434, Winter Springs, FL 32708
(321) 209-6082
Lighting Up Insurance Agency FL
1201 Town Plaza Ct, Winter Springs, FL 32708
(689) 304-8821
What Does a Umbrella Insurance Agent in Winter Springs Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 250 to 600 dollars annually. Rates vary based on your driving record, number of properties, and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Winter Springs do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing homeowners and auto insurance limits. In Florida, this is especially important due to the high number of uninsured drivers and the risk of hurricane-related property damage claims.
How much umbrella coverage do I need in Winter Springs Florida?
Most agents recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk exposure. Florida courts often award large verdicts in personal injury cases, so higher limits like 2 to 5 million dollars may be wise if you own a home or have significant savings.
Are there Florida-specific requirements for umbrella insurance?
Florida does not require umbrella insurance by law, but it is strongly advised. The state has a 4-year statute of limitations for personal injury lawsuits (Florida Statutes section 95.11) and a 2-year limit for wrongful death claims. Umbrella insurance helps cover legal defense costs and judgments beyond your primary policy limits.