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HomeUmbrella Insurance AgentsIndiana › South Bend

Find Umbrella Insurance Agents Near You in South Bend, IN

Browse umbrella insurance agents serving South Bend, Indiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in South Bend, Indiana is Acceptance Insurance, rated 4.8 stars across 383 reviews. Other highly rated options include Aldridge Insurance, Inc., Priority Risk Management Inc., Dan Berry Insurance Agency. This directory lists 20 umbrella insurance agents serving South Bend.

Showing 20 umbrella insurance agents in South Bend, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance4714 W Western Ave(574) 862-5000
2Aldridge Insurance, Inc.1323 N Ironwood Dr(574) 232-9999
3Priority Risk Management Inc.331 S Eddy St Ste 50(574) 291-5510
4Dan Berry Insurance Agency54101 N Ironwood Rd(574) 255-6222
5AMI Asset Management Insurance1251 N Eddy St #200(574) 401-8500
6Peterson Insurance Agency, Inc2516 E Mishawaka Ave(574) 234-2464
7Comparion Insurance Agency1251 N Eddy St #200(574) 247-1104
8Michiana Family Insurance - South Bend, Indiana Insurance4104 Miami St(574) 231-1500
9Affordable Insurance Agency INC1227 E Ireland Rd(574) 233-2330
10Don Hollingsworth American Family Insurance2226 Miami St(574) 233-3400
AI
4714 W Western Ave
Acceptance Insurance
Umbrella Insurance Agent · South Bend, IN

Acceptance Insurance serves the South Bend, Indiana area, providing umbrella insurance to help protect residents beyond standard policy limits. This coverage offers added liability protection for unexpected events, such as accidents on personal property or auto incidents. The agency assists clients in South Bend and St. Joseph County with extending their existing homeowners and auto policies. It also works with local business owners to secure commercial umbrella coverage for broader risk management.

AI
1323 N Ironwood Dr
Aldridge Insurance, Inc.
Umbrella Insurance Agent · South Bend, IN

Aldridge Insurance, Inc. offers umbrella insurance agent services to clients in South Bend, IN, providing additional liability coverage that extends beyond the limits of standard auto or homeowners policies. The agency assists with policy assessments to help clients understand their personal liability exposure and determine appropriate coverage amounts. It also manages policy renewals and modifications to ensure ongoing protection as assets or risk factors change. This approach serves single-family homes, apartments, retail establishments, and restaurants.

PR
331 S Eddy St Ste 50
Priority Risk Management Inc.
Umbrella Insurance Agent · South Bend, IN

Homeowners, businesses, and property managers in South Bend, Indiana turn to Priority Risk Management Inc. for umbrella insurance policies designed to fill coverage gaps left by standard liability plans. Their agents evaluate a client’s total exposure and secure an extra layer of protection that guards major assets and savings against catastrophic lawsuits or large settlements. They are located in the downtown corridor and also serve clients across Mishawaka and the surrounding St. Joseph County communities.

DB
54101 N Ironwood Rd
Dan Berry Insurance Agency
Umbrella Insurance Agent · South Bend, IN

Dan Berry Insurance Agency serves the South Bend, Indiana area as an umbrella insurance agent. This agency helps local residents and businesses obtain additional liability coverage that extends beyond the limits of standard home or auto policies. Umbrella policies are designed to protect assets when a major accident exceeds primary insurance limits. Legal defense costs are also covered by such policies. The agency assists clients in selecting appropriate coverage levels and reviewing existing policies. It handles both personal and commercial umbrella insurance for the South Bend region.

AA
1251 N Eddy St #200
AMI Asset Management Insurance
Umbrella Insurance Agent · South Bend, IN

AMI Asset Management Insurance serves South Bend, Indiana, and the surrounding communities with comprehensive umbrella insurance solutions. It handles liability coverage that extends beyond standard home and auto policies, protecting personal assets from major claims and lawsuits. The company helps clients determine appropriate coverage limits based on individual risk exposure and financial circumstances. For a typical job, it reviews existing policies, identifies gaps in protection, then recommends a tailored umbrella policy to provide an extra layer of security.

PI
2516 E Mishawaka Ave
Peterson Insurance Agency, Inc
Umbrella Insurance Agent · South Bend, IN

Established in South Bend, IN, Peterson Insurance Agency, Inc distinguishes between one-time liability solutions and recurring umbrella policies that extend annual coverage layers. Their work focuses on the added protection umbrella policies provide beyond standard auto and homeowners limits in the local area. Claims accessed through this agent center on catastrophic accident or lawsuit scenarios where primary policy caps are exceeded. Service options are available on an as-needed basis for initial policy placement or annual review.

CI
1251 N Eddy St #200
Comparion Insurance Agency
Umbrella Insurance Agent · South Bend, IN

Comparion Insurance Agency in South Bend, Indiana offers specialized umbrella insurance to provide an extra layer of liability protection beyond standard home and auto policies. It serves local residents seeking broader coverage for unforeseen incidents that could exceed their primary limits. This agency helps clients manage significant financial risks associated with accidents, property damage, or legal claims. Seasonal concerns such as increased guest traffic during summer gatherings or icy sidewalk accidents in harsh northern Indiana winters make this added protection particularly relevant for South Bend homeowners.

MF
4104 Miami St
Michiana Family Insurance - South Bend, Indiana Insurance
Umbrella Insurance Agent · South Bend, IN

Michiana Family Insurance - South Bend, Indiana Insurance works with local clients to secure liability protection beyond standard policy limits. Its umbrella insurance agents focus on providing an extra layer of coverage that helps safeguard personal assets against major claims or lawsuits. These professionals assist homeowners, auto policyholders, and business operators in South Bend with broader risk management. The agency can serve commercial sectors including offices, warehouses, and food service operations, ensuring appropriate additional coverage for various property and liability exposures.

AI
1227 E Ireland Rd
Affordable Insurance Agency INC
Umbrella Insurance Agent · South Bend, IN

As winter snow and ice begin to accumulate across South Bend, property owners face increased liability risks from slip-and-fall accidents on driveways and walkways. Affordable Insurance Agency INC provides umbrella insurance agent services in this area, helping local residents secure supplementary liability coverage that extends beyond the limits of their standard homeowners or auto policies. This additional protection can safeguard valuable assets and future earnings. The initial step involves a thorough review of an individual’s current insurance policies and personal liability exposure to determine appropriate coverage.

DH
2226 Miami St
Don Hollingsworth American Family Insurance
Umbrella Insurance Agent · South Bend, IN

Don Hollingsworth American Family Insurance serves as an umbrella insurance agent in South Bend, Indiana. The agency assists homeowners in the area with tailored residential policy options, while also providing commercial liability coverage for local business owners. Their services extend throughout South Bend and the surrounding St. Joseph County region. Clients often return between regular visits to adjust coverage limits as property values or personal assets change, ensuring consistent protection across their existing policies.

WI
216 S Taylor St
Wesolowski Insurance Agency
Umbrella Insurance Agent · South Bend, IN
(574) 233-5638
erieinsurance.com/agencies/ff2087
MH
1635 N Ironwood Dr Suite 1
Michiana Health Insurance, Inc
Umbrella Insurance Agent · South Bend, IN
(574) 855-4247
michianahealthinsurance.com
MI
1402 Portage Ave
McCartney Insurance
Umbrella Insurance Agent · South Bend, IN
(574) 287-8704
shopindianainsurance.com
AD
4327 W Western Ave
A-Agency A Division of Treesh Insurance
Umbrella Insurance Agent · South Bend, IN
(574) 236-2791
treeshinsurance.com
RI
333 N Lafayette Blvd
Rockstroh Insurance Inc
Umbrella Insurance Agent · South Bend, IN
(574) 233-5136
rockstrohinsurance.com
RF
917 Lincoln Way W
Robert Farley Insurance Agency Inc
Umbrella Insurance Agent · South Bend, IN
PI
205 W Jefferson Blvd
Pro Insurance Indiana
Umbrella Insurance Agent · South Bend, IN
(574) 281-9342
LI
52303 Emmons Rd #31
Leadership Insurance Agency
Umbrella Insurance Agent · South Bend, IN
(574) 277-1611
leadershipins.com
GI
202 S Michigan St #1400
Gibson
Umbrella Insurance Agent · South Bend, IN
(574) 245-3500
thegibsonedge.com
MI
54081 N Ironwood Rd
McGowan Insurance Group
Umbrella Insurance Agent · South Bend, IN
(574) 277-0234
mcgowaninsgrp.com

What Does an a Umbrella Insurance Agent in South Bend Cost?

The cost of an umbrella insurance policy in Indiana typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 750 dollars annually. Premiums vary based on your number of properties, vehicles, and personal risk factors. This is general information and not insurance advice.

About umbrella insurance agents in South Bend

Umbrella insurance agents in South Bend Indiana help you add an extra layer of liability protection beyond your standard home and auto policies. Indiana law requires minimum auto liability limits of 25/50/25, but an umbrella policy can cover higher claims and legal costs. Local agents understand the risks specific to Michiana, from lake property liability to winter slip and fall incidents.

Frequently Asked Questions

What does an umbrella insurance agent in South Bend do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying home and auto insurance limits are used up. The agent reviews your current coverage and recommends a policy amount that fits your assets and risk level.

How much umbrella coverage do I need in Indiana?

Most agents recommend at least 1 million dollars in umbrella coverage if you own a home or have significant savings. Indiana courts can award large judgments in liability cases, so your coverage should match your net worth and future earnings potential.

Does umbrella insurance cover legal defense costs in Indiana?

Yes, umbrella policies typically cover legal defense costs even if the lawsuit against you is groundless. In Indiana, this can include attorney fees, court costs, and settlements up to your policy limit. Your agent can explain the specific terms of each policy.

Umbrella Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.