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Compare umbrella insurance agents in West Des Moines. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
West Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 13 umbrella insurance agents in West Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AKP Health Insurance
974 73rd St, West Des Moines, IA 50265
(515) 490-4286
akphealthinsurance.com
Vibrant Insurance Group
9750 University Ave Suite 300, West Des Moines, IA 50266
(515) 223-6757
vibrantins.com
Crumes Insurance, LLC
950 Office Park Rd Ste 114, West Des Moines, IA 50265
(641) 799-2506
crumesinsurance.com
McCartan Insurance Group
640 S 50th St, West Des Moines, IA 50265
(515) 633-2273
mccartaninsurance.com
World Insurance Associates LLC
4500 Westown Pkwy # 150, West Des Moines, IA 50266
(515) 327-2020
locations.worldinsurance.com
Scott Insurance Services
1100 Grand Ave, West Des Moines, IA 50265
(515) 267-0405
scott-insurance-services.com
Valley Junction Insurance Services
509 5th St, West Des Moines, IA 50265
(515) 277-5049
vjinsurance.com
The Accel Group - West Des Moines
7000 Vista Dr Suite 300, West Des Moines, IA 50266
(515) 223-1600
acceladvantage.com
Clemens Agency
5725 Raccoon River Dr Suite 130, West Des Moines, IA 50266
(515) 868-0880
clemensagencyins.com
Independent Insurance Agents of Iowa, Inc.
4000 Westown Pkwy #200, West Des Moines, IA 50266
(515) 717-3214
iiaiowa.org
Brown-McNerney-Johnson Insurance Agency
6150 Village View Dr #100, West Des Moines, IA 50266
(515) 270-6814
bmjinsurance.com
Independent Insurance Assoc.
6150 Village View Dr #100, West Des Moines, IA 50266
(515) 276-1797
iiadsm.com
Glienke Agency
3737 Woodland Ave Suite 510, West Des Moines, IA 50266
(515) 267-8555
theglienkeagency.com
Umbrella insurance agents in West Des Moines Iowa help residents secure additional liability coverage beyond standard auto and homeowners policies. Iowa law does not require umbrella insurance but it can protect against large claims or lawsuits. Local agents understand Iowa liability limits and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in West Des Moines Cost?
Umbrella insurance in Iowa typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits may cost 50 to 100 dollars more per million. Costs vary based on your risk profile number of properties and driving record. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Des Moines do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risk level to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Iowa?
Most agents suggest coverage of one million dollars or more depending on your assets and income. Iowa courts can award damages that exceed standard policy limits so extra protection is wise.
Can umbrella insurance cover lawsuits in Iowa?
Yes umbrella insurance covers legal defense costs and settlements for claims like libel slander or accidents on your property. Iowa has a two-year statute of limitations for personal injury lawsuits so coverage is important.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.