The top-rated umbrella insurance agent in Lafayette, Indiana is Lafayette Insurance - Joe Couch Insurance Agency, rated 4.9 stars across 122 reviews. Other highly rated options include Isch Insurance Agency, Inc., Ashlie Adsit American Family Insurance, Blevins Insurance Agency. This directory lists 20 umbrella insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lafayette Insurance - Joe Couch Insurance Agency | 3111 Builder Dr #6 | (765) 474-2300 |
| 2 | Isch Insurance Agency, Inc. | 1415 Union St | (765) 838-2781 |
| 3 | Ashlie Adsit American Family Insurance | 3111 Builder Dr #4 | (765) 838-0602 |
| 4 | Blevins Insurance Agency | 2 N 4th St | (765) 446-8999 |
| 5 | Blaze Insurance Group | 2663 Duncan Rd Ste B | (765) 444-4457 |
| 6 | Garcia Insurance Agency | 2927 Union St | (765) 449-4544 |
| 7 | Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 | 53 Lori Lee Dr Ste. 220 | (765) 701-0121 |
| 8 | Insurance Solutions From Amber | 4826 Tazer Dr suite c | (765) 429-7979 |
| 9 | Farmers Insurance - Ken Gaffer | 115 Farabee Dr N Suite B-2 | (765) 447-6211 |
| 10 | Collicott Insurance | 3888 Union St Suite A | (765) 448-6107 |
Lafayette Insurance - Joe Couch Insurance Agency serves the Lafayette, Indiana metro area and surrounding Tippecanoe County. As an umbrella insurance agent, it offers excess liability coverage that extends beyond the limits of standard homeowners and auto policies, providing additional financial protection against major claims or lawsuits. This service helps safeguard personal assets and future earnings. The agency handles policy review and placement for individual umbrella liability coverage in this region.
Isch Insurance Agency, Inc. provides a range of umbrella insurance services designed to offer additional liability protection beyond standard policies. The agency assists clients in selecting coverage limits and maintains plans through periodic reviews to address changes in assets or risk exposure. It works with property owners by evaluating personal and commercial liability needs across various types of properties. The firm services single-family homes, apartments, retail spaces, and restaurants.
Ashlie Adsit American Family Insurance in Lafayette, IN assists homeowners, rental property owners, and local business operators with umbrella liability insurance policies. An umbrella policy provides added coverage beyond standard limits, protecting assets from major claims or lawsuits. The agency helps clients assess their personal exposure and secure an extra layer of financial safety. Many customers in West Lafayette and the Greater Lafayette area rely on this office for clear guidance on bridging gaps in their existing liability protection.
Blevins Insurance Agency serves Lafayette, Indiana, and the surrounding communities of Tippecanoe County. It handles personal umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto insurance limits. This type of policy protects clients from major claims and lawsuits that could exceed their primary coverage. For a typical job, the agency first reviews the client’s existing policies to identify potential gaps in liability protection, then tailors an umbrella policy that addresses those specific exposure points.
Blaze Insurance Group specializes in providing liability coverage that exceeds the limits of standard auto, home, and watercraft policies for clients in Lafayette, Indiana. By acting as an umbrella insurance agent, it secures additional protection against major financial losses that could otherwise arise from lawsuits or large claims. The agency works closely with individuals and families to identify potential gaps in their existing liability coverage. It helps address risks particularly elevated during the spring storm season and the increased traffic of the annual Purdue University home football games.
Garcia Insurance Agency in Lafayette, IN offers clients a choice between one-time umbrella policy placements or ongoing coverage management. Their service provides additional liability protection that extends beyond the limits of standard homeowners or auto policies, safeguarding personal assets against major claims. The agency works on both a scheduled and as-needed basis, with policy reviews completed at agreed intervals while also remaining available for immediate adjustments when a client's liability landscape changes.
When heavy spring rains sweep through Tippecanoe County, unexpected liability risks can arise from flooded basements or slippery walkways. Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 in Lafayette, IN helps residents address these exposures by offering umbrella insurance policies that extend personal liability coverage beyond standard homeowner or auto limits. This type of policy provides added financial protection against costly claims such as accidents on your property or at-fault incidents. A first step involves reviewing your existing policies during a complimentary coverage assessment.
Insurance Solutions From Amber works with clients in Lafayette to secure general liability coverage, then offers umbrella insurance as an added layer of protection beyond standard policy limits. This specialty extension helps safeguard assets when primary claims are exhausted, which is increasingly important for businesses facing high settlement risks. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring policy limits to each operation’s specific exposure levels.
Farmers Insurance - Ken Gaffer serves Lafayette homeowners seeking umbrella insurance to protect personal assets beyond standard policies. The agency also provides commercial coverage for local businesses, with policies extending throughout the greater Lafayette area. Clients can secure additional liability layers for unexpected claims or lawsuits. Follow-up service includes policy review during normal renewal cycles between regular insurance visits, ensuring coverage stays appropriate for changing circumstances.
What Does an a Umbrella Insurance Agent in Lafayette Cost?
Typical cost for a 1 million dollar umbrella policy in Indiana ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Premiums depend on your driving record home value and number of properties. This is general information not insurance advice.
About umbrella insurance agents in Lafayette
An umbrella insurance agent in Lafayette Indiana can help you add extra liability protection beyond your auto and home policies. Indiana law does not require umbrella insurance but it can safeguard your assets in a lawsuit. Agents in Tippecanoe County understand local risks like winter weather accidents and farm liability.
Frequently Asked Questions
What does an umbrella insurance agent in Lafayette do?
An agent reviews your current home and auto policies to recommend an umbrella policy that covers excess liability. They help you choose a coverage limit that fits your assets and risk level.
How much umbrella coverage do I need in Indiana?
Most agents suggest at least 1 million dollars in umbrella coverage. Indiana courts can award large judgments in personal injury cases so higher limits may be wise for homeowners or business owners.
Does umbrella insurance cover lawsuits from car accidents in Indiana?
Yes umbrella insurance covers liability from car accidents after your auto policy limits are used. Indiana is a fault state so you can be sued for damages above your standard coverage.
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