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Compare umbrella insurance agents in Muncie. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Muncie, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 19 umbrella insurance agents in Muncie, IN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Able Insurance
425 W Washington St, Muncie, IN 47305
(765) 289-8941
ableinsuranceindiana.com
Shelter Insurance - Katy Combs
206 W Ontario Dr, Muncie, IN 47303
(765) 284-3020
shelterinsurance.com
Bankers Life
3601 N Everbrook Ln, Muncie, IN 47304
(765) 289-2264
branches.bankerslife.com
Robertson Insurance Services
3701 N Briarwood Ln, Muncie, IN 47304
(765) 896-9557
robertsonins.net
Indiana Farm Bureau Insurance - Dane Cook Agency
704 W McGalliard Rd, Muncie, IN 47303
(765) 284-5589
infarmbureau.com
Martin Insurance Group - Muncie
3409 W Bethel Ave, Muncie, IN 47304
(765) 282-4967
insuredbymartin.com
Scott Metzler - Goosehead Insurance
2809 W Godman Ave Suite 5, Muncie, IN 47304
(765) 356-9737
goosehead.com
Kramer Insurance
3612 Wheeling Ave, Muncie, IN 47304
(765) 896-8852
kramerinsuresit.com
McGowan Insurance Group
3804 Wheeling Ave, Muncie, IN 47304
(765) 282-2872
mcgowaninsgrp.com
Patton Insurance, Inc.
4535 Wheeling Ave, Muncie, IN 47304
(765) 286-4300
pattoninsuranceinc.com
Safe Key Insurance
125 E Charles St Suite 109, Muncie, IN 47305
(765) 216-1235
safekeyinsurance.com
Acrisure Muncie, IN (United Insurance Agencies)
1019 W Jackson St, Muncie, IN 47305
(765) 284-4443
acrisure.com
Farmers Insurance - Michael Parady
3621 N Everbrook Ln Suite 3, Muncie, IN 47304
(765) 254-7000
agents.farmers.com
Byerly Insurance Brokers, Inc.
1919 W Royale Dr, Muncie, IN 47304
(765) 724-7404
byerlyinsurance.com
Preferred Insurance Solutions, INC
1020 S Tillotson Ave, Muncie, IN 47304
(765) 896-9510
preferredinssolutions.com
Shelter Insurance - Justin Mosier
6216 W Kilgore Ave, Muncie, IN 47304
(765) 284-6033
shelterinsurance.com
Masters Insurance
1925 W Royale Dr, Muncie, IN 47304
(765) 288-9028
insurewithmasters.com
AAA Muncie Insurance Agency
4351 W Clara Ln, Muncie, IN 47304
(765) 289-7161
hoosier.aaa.com
Martin Insurance - Tanner Coulter
3409 W Bethel Ave, Muncie, IN 47304
(765) 744-0194
insuredbymartin.com
Umbrella insurance agents in Muncie Indiana help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. This type of policy is useful for Indiana residents who want protection against large lawsuits or claims. Agents in Muncie can explain how Indiana law does not cap personal injury damages, making umbrella coverage a smart choice for asset protection.
What Does a Umbrella Insurance Agent in Muncie Cost?
Typical costs for umbrella insurance in Indiana range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost between 250 and 500 dollars annually. Your premium depends on factors like the number of properties, vehicles, and drivers in your household. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Muncie do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk level to recommend appropriate coverage amounts. Agents in Muncie are familiar with Indiana insurance regulations and can guide you through the application process.
How much umbrella coverage do I need in Indiana?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Indiana does not require umbrella insurance, so the amount is based on your personal risk. An agent can help you calculate a suitable limit based on your home value, savings, and future earnings.
Do I need umbrella insurance if I have a home in Muncie?
Yes, having a home increases your liability risk because accidents on your property can lead to lawsuits. Umbrella insurance covers legal costs and settlements that exceed your homeowners policy limits. Indiana law allows plaintiffs to seek compensation for pain and suffering, which can quickly exceed standard coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Indiana.