The top-rated umbrella insurance agent in Jeffersonville, Indiana is Bryan Jackson - State Farm Insurance Agent, rated 4.9 stars across 391 reviews. Other highly rated options include OneStop Health Brokers, Rob Rippy - State Farm Insurance Agent, Fulton Smith Insurance. This directory lists 16 umbrella insurance agents serving Jeffersonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bryan Jackson - State Farm Insurance Agent | 2123 Veterans Pkwy Ste 1 | (812) 283-7991 |
| 2 | OneStop Health Brokers | 1712 Charlestown New Albany Rd | (812) 286-3200 |
| 3 | Rob Rippy - State Farm Insurance Agent | 1102 E 10th St | (812) 288-8241 |
| 4 | Fulton Smith Insurance | 700 E 10th St | (812) 725-0815 |
| 5 | Welby Edwards - State Farm Insurance Agent | 2510 Allison Ln | (812) 288-9393 |
| 6 | Paxton Page: Allstate Insurance | 2214 Allison Ln | (812) 282-2970 |
| 7 | HBS Insurance | 113 W Chestnut St | (812) 280-7772 |
| 8 | Gettelfinger Insurance LLC | 330 E Court Ave | (812) 283-8425 |
| 9 | Diversified Insurance Inc | 1602 E 8th St | (812) 283-3500 |
| 10 | Nicholson Insurance Agency LLC | 2017 Allison Ln | (812) 284-3276 |
Bryan Jackson's State Farm Insurance Agency serves the greater Jeffersonville, Indiana area, specializing in the sale and management of personal umbrella liability policies. This type of insurance provides additional coverage above standard auto and homeowners limits, helping protect clients from major claims and lawsuits. The agency guides local residents through policy options designed to cover a wide range of potential personal liability risks. It handles new umbrella policy enrollments and reviews existing coverage for long-term homeowners and auto insurance clients in the region.
OneStop Health Brokers in Jeffersonville, IN provides umbrella insurance agent services, offering liability coverage that extends beyond standard home and auto policies. It also assists clients in maintaining proper policy limits by reviewing existing coverage gaps and coordinating with primary insurers to ensure comprehensive protection. The company typically serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Rob Rippy - State Farm Insurance Agent in Jeffersonville, IN provides umbrella insurance to homeowners, businesses, and property managers seeking added liability protection beyond standard policy limits. This extra coverage helps safeguard assets and future earnings against major claims or lawsuits. The agency assists clients in evaluating their personal risk exposure and securing appropriate broader coverage. Its service area includes both Jeffersonville and the surrounding Clark County metro communities, such as New Albany.
Fulton Smith Insurance serves Jeffersonville, Indiana, and the surrounding Clark County communities with umbrella insurance coverage. The agency handles liability protection that extends beyond the limits of standard home and auto policies, offering an extra layer of financial security against major claims or lawsuits. For each client, the company first reviews existing primary coverage to determine appropriate excess limits. It then carefully underwrites the additional policy to address the client's specific asset exposure and risk profile, taking a methodical approach to building a complete liability solution.
Welby Edwards - State Farm Insurance Agent in Jeffersonville, IN provides umbrella insurance policies, which can be chosen as a one-time liability policy for added protection on top of existing coverage or as a recurring endorsement that renews annually. This extra layer safeguards assets and future earnings against major claims or lawsuits. While individual setup requires only a single application, the policy itself typically operates on a scheduled annual renewal basis. Service runs on a one-time, scheduled, or as-needed basis.
Paxton Page: Allstate Insurance provides umbrella liability policies and specialized coverage options for local residents in the Jeffersonville area. Its general work includes consulting with clients on how excess liability protection can safeguard personal assets against major claims or lawsuits. Policies offered here typically extend existing auto or homeowners coverage to provide an added layer of financial security for larger, unforeseen incidents. Many area homeowners renew these policies when hosting large gatherings or when younger drivers are added to their household.
HBS Insurance provides general risk management services to businesses and individuals in Jeffersonville, IN. Its specialty offering is umbrella insurance, which offers additional liability coverage beyond standard policy limits. For clients concerned about catastrophic claims or lawsuits, this extra layer of protection can safeguard personal and commercial assets. The agency helps secure liability coverage that extends over existing home, auto, or business policies. HBS Insurance serves various commercial sectors, including offices, warehouses, and food service establishments seeking adequate liability protection for their operations.
As local weather patterns bring heavier rains and the potential for flooding each spring, residents in the greater Jeffersonville area often face increased liability risks from water damage or storm-related injuries. Gettelfinger Insurance LLC works as an umbrella insurance agent, helping property owners secure additional liability coverage that fills gaps left by standard home and auto policies. Their initial step is a thorough review of your current insurance portfolio to identify exposure weaknesses before suggesting suitable supplemental protection.
Diversified Insurance Inc in Jeffersonville provides umbrella insurance for residential clients, offering added liability protection beyond standard homeowners policies. The agency also serves commercial customers in the Jeffersonville region, addressing coverage gaps that can arise from business operations. Clients receive tailored policy reviews to ensure adequate limits across their existing insurance portfolio. The company follows up after every claim or policy adjustment, ensuring that coverage remains aligned with changing needs between regular annual check-ins.
Nicholson Insurance Agency LLC serves Jeffersonville, IN as a dedicated umbrella insurance agent. This firm assists local residents and businesses in securing additional liability coverage beyond standard policies, addressing risks that could threaten personal assets or business stability. It guides clients through evaluating their existing liability limits and determining appropriate supplemental protection for unforeseen incidents. Clients may also enlist this agency for excess liability solutions that help safeguard against major claims or lawsuits.
What Does an a Umbrella Insurance Agent in Jeffersonville Cost?
In Indiana a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Jeffersonville
Umbrella insurance agents in Jeffersonville Indiana help you add an extra layer of liability protection beyond your auto and homeowners policies. Indiana law does not require umbrella insurance but it can shield your savings and future wages from large lawsuits. Local agents understand the specific liability risks in Clark County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Jeffersonville do?
An agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing auto and home insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Indiana?
Most agents recommend at least 1 million dollars in umbrella coverage. Indiana courts can award large judgments in personal injury cases so higher limits may be wise if you own a home or have significant savings.
Can I add umbrella insurance to my existing policy in Jeffersonville?
Yes most agents can add an umbrella policy to your current auto or homeowners insurance. You typically need minimum underlying liability limits on your home and auto policies before you can qualify for umbrella coverage.
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