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Find Umbrella Insurance Agents Near You in Kokomo, IN

Browse umbrella insurance agents serving Kokomo, Indiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kokomo, Indiana is Acceptance Insurance, rated 4.9 stars across 847 reviews. Other highly rated options include Krystal Ruble - State Farm Insurance Agent, Brady Insurance Group, Brian Cossell - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Kokomo.

Showing 20 umbrella insurance agents in Kokomo, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance3702 S Lafountain St B(765) 722-7008
2Krystal Ruble - State Farm Insurance Agent2115 W Alto Rd(765) 453-5030
3Brady Insurance Group3415 S Lafountain St Suite J(765) 450-4661
4Brian Cossell - State Farm Insurance Agent2981 S Webster St(765) 453-3026
5Killingbeck Insurance & Tax Preparation1954 W Blvd(765) 452-8000
6Kelly Warden - State Farm Insurance Agent2012 W Sycamore St(765) 450-6252
7Gaffney Insurance Agency1732 S Washington St(765) 457-7558
8Johnson Insurance Agency1604 E Hoffer St(765) 252-4477
9Your Choice Insurance1542 S Dixon Rd STE E(765) 393-8900
10Aaron Singleton: Allstate Insurance3811 Southland Ave(765) 453-7272
AI
3702 S Lafountain St B
Acceptance Insurance
Umbrella Insurance Agent · Kokomo, IN

Acceptance Insurance provides umbrella liability coverage designed to extend protection beyond standard homeowners and auto policies in Kokomo, Indiana. It offers customized service plans to help clients adjust coverage limits as their assets and risks evolve over time. The agency assists with policy reviews and claims coordination to ensure comprehensive protection. It serves single-family homes, apartments, retail establishments, and restaurants requiring additional liability safeguarding.

KR
2115 W Alto Rd
Krystal Ruble - State Farm Insurance Agent
Umbrella Insurance Agent · Kokomo, IN

Krystal Ruble - State Farm Insurance Agent serves the greater Kokomo, Indiana, area as a provider of personal liability protection. The agency offers umbrella insurance policies that provide extended coverage beyond standard homeowners and auto insurance limits. This type of policy helps protect clients from major claims and lawsuits. An umbrella agent in this region commonly advises on how to secure additional liability layers. Clients seeking broader financial protection can consult here for customized policy options tailored to local needs. The office handles both umbrella coverage and related auto insurance inquiries.

BI
3415 S Lafountain St Suite J
Brady Insurance Group
Umbrella Insurance Agent · Kokomo, IN

Brady Insurance Group offers a full range of umbrella insurance agent services in Kokomo, IN, focusing on providing additional liability coverage beyond standard policies. It helps clients secure broad protection against major claims and lawsuits, enhancing overall financial security. The agency’s coverage is designed to extend the limits of existing homeowners and auto insurance. Brady Insurance Group serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

BC
2981 S Webster St
Brian Cossell - State Farm Insurance Agent
Umbrella Insurance Agent · Kokomo, IN

Homeowners, businesses, and property managers in the Kokomo area can turn to Brian Cossell - State Farm Insurance Agent for their umbrella insurance needs. This type of policy provides additional liability coverage beyond standard home or auto limits. It helps protect assets from major claims or lawsuits. The agency serves clients seeking extra financial security against unforeseen events. Services include policy reviews and coverage guidance. Their support extends to residents and business owners in nearby Peru.

KI
1954 W Blvd
Killingbeck Insurance & Tax Preparation
Umbrella Insurance Agent · Kokomo, IN

Serving Kokomo, Indiana, and the surrounding communities, Killingbeck Insurance & Tax Preparation provides umbrella insurance agent services. The firm handles personal umbrella policies designed to offer additional liability coverage beyond standard homeowners or auto insurance limits. This coverage helps protect clients from major claims and lawsuits. A typical job begins with reviewing a client’s existing insurance portfolio to identify potential gaps in liability protection. The general approach uses careful consultation to recommend appropriate coverage limits and then secures the policy to match the client’s specific risk profile.

KW
2012 W Sycamore St
Kelly Warden - State Farm Insurance Agent
Umbrella Insurance Agent · Kokomo, IN

As an umbrella insurance agent, Kelly Warden with State Farm Insurance in Kokomo, IN, specializes in providing additional liability coverage that goes beyond standard auto and homeowners policies. General services include helping clients protect assets from major claims and lawsuits. This extra layer of security is particularly valuable during severe Indiana winter weather, when increased risks of icy sidewalks or driveway accidents can lead to substantial liability costs not fully covered by existing insurance.

GI
1732 S Washington St
Gaffney Insurance Agency
Umbrella Insurance Agent · Kokomo, IN

Gaffney Insurance Agency provides umbrella insurance in Kokomo, IN, distinguishing between policies requiring an annual renewal and those structured as a single-term purchase. This coverage extends beyond standard home and auto liability limits, offering broader financial protection against major claims or lawsuits. The agency advises clients on appropriate coverage levels for their personal assets and lifestyle risks. Services are available on an as-needed basis, allowing clients to request a policy review or adjust their umbrella limits whenever their liability situation changes.

JI
1604 E Hoffer St
Johnson Insurance Agency
Umbrella Insurance Agent · Kokomo, IN

As the spring storm season arrives in Kokomo, homeowners and small business owners often seek a stronger shield of financial protection. Johnson Insurance Agency provides umbrella insurance policies that extend liability coverage beyond standard auto and home plans. This added layer of security safeguards assets against major claims or lawsuits. Their agents guide each client through available coverage limits and policy options. During an initial consultation, the agent reviews current insurance details and personal risk exposure to determine appropriate coverage levels before any formal step is taken.

YC
1542 S Dixon Rd STE E
Your Choice Insurance
Umbrella Insurance Agent · Kokomo, IN

Your Choice Insurance provides general risk management services in Kokomo, Indiana, and specializes in adding umbrella liability policies to existing coverage. These policies offer extra protection beyond standard auto and home limits, helping clients safeguard assets from large claims or lawsuits. The agency can secure this additional layer of coverage for commercial sectors such as offices, warehouses, and food service operations, ensuring businesses have broader financial protection for their daily activities.

AS
3811 Southland Ave
Aaron Singleton: Allstate Insurance
Umbrella Insurance Agent · Kokomo, IN

Aaron Singleton: Allstate Insurance provides residential umbrella insurance services, offering policyholders added liability protection beyond standard homeowners coverage. The agency also addresses commercial umbrella insurance needs, ensuring businesses secure an extra layer of security. Serving Kokomo, Indiana, and the surrounding area, the agency works with clients to design appropriate coverage limits. This focus on personalized assistance helps customers understand how umbrella policies function alongside existing plans. Clients often return for policy reviews between regular visits, allowing adjustments as their assets or circumstances change.

IF
3505 S Lafountain St
Indiana Farm Bureau Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 453-0110
infarmbureau.com/offices/Howard/Kokomo
DA
4073 S Webster St
David Akers Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 453-4556
davidakersinsurance.com
SI
701 N Washington St
Shepherd Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 452-5656
shepherdins.com
HG
300 E Alto Rd
Hilb Group
Umbrella Insurance Agent · Kokomo, IN
(765) 453-6704
patriotinsurance.biz
CE
115 S Dixon Rd
Crume-Evans Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 452-5479
crumeevansinsurance.com
GI
3904 Southland Ave
Greeno Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 457-9155
greenoinsurance.com
PC
1010 E Markland Ave
Pam Cook Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 450-5456
mycommunityinsurancegroup.com
MM
3140 S Lafountain St
Meg Massey Agency, LLC American Family Insurance
Umbrella Insurance Agent · Kokomo, IN
(765) 252-2183
amfam.com/agents/indiana/kokomo/megan-massey
RM
1222 E Hoffer St
Risk Management Insurance Services
Umbrella Insurance Agent · Kokomo, IN
(765) 868-9600
MI
203 S Dixon Rd Suite B
Morgan Insurance Agency LLC
Umbrella Insurance Agent · Kokomo, IN
(765) 450-6338
morgainsure.com

What Does an a Umbrella Insurance Agent in Kokomo Cost?

In Indiana a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your driving record home value and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Kokomo

An umbrella insurance agent in Kokomo Indiana can help you add extra liability protection beyond your home and auto policies. Indiana law does not require umbrella insurance but it can safeguard your assets against large lawsuits. Local agents understand the risks for Kokomo residents including auto accidents on US 31 and slip-and-fall claims on icy sidewalks.

Frequently Asked Questions

What does an umbrella insurance agent in Kokomo do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. Agents in Kokomo can review your current coverage and recommend an appropriate limit.

How much umbrella insurance do I need in Indiana?

Most Indiana agents suggest at least 1 million dollars in umbrella coverage. The amount you need depends on your assets such as your home savings and future income. A Kokomo agent can help you calculate a suitable limit based on your personal situation.

Is umbrella insurance required by Indiana law?

No Indiana law does not require umbrella insurance. However if you cause an accident and are sued your standard auto or home policy may not cover the full amount. Umbrella insurance adds an extra layer of protection that many Kokomo residents choose for peace of mind.

Umbrella Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.